Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

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Product Shop

Private Banking

Private Banking

Interactive


Instant Cashflow is interactive. You can re-assign transactions and change certain variables (e.g. reduce your debtors' days or provide for an anticipated receipt of funds in the coming months) to see how these will impact your future cash flow.

Keep cash flow positive


You can use the information to take steps to ensure that your cash flow remains positive. So, if you see that you may go into a negative cash flow position in the coming months, you could move funds out of an investment account into your transactional account or apply for an overdraft from FNB.

Secure storage


Storage of all your data on FNB's secure servers with the added benefit of back-ups done by FNB.

Graphs


Graphs showing your business's actual historical cash flow movements as well as projected cash flows for the upcoming months. The graphs are calculated by analysing patterns from transactions in your business's FNB bank accounts (on an aggregated basis) over the past 12 months.

Automatic uploads


Automatic upload of all your business transactions from your FNB bank accounts to Instant Cashflow.

Instant Cashflow

Make informed decisions

Instant Cashflow is a FREE online, interactive tool that can help you to better manage your business's cash flow and make informed business decisions.

  • FREE to all FNB Business clients
  • NO monthly or annual license fees
  • NO upgrade fees
  • NO support fees

What you get


Manage your future cash flow

Easy maintenance

No need to buy software, set up and/or maintain.

Secure storage

Store all your data on FNB's secure servers

Read more

Interactive

Re-assign transactions and change certain variables

Read more

Graphs

Showing your business's historical + projected cash flow movements

Read more

Keep cash flow positive

Take steps to ensure that your cash flow remains positive

Read more

Automatic uploads

Automatic uploading of all your business transactions

Read more

Getting it made easy


Instant Cashflow

Qualifying criteria

  1. Have an FNB Business Account
  2. Be registered for FNB Online Banking or Online Banking Enterprise™

How to get it

Call me back

Other ways to apply

Contact us