Home
Product Terms and Conditions
Home
For Me
& My Family
For My Business
Corporates + Public Sector
Private
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB
Close
What would you like to do?
Start new application
Retrieve existing application
Close
Please select
For Me
For My Business
< R10m annual turnover
For My Business
> R10m annual turnover
Close
Please select
For My Business
< R10m annual turnover
For My Business
> R10m annual turnover
Close
Please select
Start new application
Need help with the process?
Close
Daily Banking
Home
For Me & My Family
For My Business
Private
Calculators
Rates + Pricing
News + Insight
About FNB + Legal
Contact Us + Tools
Careers at FNB
Close
Tools
Register
Forgot Username or Password
Verify payments
Close
Menu
Bank
Family & Life stage solutions
Events & Services
Bank better
Switch to FNB
Product Shop
Financial Solutions
Bank
Invest
Borrow
Insure
Connect
Ways to bank
Digital Banking
Branch, ATMs + Telephone Banking + @Till Banking
Digital Payment Solutions
nav»
Invest abroad
Global Solutions
Financial planning
Overview
Personal goals
Child's education
Emergencies
Tax free
Estate + legacy planning
Employee Benefits
Forex
Foreign exchange solutions
eBucks Rewards
eBucks Rewards
SLOW
Switch to FNB
Product Shop
Lifestyles
Family Banking
Youth accounts
FNB EasyPlan
Islamic banking
Premier
Medical Professionals
Premier Select Over 55s
Encore - Over 55s
Retirement
Switch to FNB
Product Shop
Events
Events
Services
DebiCheck and Debit Order
Balance Alert
Limit Alert
LOTTO and PowerBall
Prepaid products
Soccer six
Traffic fines
Switching Services
inContact
Online vouchers
Payments and Debit Orders
DStv Payments
Account Closure Guide
Switch to FNB
Product Shop
Bank better
Learn about banking
FNB App guides
Close
Switch to FNB Business
Product shop
By Turnover
First Business Zero (R0 - R5 million p.a)
Gold Business (R0 - R5 million p.a)
Platinum Business (R5 million - R60 million p.a)
Enterprise Business (R60 million - R150 million+ p.a)
Transact
Business Accounts
Credit Cards
Cash Solutions
Merchant Services
eWallet Pro
Staffing Solutions
ATM Solutions
Ways to bank
Fleet Services
Guarantees
Savings and Investments
Save and Invest
3PIM (3rd Party Investment Manager)
Borrow
FNB Cash Advance
Overdraft
Loans
Debtor Finance
Leveraged Finance
Private Equity
Securities Based Lending
Selective Invoice Discounting
Asset Based Finance
Alternative Energy Solutions
Commercial Property Finance
Fleet Services
Insure
Insurance
For my employees
Staffing Solutions
Employee benefits
Forex + Trade
Foreign Exchange
Imports and exports
Structured Trade + Commodity Finance
Business Global Account (CFC account)
Value Adds + Rewards
Connect my business
the dti initiatives
Enterprise and supplier development
Business Hub
eBucks Rewards for Business
DocTrail™
CIPC
Integration Channel
Instant Accounting Solutions
Instant Payroll
Instant Cashflow
Instant Invoicing
SLOW
24/7 Business Desk
FNB Business Fundaba
nav» Marketplace
Prepaid products
Accounting integrations
Industry Expertise
Philanthropy
Chinese Business
Islamic Banking
Agriculture
Public Sector
Education
Healthcare
Franchise
Motor Dealership
Tourism
Going Global
Global Commercial Banking
Financial Planning
Overview
Bank Better
KYC / FICA
Debit order + recipient switching
Electronic Alerts
Close
Corporates + Public Sector
Corporate
Public Sector
Close
Home Loans
Affordability
Bond Calculator
Day to day banking
Budget
Future Value
Credit Cards
Shares
Share Investor
Vehicle Finance
Vehicle Repayment
Vehicle Purchase Price
Close
Product Rates
Save and Invest
Transactional Savings
Legal Practitioners and General Trust Account
Global Accounts
Pricing Guide
Overview
Rates
Foreign Exchange Rates
