Home
3rd Party Investment Manager
Search
Home
For Me
For My Business
For Corporates
Private Banking
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Lifestyles Events & Services Bank better

Switch to FNB

Do it now! Retrieve application

Transact

Bank accounts Credit cards Connect SIM Mobile accounts eWallet Smart devices and SIM Petro Card

Ways to bank

Digital Banking Branch, ATMs + Telephone Banking Digital Payment Solutions nav»

Savings and Investments

Save and Invest

Invest abroad

Global Wealth Solutions Global Account

Financial planning

Overview Personal goals Child's education Emergencies Retirement In retirement Tax free Estate + legacy planning Employee Benefits

Borrow

Credit cards Home loans Overdraft Personal loan Revolving facility Securities Based Lending Student loan Temporary loan Vehicle finance

Insure

Insurance

Forex

Foreign exchange solutions

eBucks Rewards

eBucks Rewards SLOW

Switch to FNB

Do it now!

Lifestyles

Youth accounts FNB EasyPlan FNB Gold Islamic banking Premier Young Professionals Medical Professionals Premier Select Over 55s Encore - Over 55s Retirement

Switch to FNB

Do it now!

Events

Events

Services

DebiCheck and Debit Order Balance Alert Limit Alert LOTTO and PowerBall Prepaid products Soccer six Traffic fines Debit order + salary switching inContact iTunes gift codes Payments and Debit Orders DStv Payments Account Closure Guide

Switch to FNB

Do it now!

Bank better

Learn about banking Demos FNB App guides

Close

Switch to FNB Business

Apply now! Retrieve application

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Close

Switch to FNB

Do it now!

Private Banking

Private Clients - Earn between R750 000 - R1 499 999 per year Private Wealth - Earn above R1.5m or have NAV of R15m p.a. to qualify

Close

Home Loans

Affordability Bond Calculator

Day to day banking

Budget Future Value Credit Cards

Shares

Share Investor

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

International

Forex

Close

Product Rates

Save and Invest Transactional Savings Legal Practitioners and General Trust Account Global Accounts

Pricing Guide

Overview

Rates

Foreign Exchange Rates Lending Rates

Indicators and Share Price

SA Indicators

Close

News + Insights

Press Office Economics commentary Insights Business Hub

Close

Terms + Conditions

Product Terms and Conditions Promotions Terms and Conditions Legal Matters

Social Responsibility

FNB Fund FNB Volunteers

About Us

World of FNB

FNB Subsidiaries

Botswana Lesotho Ghana Namibia Swaziland Tanzania Zambia Channel Islands

Close

Talk to us + important numbers

Contact us

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator/Book a Branch Visit

Tools

Debit order + salary switching Track and Trace Lead Form Tracking Upload Documents - For Me Upload Documents - For My Business Reporting a death Software Downloads FNB Approved Suppliers Verify Guarantee Verify Statements Verify Payments Verify Account Confirmation/Visa Application Letters eWallet balance enquiry iContract

Close

Careers at FNB

Find out more about careers at FNB Apply here

Close

Close

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Retirement In retirement Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Close

Close

Your login details have been entered incorrectly


Please note that on your third failed attempt, your profile will be blocked.

Username

Password

Forgot your login details?


Reset your Username or Password

Forgot your login details?




Reset your Username or Password

Your login details have been entered incorrectly


This is your third and last login attempt available.

Your profile will be blocked if you fail to enter your login details correctly.

Oh no!


We've noticed that you've tried to login more than 3 times.

This could help

Reset your Username or Password

You might have blocked your Online Banking Profile.

In order to unblock your profile, reset your username and password.

Close

Get in touch

Email 3pim@fnb.co.za

Contact your FNB Relationship Manager
087 730 5868

Visit your nearest FNB branch

Close

Money on Call

The ability to add money at any time. Negotiated interest rates.

  • Minimum R1 opening balance
  • Offers immediate access to money
  • The ability to add money at any time
  • Negotiated interest rates

Close

Access with notice

7 Day Notice

Offers access to money after 7 days' notice. Interest rates are tiered based on the amount invested.

  • Minimum R20 000 opening balance
  • Offers access to money after 7 days' notice
  • Ability to add money electronically at any time
  • Interest rates increase twice - once after 32 days, and again after 64 days
  • Interest rates are tiered based on the amount invested

32 Day Interest Plus

Offers access to money after 32 days' notice. Interest rates are tiered based on the amount invested.

  • Minimum R100 opening balance
  • Offers access to money after 32 days' notice
  • Ability to add money at any time
  • Interest rates increase twice - once after 32 days, and again after 64 days
  • Interest rates are tiered based on the amount invested

Close

7 Day Notice

  • Minimum R20 000 opening balance
  • Offers access to money after 7 days' notice
  • Ability to add money electronically at any time
  • Interest rates increase twice - once after 32 days, and again after 64 days
  • Interest rates are tiered based on the amount invested

Close

32 Day Interest Plus

  • Minimum R100 opening balance
  • Offers access to money after 32 days' notice
  • Ability to add money at any time
  • Interest rates increase twice - once after 32 days, and again after 64 days
  • Interest rates are tiered based on the amount invested

Close

Fixed Deposit

Invest from 7 days to 60 months. Additional deposits are allowed at maturity.

  • Minimum R10 000 opening balance
  • Invest from 7 days to 60 months
  • Earn a fixed interest rate over a fixed period
  • Interest rates are tiered based on the amount invested
  • Additional deposits are allowed at maturity

Close

48 Hour Cash Accelerator

Earn interest and get access to your money after 2 days' notice.

