The Securities Based Lending offering is the ideal vehicle for getting quick access to funds - without having to liquidate securities, provides the power
of gearing for higher returns - which means your investment portfolio can continue to move with the markets and grow.
With no restrictions on what the loan can be used for, Securities Based Lending is the ideal vehicle to access liquidity, simply by using collateral such as cash, listed shares; unit trusts; local cash investments; preference shares; exchange traded funds (ETFs); real estate investment trusts (REITs); government bonds; guarantees, & offshore investment.
This form of lending provides flexibility and gears share investors towards creating or sustaining wealth without disrupting the set long-term investment goals.
A full credit review of the amount of money you'll qualify for is entirely based on the diversity, liquidity, serviceability and market value of your portfolio.
The loan to value amount is largely dependent on the diversity of your portfolio.
The following movable assets can be used as collateral:
Can I continue to trade on my portfolio?
Portfolios ceded against facilities are generally on a non-discretionary basis and are held with a long term view. As a result trading on a ceded portfolio will not be permitted without the prior written consent of the bank. The consent of which shall not be unreasonably withheld.