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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

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Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

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Save and Invest 3PIM (3rd Party Investment Manager)

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Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

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Insurance

For my employees

Staffing Solutions Employee benefits

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Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

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Global Commercial Banking

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Corporates + Public Sector

Corporate Public Sector

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Private Banking

Private Banking

Encore Account


Premier Select: Comprehensive Pricing Option

Published at 2017-07-24

Tier Credit Interest Rate
R0 - R9 999 0.30%
R10 000 - R19 999 0.55%
R20 000 - R49 999 1.55%
R50 000 - R99 999 3.20%
R100 000+ 0.80%

Youth Account


Published at 2016-03-18

Amount Interest
(per annum)
R1 - R 100 0.00%
R100 - R 1 000 1.40%
R1 000 - R100 000 1.90%
R100 000+ 2.95%

Stokvel Account


Published at 2022-05-20

Amount Nominal Interest Rate
(per annum)
Annual Effective Rate
R1 - R19 999 3.55% 3.61%
R20 000 - R24 999 3.75% 3.82%
R25 000 - R74 999 4.20% 4.28%
R75 000 - R99 999 4.30% 4.39%
R100 000+ 4.30% 4.39%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


Smart Save Account


Published at 2022-05-20

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R100 - R999 1.50% 1.51%
R1 000 - R4 499 1.50% 1.51%
R4 500 - R9 999 1.50% 1.51%
R10 000 - R14 999 1.50% 1.51%
R15 000 - R19 999 1.50% 1.51%
R20 000 - R24 999 1.50% 1.51%
R25 000 -R39 999 1.50% 1.51%
R40 000 - R49 999 1.50% 1.51%
R50 000 - R74 999 1.50% 1.51%
R75 000 - R99 999 1.50% 1.51%
R100 000 - R149 999 1.50% 1.51%
R150 000 - R199 999 1.50% 1.51%
R200 000 + 1.50% 1.51%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


Savings Account


Published at 2022-05-20

Balance Band Nominal Interest Rate (per annum) Annual Effective Rate
R1 - R19 999 3.55% 3.61%
R20 000 - R24 999 3.75% 3.82%
R25 000 - R74 999 4.20% 4.28%
R75 000 - R99 999 4.30% 4.39%
R100 000+ 4.30% 4.39%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


Transactional savings accounts


Interest rates

A positive balance has positive returns.