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For My Business

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For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Business Overdraft

What the Business Overdraft offers

  • Accessibility to the required cash flow you need to run your business
  • Payments into the overdraft facility make funds available for use again
  • Flexibility, as you can deal with unexpected expenses and capitalise on opportunities
  • Monthly repayments are based on the amount of credit you used

What you can do

  • Enjoy FREE access to Instant Accounting - an easy-to-use online accounting solution which uses your FNB Online Banking statements to do your bookkeeping automatically every night
  • Enjoy FREE access to Instant Accounting Insights - giving you a monthly snapshot of your business's cash flow, income and expenses
  • The opportunity to apply for the new FNB Visa Business Cheque Card with Chip and PIN technology, the most secure cheque card available today, that helps your business save money


  • The amount you qualify for, as well as the interest rate, will depend on your credit profile
  • The interest rate will be calculated for you, once your application has been submitted
  • Interest is charged monthly on your overdraft balance
  • Credit fees will be provided upon application


  • Product Terms and Conditions are included in the Facility Letter you receive with your approved overdraft
  • Only after signing the required facility and collateral documentation, will the overdraft facility be made available for use

Gold Business

It takes a bank that does more to help

For businesses with a turnover of up to R5 million per annum.

We have solutions to help you navigate starting,
running and growing your business.

  • More than just a Business Account

  • Earn eBucks Rewards for Business
  • 24/7 support with our Business Desk
  • Bank anytime, anywhere with our Digital Banking solutions
  • Get access to Instant Solutions - Instant Accounting, Instant Invoicing
  • Grow your business with the Business Directory
  • Get a linked Business Savings Pocket

Solutions to help

start your business

We have an ideal set of products and solutions to support you when you are opening a new business or switching an existing business.

Solutions to help run your business

We have the right solutions to help you run and maximise your business' capabilities.


Solutions to help you grow your business

We understand the support you need in growing your business and have specialised products and solutions to assist you.

Applying made easy

Gold Business Account

Qualifying criteria

Best suited for businesses with a turnover of up to R5 million per annum

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Quick guide

Applying for a Business Cheque Account online made easy.