Home
Gold Business
Search
Home
For Me
For My Business
For Corporates
Private Banking
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Lifestyles Services Bank better

Switch to FNB

Do it now! Retrieve application

Transact

Bank accounts Credit cards Connect SIM Mobile accounts eWallet Smart devices and SIM Petro Card Business Directory

Ways to bank

Digital Banking Branch, ATMs + Telephone Banking Digital Payment Solutions nav»

Savings and Investments

Access immediately Access with notice Access after a fixed period Teach my child to save Shares and Krugerrands Tax-Free Savings Retirement Unit Trusts Stokvel Account

Invest abroad

Global Wealth Solutions Global Account

Financial planning

Overview Personal goals Child's education Emergencies Retirement In retirement Tax free Estate + legacy planning

Borrow

Credit cards Home loans Overdraft Personal loan Revolving loan Student loan Temporary loan Vehicle finance

Insure

Insurance

Forex

Foreign exchange solutions

eBucks Rewards

eBucks Rewards SLOW

Switch to FNB

Do it now!

Lifestyles

Youth accounts FNB EasyPlan FNB Gold Islamic banking Premier Young Professionals Medical Professionals Premier Select Over 55s Encore - Over 55s Retirement

Switch to FNB

Do it now!

Services

DebiCheck and Debit Order Email statements Balance Alert Limit Alert LOTTO and PowerBall Prepaid products Soccer six Traffic fines Debit order + salary switching inContact iTunes gift codes Payments and Debit Orders DStv Payments

Switch to FNB

Do it now!

Bank better

Learn about banking Demos

Close

Switch to FNB Business

Apply now! Retrieve application

By Turnover

Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services

Invest

Save + Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Commercial property finance Fleet Services

Insure

Insurance

Forex + Trade

Foreign exchange + Trade solutions Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

the dti initiatives Business Talk eBucks Rewards for Business DocTrail™ Business directory CIPC + BEE Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Close

Switch to FNB

Do it now!

Private Banking

Private Clients - Earn between R750 000 - R1 499 999 per year Private Wealth - Earn above R1.5m or have NAV of R15m p.a. to qualify

Close

Home Loans

Affordability Bond Calculator Replacement Value

Day to day banking

Budget Future Value Credit Cards

Shares

Share Builder Share Investor

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

International

Forex

Close

Product Rates

Savings + Investments Transactional Savings Legal Practitioners and General Trust Account Global Accounts

Pricing Guide

Overview

Rates

Foreign Exchange Rates Lending Rates

Indicators and Share Price

SA Indicators FirstRand Share Price

Close

News + Insights

Press Office Economics commentary Insights

Close

Terms + Conditions

Product Terms and Conditions Promotions Terms and Conditions Legal Matters

Social Responsibility

FNB Fund FNB Volunteers

About Us

World of FNB

FNB Subsidiaries

Botswana Lesotho Ghana Namibia Swaziland Tanzania Zambia Channel Islands

Close

Talk to us + important numbers

Contact us

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator/Book a Branch Visit Business Directory

Tools

Debit order + salary switching Track and Trace Lead Form Tracking Upload Documents - For Me Upload Documents - For My Business Reporting a death Software Downloads FNB Approved Suppliers Verify Guarantee Verify Statements Verify Payments Verify Account Confirmation/Visa Application Letters eWallet balance enquiry iContract

Close

Careers at FNB

Find out more about careers at FNB Apply here

Close

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Retirement In retirement Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Close

Close

Your login details have been entered incorrectly


Please note that on your third failed attempt, your profile will be blocked.

Username

Password

Forgot your login details?


Reset your Username or Password

Forgot your login details?




Reset your Username or Password

Your login details have been entered incorrectly


This is your third and last login attempt available.

Your profile will be blocked if you fail to enter your login details correctly.

Oh no!


We've noticed that you've tried to login more than 3 times.

This could help

Reset your Username or Password

You might have blocked your Online Banking Profile.

In order to unblock your profile, reset your username and password.

Close

Find a branch

Close

What would you like to do?

Close

Business Overdraft

What the Business Overdraft offers

  • Accessibility to the required cash flow you need to run your business
  • Payments into the overdraft facility make funds available for use again
  • Flexibility, as you can deal with unexpected expenses and capitalise on opportunities
  • Monthly repayments are based on the amount of credit you used

What you can do

  • Enjoy FREE access to Instant Accounting - an easy-to-use online accounting solution which uses your FNB Online Banking statements to do your bookkeeping automatically every night
  • Enjoy FREE access to Instant Accounting Insights - giving you a monthly snapshot of your business's cash flow, income and expenses
  • The opportunity to apply for the new FNB Visa Business Cheque Card with Chip and PIN technology, the most secure cheque card available today, that helps your business save money

Costs

  • The amount you qualify for, as well as the interest rate, will depend on your credit profile
  • The interest rate will be calculated for you, once your application has been submitted
  • Interest is charged monthly on your overdraft balance
  • Credit fees will be provided upon application

Legal

  • Product Terms and Conditions are included in the Facility Letter you receive with your approved overdraft
  • Only after signing the required facility and collateral documentation, will the overdraft facility be made available for use

Gold Business

It takes a bank that does more to help

For businesses with a turnover of up to R5 million per annum.

We have solutions to help you navigate starting,
running and growing your business.

  • More than just a Business Account

  • Earn eBucks Rewards for Business
  • 24/7 support with our Business Desk
  • Bank anytime, anywhere with our Digital Banking solutions
  • Get access to Instant Solutions - Instant Accounting, Instant Invoicing
  • Grow your business with the Business Directory
  • Get a linked Business Savings Pocket
Apply now!
Get more for your business
Apply now!
 

Solutions to help

start your business

We have an ideal set of products and solutions to support you when you are opening a new business or switching an existing business.

Solutions to help run

Solutions to help run your business

We have the right solutions to help you run and maximise your business' capabilities.

 
Solutions to help you grow

Solutions to help you grow your business

We understand the support you need in growing your business and have specialised products and solutions to assist you.

Borrow

Invest

Applying made easy

Applying made easy

Gold Business Account

Qualifying criteria

Best suited for businesses with a turnover of up to R5 million per annum

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Quick guide

Applying for a Business Cheque Account online made easy.

 

   Pricing Guide

Back to top
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).