  • Minimum opening deposit of R100 000
  • Earn a tiered interest rate based on the amount you invest
  • Access your money with just 2 days' notice
  • Add money at any time
  • Manage your account digitally

Close

Cash Intelligence Investment

Tracks the daily performance of a portfolio of money market instruments in South African Rand.

  • Minimum opening deposit of R1 000 000
  • Capital and quoted returns are 100% guaranteed.
  • Add money at any time from anywhere
  • There are no monthly fees
  • The rate received is the weighted average return of a variety of cash deposits and moves on a daily basis, based on the performance of each deposit on the day

Close

Lifestyle solutions

Islamic Call

Earn a Shari'ah compliant profit share on a monthly basis with immediate access to your funds.

  • Minimum R1 opening balance
  • Offers immediate access to money
  • The ability to add money at any time
  • Negotiated profit share rates

Islamic 48 Hour Accelerator

Earn an indicative profit share and get access to your money after 2 days' notice.

  • Minimum opening deposit of R100 000
  • Profit share rates are based on the amount you invest
  • Access your money with just 2 days' notice
  • Manage your account digitally
  • Reinvest or transfer your Profit share to another account

Close

Find a branch

Close

Introduction to 3PIM

3rd Party Investment Manager

Easily manage accounts online

3PIM is an online system that enables you to invest your clients' money into a number of investment accounts.

What this is
Call me back

What this is

An easy-to-use investment platform

3rd Party Investment Manager (3PIM) is an online system that allows you as an FNB client to independently invest and manage your clients' money into a range of investment accounts.

What 3PIM offers your business

  • An online solution to open, manage and close 3rd party accounts on your clients' behalf
  • Online access to all accounts through your FNB Online Banking Enterprise™ solution, paired with full functionality to manage your clients' details therein
  • A range of investment products are available to choose from based on your clients' requirements
  • The benefit of a negotiated call account interest rate, based on the total balances in your portfolio
  • The option to charge a management fee for the administration of your clients' funds
  • Automated online generation and archiving of statements
  • The ability for legal practitioners to issue cash-backed property guarantees in real time at no cost.
 
Is this for you?

Is this for you?

An efficient, convenient system

The 3PIM solution will work for you if

  • You manage entrusted money as part of your business
  • You need to manage multiple investment accounts on behalf of your clients
  • You are a legal practitioner, property manager, estate agent, financial services provider or insolvency practitioner
  • You are registered as an accountable institution in terms of the FIC Act
  • You require an online solution to manage your clients' money
 
The benefits
 

The benefits

Online account management in real time

3PIM offers unique benefits

 
  • No additional software or logins are required, as the system is integrated into FNB's existing Online Banking Enterprise™ solution
  • It requires no input, or assistance, from an FNB bank representative to implement or use.
  • Built in segregation of duties to ensure greater internal security and efficiencies
  • Various account types can be opened online, in real time and managed separately
  • Funds carry no market risk as capital and quoted returns are fully guaranteed
  • Benefit from a negotiated Call Account interest rate, based on the total balances in your portfolio
  • Accurate tax reporting to SARS through eFiling
  • Ability to make use of multiple 3PIM structures, which is ideal for businesses that have regional offices
Available accounts

Available accounts

Find a suitable solution

Money on Call

The ability to add money at any time. Negotiated interest rates.

Read more

48 Hour Cash Accelerator

Earn interest and get access to your money after 2 days' notice.

Read more

Access with notice

Access money after 7 days' or 32 days' notice. Interest rates are tiered based on the amount invested.

Read more

Cash Intelligence Investment

Tracks the daily performance of a portfolio of money market instruments.

Read more

Fixed Deposit

Invest from 7 days to 60 months. Additional deposits are allowed at maturity.

Read more

Lifestyle solutions

Earn a Shari'ah compliant profit share, with immediate access to your funds, or after 2 days'.

Read more
Legal Practitioner benefits

Legal Practitioner benefits

Compliance with the Legal Practitioners Act

As a legal practitioner, 3PIM offers various benefits

  • The system offers a structure specifically built to ensure funds always flow through your section 86(2) Trust Accoun
  • Option to automatically calculate and sweep net interest from the Legal Practitioner's section 86(2) Trust Account to the Legal Practitioners Fidelity Fund
  • Automatic sweeping of 5% of interest earned on all investments opened in terms of section 86(4) of the Legal Practice Act No. 28 of 2014, to the Legal Practitioners Fidelity Fund
  • Ability to issue, pay or cancel cash backed property guarantees instantly with no FNB intervention

Cash-backed Property Guarantees

  • Cash-backed Property Guarantees are issued online at no cost
  • Multiple Cash-backed Property Guarantees can be issued against one investment account
  • Flexibility to customise your property clauses displayed on the guarantee letter
  • Beneficiary alerts for issued, cancelled or expired Cash-backed Property Guarantees
  • Beneficiaries are able to independently verify issued Cash-backed Property Guarantees online
Verify Cash-backed Property Guarantee
 
Getting it made easy

Getting it made easy

3rd Party Investment Manager

Qualifying criteria

  1. Proof of accountability in terms of the FIC Act (e.g.Fidelity Fund or FSB Certificate)
  2. Business Transactional and FNB Trust Account
  3. Online Banking Enterprise™

Ways to apply

Call me back

Other ways to apply

Contact us

Find a branch

Back to top
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).