Lending Rates
Indicators and Share Price
SA Indicators
Close
News + Insights
Press Office
Economics commentary
Insights
Business Hub
Close
Terms + Conditions
Product Terms and Conditions
Promotions Terms and Conditions
Legal Matters
About Us
World of FNB
News + Insights
Press Office
Economics commentary
Insights
Business Hub
FNB Subsidiaries
Botswana
Lesotho
Ghana
Namibia
Swaziland
Zambia
Channel Islands
Close
Talk to us + important numbers
Contact us
Fraud + Disputes
Security Centre
Locators
ATM Locator
Branch Locator/Book a Branch Visit
eWallet GEO Locator
Tools
Switching Services
Track and Trace
Lead Form Tracking
Upload Documents - For Me
Upload Documents - For My Business
Reporting a death
Software Downloads
FNB Approved Suppliers
FNB Prospective Suppliers
Verify Guarantee
Verify Statements
Verify Payments
Verify Account Confirmation/Visa Application Letters
eWallet balance enquiry
Close
Careers at FNB
Find out more about careers at FNB
Apply here
Close
FNB App
How-to guides
Register with Online
Register without Online
Add beneficiary
Pay recipient
Manage cards
Buy prepaid electricity
Buy prepaid airtime and data
Send eWallet
Download verified statement
Secure Chat®
Reset your password
Close
All savings + investment accounts
Cash deposits
Notice deposits
Immediate access
Access to a portion
Fixed deposits
Share investing
Shares
Tax-free investing
Tax-free accounts
Funds/unit trusts
Ashburton specialised products
Invest abroad
Offshore products
I want to save for
Personal goals
Child's education
Emergencies
Tax-free
Compare similar
Compare
Additional options
Show me all
Help me chosse
Find an advisor
Financial planning
Overview
Close
Product Terms and Conditions
FNB Global Account Terms and Conditions for Diplomats
FNB Global Account Terms and Conditions for Non-Residents and Foreign Nationals
FNB Business Global Account
eBucks Clicks Summer Campaign 2024 - Terms and Conditions
eBucks Travel Festive All Airlines on Discount & 10% Earn back- RETAIL
eBucks Travel Festive 10% Earn back on flights - COMMERCIAL
eBucks Travel Festive Flights & Wimpy - FNB ASPIRE
eBucks Travel Festive QuickBus & Mr D Campaign
eBucks Travel Festive Car Rental & Engen Campaign
FNB Connext eSIM (Local) - FAQs
FNB Connect eSIM (Local) - terms and conditions
The Sale of FNB Connect Airtime via Flash Eezi Airtime FAQs
Foreign Exchange Terms and Conditions for cross-border low volume ZAR transactions across the Common Monetary Area
FNB Stokvel Fixed Deposit Product Rules
FNB Call Account Product Rules
FNB Connect Non-Expiry Data Bundles - FAQs
FNB Connect Non-Expiry Data Bundles - Terms and Conditions
FNB Connect Device Pre-Orders - Terms and Conditions
FNB Law on Call Personal Plan LITE - Terms and Conditions
FNB Non Resident Account - Terms and Conditions
FNB Merchant Services GetPAID+ - Terms and Conditions
FNB Virtual Card - Terms and Conditions (effective 1 July 2024)
FNB Business Credit Card Account and Business Credit Card Facility - Terms and Conditions (effective 1 July 2024)
FNB Credit Card Account and Credit Facility - Terms and Conditions (effective 1 July 2024)
Wesbank Credit Card Account and Credit Facility - Terms and Conditions (effective 1 July 2024)
FNB Short-term motor insurance - Terms and Conditions
FNB Bill Payments (Payment Request) Terms and Conditions
Buildings Insurance - Terms and Conditions
FNB Connect WhatsApp Daily, Weekly and/or Monthly data bundles - Terms and Conditions
Revolving Facility - Terms and Conditions
Biller Service Terms: Payment Request Terms and Conditions
FNB Business Petrol Debit Card AA Emergency Roadside Assistance
FNB Third Party Investment Manager (3PIM) Connection Fee Rules
Conduct statement of commitment
