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Business Talk

Business Tips

Key Disciplines in Scaling

Over 50% of the top 1% of businesses get stuck at a common point on their growth path. This point of "stuckness" does not manifest as a temporary circumstance which simply corrects itself over time or with a mediocre level of effort. The consequences of many businesses' inability to navigate themselves out of "stuckness" are dire. Avoiding getting stuck altogether, or finding an escape route if the business is already stuck requires significant effort and skill from the business leadership.


 

DocTrail™ Makes Your Business' Requisition Process as Easy as Making a Payment.

No matter what the size of your business, keeping an auditable trail of the documentation that accompanies and supports financial transactions to and from company accounts is not only a legal requirement, but it can also streamline admin and reduce the cumbersome task of maintaining a paper trail. Spending less time on this admin by using digital tools frees up key resources and can also translate into cost savings.


 

A Guide To Registering Your Business

All companies might be businesses, but not all businesses are in the legal sense, companies. It's an important distinction, with several implications for business owners.


 

A Business Revolving Loan Can Help You Navigate Your Way Through Cash Flow Cycles

Businesses are navigating a tough economic climate - consumers are being forced to tighten their spending and South Africa's growth forecasts are expected to be very low in comparison to prior years. It's a context that lends itself to a tighter credit environment and shopping around for favourable interest rates and repayment terms. Getting a loan in a downturn can become quite challenging, so thinking ahead and opening lines of credit before times get tougher can be a possible strategy for planning for the proverbial 'rainy day'.


 

Renting vs. Owning Business Premises

Every growing business throughout its life cycle is confronted with the important decision to continue leasing or own the premises in which it operates. Before this decision can be made, entrepreneurs should aim to understand the implications and establish whether this would be a good investment from a financial and long-term growth perspective. Being in a strong financial position to invest in commercial property should be every business owners' aspiration. However, not every business model supports owning commercial property. For some businesses, it may be better to lease.


 

Manage Your Trade Finance Risks

If you're in the import or exports business space, you'll know that the opportunity to tap into new markets comes with its fair share of risks. By understanding and managing these risks, your business can limit its exposure and pursue the challenges that come with growing cross-border trade with greater peace of mind.


 

The Economy

2016 GDP By Sector

Agriculture and mining again held GDP growth back in the fourth quarter of 2016, with their combined contraction shaving -0.6% points off the GDP figure. Expectations for Q4 growth were around the 0.4% mark, the final figure has come in at 0.3%, so slightly less than what was hoped for. Nonetheless the growth in the tertiary sector - which includes finance, real estate and business services - bodes well...


 

Events

FNB Magalies Monster

FNB Business and FNB Private Wealth are once again excited to be the proud title sponsors of the FNB Magalies Monster and FNB Platinum Trail Run.

The Magalies Monster MTB classic is one of South Africa's largest 1 day MTB events, giving riders the chance to experience the real beauty of the Magaliesburg Mountains. A hugely popular event on the MTB calendar, conquering the Monster is seen as a real accomplishment in the world of Mountain Biking. Held the day after the FNB Magalies Monster, the FNB Platinum Trail Run encompasses the best trail running routes in the North West Province. Taking in the might of the Magaliesburg and the majestic Buffelspoort Dam, the Platinum Trail Run will treat runners with magnificent views of the Buffelspoort Valley and terrain that is both varied and challenging.


 

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