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You use the information contained in this document (the "Information") at your own risk. First National Bank, a division of FirstRand Bank Limited ("the Bank"), provides no warranties or guarantees, whether express, implied or otherwise, in respect of the Information, its accuracy and/or reliability. Without limitation, the Bank does not warrant that the Information will ensure your compliance with accounting, auditory, financial, legal, business and/or tax requirements or will improve your business' performance. The Information does not constitute advice and should not be used as a substitute for obtaining professional or other advice where necessary. Neither the Bank nor its holding company, subsidiaries or other group companies will be liable to you for any claims, demands, expenses, costs, losses or damages, of whatsoever nature, suffered or incurred by you in respect of your use of the Information.

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Business Talk

Keeping you up to date

Spotlight

Did the Mini Budget give us any clues about what to expect in 2017?

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South Africa Dodges Junk Status, But We're Not Out Of The Woods

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Business tips

New BEE Codes focus on Skills and Enterprise Supplier Development

The new codes are intended to foster a renewed focus on training for staff and skills development.

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SMEs urged to diversify when investing profits

If we invest our extra cash, we need to ensure we diversify those investments and spread the risk. This principle applies to investing for your business too.

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Consider a Digital Payment Solution to save on costs

If you don't want to carry cash on your premises and employ staff who have no bank account, you should consider using a digital payment solution.

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Your Staff's Financial Wellbeing can impact their productivity

You may not realise it, but the financial wellbeing of your staff can impact their productivity, and this can influence your entire business' performance.

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The economy

SA GDP remains sluggish for Q3 2016

The Mining, Construction, Finance and Government sectors all registered positive growth despite poor economic conditions. The Agriculture sector experienced negative quarterly growth for seven consecutive periods as it recovers from the effects of the prolonged drought. The Trade, Catering and Accommodation sectors contracted by -2.1% which is its largest drop since the 2009 recession, indicative of the strain on household income. The 3Q16 GDP release suggests that our 0.2% full year growth forecast is on track, if not slightly bearish

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Events

FNB Business INNOVATION Awards 2017

We've developed the FNB Business INNOVATION Awards, an awards programme that can help unlock the innovative capability of your business to scale globally.

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