Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Gold Business - Business Banking Accounts - FNB
 

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB

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Corporates + Public Sector

Corporate Public Sector

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Business Overdraft


What the Business Overdraft offers

  • Accessibility to the required cash flow you need to run your business
  • Payments into the overdraft facility make funds available for use again
  • Flexibility, as you can deal with unexpected expenses and capitalise on opportunities
  • Monthly repayments are based on the amount of credit you used

What you can do

  • Enjoy FREE access to Instant Accounting - an easy-to-use online accounting solution which uses your FNB Online Banking statements to do your bookkeeping automatically every night
  • Enjoy FREE access to Instant Accounting Insights - giving you a monthly snapshot of your business's cash flow, income and expenses
  • The opportunity to apply for the new FNB Visa Business Cheque Card with Chip and PIN technology, the most secure cheque card available today, that helps your business save money

Costs

  • The amount you qualify for, as well as the interest rate, will depend on your credit profile
  • The interest rate will be calculated for you, once your application has been submitted
  • Interest is charged monthly on your overdraft balance
  • Credit fees will be provided upon application

Legal

  • Product Terms and Conditions are included in the Facility Letter you receive with your approved overdraft
  • Only after signing the required facility and collateral documentation, will the overdraft facility be made available for use

Gold Business

It takes a bank that does more to help

For businesses with a turnover of up to R5 million per annum.

We have solutions to help you navigate starting,
running and growing your business.

  • More than just a Business Account

  • Earn eBucks Rewards for Business
  • 24/7 support with our Business Desk
  • Bank anytime, anywhere with our Digital Banking solutions
  • Get access to Instant Solutions - Instant Accounting, Instant Invoicing
  • Grow your business with the Business Directory
  • Get a Business Call Account
 

Solutions to help


start your business

We have an ideal set of products and solutions to support you when you are opening a new business or switching an existing business.

Solutions to help run your business


We have the right solutions to help you run and maximise your business' capabilities.

 

Create & pay with your own
virtual card


The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can also create an unlimited
number of cards at no additional cost to use as you need them.

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay,
Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.

Earn eBucks

Make your money go further and earn eBucks while you spend online.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no cost to you

Tell me more

Applying made easy


Gold Business Account

Qualifying criteria

Best suited for businesses with a turnover of up to R5 million per annum

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Quick guide

Applying for a Business Cheque Account online made easy.