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Encore Account


Encore Gold: Comprehensive Pricing Option

Published at 2016-11-23

Amount Interest (per annum)
R1 - R5 000 0.50%
R5 000 - R10 000 0.55%
R10 000 - R20 000 0.55%
R20 000 - R25 000 0.55%
R25 000 - R50 000 0.55%
R50 000 - R200 000 0.55%
R200 000 + 0.65%

Premier Select: Comprehensive Pricing Option

Published at 2017-07-24

Tier Credit Interest Rate
R0 - R9 999 0.30%
R10 000 - R19 999 0.55%
R20 000 - R49 999 1.55%
R50 000 - R99 999 3.20%
R100 000+ 0.80%

Youth Account


Published at 2016-03-18

Amount Interest
(per annum)
R1 - R 100 0.00%
R100 - R 1 000 1.40%
R1 000 - R100 000 1.90%
R100 000+ 2.95%

Stokvel Account


Published at 2016-08-12

Amount Interest
(per annum)
R1 - R4 500 1.00%
R4 500 - R10 000 1.40%
R10 000 - R15 000 1.65%
R15 000 - R25 000 1.90%
R25 000 - R40 000 2.15%
R40 000 - R50 000 2.15%
R50 000 - R75 000 2.15%
R75 000 - R300 000 3.40%
R300 000+ 3.65%

Smart Save Account


Published at 2016-08-12

Amount Interest
(per annum)
R1 - R4 500 1.00%
R4 500 - R20 000 1.40%
R20 000 - R40 000 1.40%
R40 000 - R50 000 1.65%
R50 000 - R75 000 1.90%
R75 000 - R100 000 2.15%
R100 000 - R150 000 2.65%
R150 000 - R200 000 2.65%
R200 000+ 3.40%

Savings Account


Savings Account: Exclusive to Easy Account holders

Published at 2017-07-21

Amount Interest
(per annum)
R1 - R19 999 5.25%
R20 000 - R24 999 5.25%
R25 000 - R74 999 5.25%
R75 000 - R99 999 5.25%
R100 000 + 5.25%

Savings Account: Exclusive to Gold, Encore, Premier, Premier Select, Private Clients and Private Wealth Account holders

Published at 2017-07-21

Amount Interest
(per annum)
R1 - R19 999 5.25%
R20 000 - R24 999 5.50%
R25 000 - R74 999 6.20%
R75 000 - R99 999 6.30%
R100 000 + 5.25%

Transactional savings accounts


Interest rates

A positive balance has positive returns.