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Business Talk

Business Tips

A Guide To Registering Your Business

All companies might be businesses, but not all businesses are in the legal sense, companies. It's an important distinction, with several implications for business owners.


 

A Business Revolving Loan Can Help You Navigate Your Way Through Cash Flow Cycles

Businesses are navigating a tough economic climate - consumers are being forced to tighten their spending and South Africa's growth forecasts are expected to be very low in comparison to prior years. It's a context that lends itself to a tighter credit environment and shopping around for favourable interest rates and repayment terms. Getting a loan in a downturn can become quite challenging, so thinking ahead and opening lines of credit before times get tougher can be a possible strategy for planning for the proverbial 'rainy day'.


 

Renting vs. Owning Business Premises

Every growing business throughout its life cycle is confronted with the important decision to continue leasing or own the premises in which it operates. Before this decision can be made, entrepreneurs should aim to understand the implications and establish whether this would be a good investment from a financial and long-term growth perspective. Being in a strong financial position to invest in commercial property should be every business owners' aspiration. However, not every business model supports owning commercial property. For some businesses, it may be better to lease.


 

Manage Your Trade Finance Risks

If you're in the import or exports business space, you'll know that the opportunity to tap into new markets comes with its fair share of risks. By understanding and managing these risks, your business can limit its exposure and pursue the challenges that come with growing cross-border trade with greater peace of mind.


 

The Economy

Budget Review 2017

The National Treasury did its best on 22nd February 2017 to deliver a progressive budget that upholds fiscal consolidation, but also attempts to promote transformation and greater economic inclusion in a climate where real economic activity remains weak. For higher income earners and investors the detail of the budget was tough, but it did deliver some relief for lower income earners...


 

2016 GDP By Sector

Agriculture and mining again held GDP growth back in the fourth quarter of 2016, with their combined contraction shaving -0.6% points off the GDP figure. Expectations for Q4 growth were around the 0.4% mark, the final figure has come in at 0.3%, so slightly less than what was hoped for. Nonetheless the growth in the tertiary sector - which includes finance, real estate and business services - bodes well...


 

Events

FNB Cape Town 12 ONERUN

FNB Business is proud to be the title sponsor of the FNB Cape Town 12 ONERUN 2017. The sponsorship is aligned to support local and community events that focus on a healthy lifestyle and family involvement, and create a platform for us to interact with our clients and potential clients. The focus for this year's event is to encourage businesses to take part in the FNB CT12 B2BRun Challenge. Here businesses have the opportunity to enter as a business and have their employees entered as a team. The B2BRun challenge objective is to encourage employee wellness and to use the event as a team building exercise.

The FNB Cape Town 12 ONERUN celebrates everything Cape Town - the vibe, the beautiful city, and the people. The race starts at Woodbridge Island in Milnerton, the route follows the coastline through the Harbour, past key city landmarks and finishes at the FNB Portside building in the heart of Cape Town.


 

FNB Magalies Monster

FNB Business and FNB Private Wealth are once again excited to be the proud title sponsors of the FNB Magalies Monster and FNB Platinum Trail Run.

The Magalies Monster MTB classic is one of South Africa's largest 1 day MTB events, giving riders the chance to experience the real beauty of the Magaliesburg Mountains. A hugely popular event on the MTB calendar, conquering the Monster is seen as a real accomplishment in the world of Mountain Biking. Held the day after the FNB Magalies Monster, the FNB Platinum Trail Run encompasses the best trail running routes in the North West Province. Taking in the might of the Magaliesburg and the majestic Buffelspoort Dam, the Platinum Trail Run will treat runners with magnificent views of the Buffelspoort Valley and terrain that is both varied and challenging.


 

You use the information contained on this page (the "Information") at your own risk. First National Bank, a division of FirstRand Bank Limited ("the Bank"), provides no warranties or guarantees, whether express, implied or otherwise, in respect of the Information, its accuracy and/or reliability. Without limitation, the Bank does not warrant that the Information will ensure your compliance with accounting, auditory, financial, legal, business and/or tax requirements or will improve your business' performance. The Information does not constitute advice and should not be used as a substitute for obtaining professional or other advice where necessary. Neither the Bank nor its holding company, subsidiaries or other group companies will be liable to you for any claims, demands, expenses, costs, losses or damages, of whatsoever nature, suffered or incurred by you in respect of your use of the Information.

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