FNB Connect: Huawei Loadshedding Back-Up Solutions
FNB Mortgage Portfolio Rate Assistance Programme - Terms and Conditions
FNB Home Loan Offering - Terms and Conditions
Funeral Plan - Terms & Conditions
Lehae Customer Privacy Notice - Terms & Conditions
FNB Self-Employed Value Proposition (Solopreneur Bundle) - Terms & Conditions
Business transactional account - Terms & Conditions
Solar Energy Loan - Terms & Conditions
FNB Solar Energy Loan (Private Clients) - Terms & Conditions
FNB Solar Energy Loan (Private Wealth) - Terms & Conditions
FNB Instant Payment Terms & Conditions
Money Protect - Terms and Conditions
Electronic Payment Terms and Conditions - (EFT, Pay and Clear Now and Activity Based Payments)
FNB PayMe (Payment Request) Terms and Conditions
Pension Backed Loan Product - Terms and Conditions
FNB Connect LTE only Data - Terms and Conditions
FNB Savings Account Product Rules
Effective Rate Fixed Deposit Product Rules
FNB Seniors Inflation Linked Deposit Product Rules
FNB Stokvel Savings Product Rules
FNB Business Estates Transactional Bank Accounts Terms and Conditions
FNB Business Call Account
FNB 7 Day Notice Product Rules
32 Day Flexi Notice Product Rules
FNB 48 Hour Cash Accelerator Product Rules
Cash Intelligence Investment Rules
FNB Fixed Deposit Product Rules
FNB Flexi Fixed Deposit Product Rules
FNB Business Money on Call Product Rules
FNB Restart Fixed Deposit Product Rules
FNB Accidental Death Plan - Terms and Conditions
FNB Law on Call Business Plan - Terms and Conditions
FNB Law on Call Personal Plan - Terms and Conditions
FNB Business Life Insurance General - Terms and Conditions
FNB Easy Account Rules
FNB First Warranty - Terms and Conditions
FNB Gap Cover Terms and Conditions
FNB General - Terms and Conditions
FNB Group Funeral Plan - Terms and Conditions
FNB Business Law on Call Lite - Terms and Conditions
FNB Life Insurance General - Terms and Conditions
FNB Lifestyle Protection Plan - Terms and Conditions
Campaign: FNB Earn eB500 when you update your marketing preferences
FNB Non Trading Transactional Account
FNB Pay Protect Plan - Terms and Conditions
FNB 32 Day Interest Plus
FNB Fixed Maturity Notice Account Rules
FNB Non-Standard Fixed Deposit Product Rules
FNBy Savings Account Product Rules
Income Planner Account Rules
FNB Investment Account - Terms and Conditions
FNB Retirement Annuity - Terms and Conditions
FNB Tax-Free Unit Trust - Terms and Conditions
FNB PayShap - Terms and Conditions
Savings and Investment Goals Terms of Use
FNB Retirees Solution Rules - Terms and Conditions
Product Guidelines for FNBs eWallet Services
eWallet Pro - Terms and Conditions
eWallet Pro Reversals - Terms & Conditions
FNB PayPal - Terms and Conditions
Amended General Terms and Conditions To Your Loan Agreement
Amended General Terms and Conditions To Your Overdraft Facility
Business Alternative Energy Terms and Conditions
Business Booster - Terms and Conditions
Business Credit Card General Facility Terms, Conditions and Rules
Business Credit Protection Plan
Classic Schedule of Benefits - Terms and Conditions
Chat Services Terms and Conditions
Cheque Account Offer: eB6000 Allocation Special Terms & Conditions
Cheque Account Offer: eBucks Allocation Special Terms & Conditions
Transactional Bank Account Terms & Conditions
FNB Connect Relationship Agreement
Covid-19 Cashflow Relief Terms and Conditions
Credit Card Debit order misalignment Project Terms & Condition
Data promotion terms and conditions
Debit Order Disputes and Stop Payments
FNB ecoEnergy Home Loan Terms and Conditions
FNB Easy Zero Account - Terms and Conditions
Electronic Subscriptions - Terms and Conditions
Unclaimed Funds - How to Claim
eWallet Terms of Use
FirstRand Bank Limited Relationship Agreement - Terms and Conditions
FNB Business Transactional Account Terms and Conditions
FNB Common Reporting Standards Individual Self-Certification User Guide
FNB Common Reporting Standards Juristic Self-Certification User Guide
FNB Connect Talk Max - Terms and Conditions
FNB Fleet - Auto Advance Card Terms and Conditions
FNB Fusion Bank Account Terms & Conditions
FNB Global Accounts - Terms and Conditions
FNB Growth Fund Unit Trust - Terms and Conditions
FNB Health Cash Plan - Terms and Conditions
FNB Home Finance Quicksell QuickBuy Programme - Terms and Conditions
FNB Islamic 48 Hour Cash Accelerator - Terms and Conditions
FNB Main Banked Rules
FNBy ISLAMIC ACCOUNT TERMS & CONDITIONS
Foreign Exchange for Islamic Banking - Terms and Conditions
Foreign Exchange Terms and Conditions
Gold Schedule of Benefits - Terms and Conditions
Home Finance - Unbonded Property Offering
Home FinanceInitiation Fee - Terms and Conditions
Homeloans Quick Sell Plan
inContact
Islamic Product Terms and Conditions
Kulula Gold Credit Card - Terms and Conditions
FNB Money Maximiser Product Rules
MoneyGram - Terms and Conditions
Mortgage Protection Plan Terms and Conditions (17 April 2020 - to date)
Mortgage Protection Plan Terms and Conditions (1 January 2019 to 16 April 2020)
Mortgage Protection Plan Terms and Conditions (1 May 2013 - 8 August 2017)
Mortgage Protection Plan Terms and Conditions (14 August 2017 31 Dec 2018)
Mortgage Protection Plan Terms and Conditions (Prior to 08 August 2017)
Overdraft/Fusion Debt Protection Plan Terms and Conditions (17 April 2020 to date)
Overdraft/Fusion Debt Protection Plan Terms and Conditions (1 January 2019 to 16 April 2020)
Overdraft/Fusion Debt Protection Plan Terms and Conditions (1 August 2017 to 31 December 2018)
Overdraft/Fusion Debt Protection Plan Terms and Conditions (01 June 2009 and 3 September 2012)
Overdraft/Fusion Debt Protection Plan Terms and Conditions (04 October 2012 and 31 September 2016)
Overdraft/Fusion Debt Protection Plan Terms and Conditions (28 September 2016 and 19 February 2017)
Overdraft/Fusion Debt Protection Plan Terms and Conditions (20 February 2017 - 31 July 2017)
Private Bank Lending Property SwitchValue Proposition
Remote Banking Agreement
Revolving Facility - Terms and Conditions Variation (Oct 2021)
Revolving facility - Terms & Conditions (May 2021)
FNB Revolving Loan Debt Protection Plan Terms and Conditions (17 April to date)
FNB Revolving Loan Debt Protection Plan Terms and Conditions (20 February 2017 to 31 July 2017)
FNB Revolving Loan Debt Protection Plan Terms and Conditions (26 August 2010 to 31 July 2013)
FNB Revolving Loan Debt Protection Plan Terms and Conditions (28 August 2013 to 31 September 2016)
FNB Revolving Loan Debt Protection Plan Terms and Conditions (28 September 2016 to 19 February 2017)
Rules for FNBy Account age 0 - 17 years - Terms and Conditions
Rules for FNBy Account age 18 - 24 years - Terms and Conditions
FNB Savings and Cash Investments Account General Terms and Conditions
Share Builder Terms and Conditions and / or Mandate
Share Investor Terms and Conditions and / or Mandate
Share Saver Terms and Conditions and / or Mandate
Simply Save Account Rules - Terms and Conditions
Spousal Offering - Terms and Conditions
FNB Tax-Free Cash Deposit Product Rules
Tax-Free Shares Terms and Conditions and / or Mandate
Temporary Loan Solution Annexure - Terms & Conditions (May 2021)
Top Up Debt Protection Plan Terms and Conditions (01 August 2017 to date)
Top Up Debt Protection Plan Terms and Conditions (Prior to 01 August 2017)
Waiving of Waiting Periods Campaign - Terms and Conditions
Winter Prepaid Terms and Conditions
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).