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Premier Banking
Young Professionals
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Finance your lifestyle

Premier Banking can help you choose which credit products are best for your situation, whether it be short, medium or long term. You can also apply for all credit products through our Premier Bankers.

Very often life throws us unexpected expenses, giving us the need to get hold of extra cash, or you could just want some flexibility to buy what you want when you want it (like a new home or a new car). Your Premier Banking can help you choose which credit products are best for your situation, whether it be short, medium or long term.

Short and Medium Term Credit Solutions

Whether you need personalised credit for everyday, credit that helps you breathe a little or ongoing credit, FNB has the solution that's right for you:

Personalised credit that's perfect for everyday expenses. Credit that's a great back up when you need it. Flexible, ongoing credit. Credit when you want to buy something once off.
FNB Premier Credit Card Overdraft Revolving Loan Personal Loan
You get up to 55 days interest free, earn eBucks Rewards and get access to discounts on flights, gadgets, vouchers and more. You only pay for it when you use the facility and it stays available for when you need it again. Plus, get a personalised interest rate. Gives you flexible access to credit which you don't need to apply for again - it's available for as long as you need it. Gives you the credit you need to do just about anything up to R150 000.
A convenient, short-term credit facility on your Cheque Account which is ideal for emergencies or unforeseen circumstances. The choice of up to 60 months to repay and the Take-a-Break feature allows you to take a break from your monthly payment in January each year.
  • A personalised interest rate.
  • Access to a Budget Facility, which empowers you with flexibility, allowing you to choose a repayment period from 6 to 60 months, thus allowing you to specify your monthly repayment depending on what you can afford.
  • eBucks Rewards, only from FNB, where you earn:
    • Guaranteed 2% earn on your day-to-day shopping when swiping your FNB Premier Credit Card.
    • Up to 15% back in eBucks when you shop at Checkers and Shoprite.
    • Up to 15% back in eBucks on your fuel, prepaid airtime and prepaid electricity spend.
  • Exclusive Access to SLOW Lounges.
  • FREE AA Emergency Roadside Assistance with a linked Petro Card.
  • FREE Comprehensive Global Travel Insurance.
  • Is free of initiation costs, if you don't use it you don't pay for it and when you repay it, it stays available for when you need it again.
  • Gives you a personalised interest rate.
  • Is instant, the funds are immediately available in your Cheque Account upon approval.
  • Extends you the flexibility to pay it all back early if you wish.
  • Gives you fixed monthly instalments to help you budget.
  • Makes the funds that you've repaid or not used in your Revolving Loan available for as long as you need them.
  • Offers you a personalised interest rate.
  • The Take-a-Break feature which allows you to take a break from your monthly payment in January of each year.
  • The choice of how many months you need to repay, up to 60 months.
  • The option of debt consolidation where FNB assists in paying third parties directly.
  • Fixed monthly repayments by debit order to help you budget.

Home Loans

Buying a new home is an exciting step and there is nothing like a brand new space to call your own. Before your search begins, FNB Home Loans and Premier Banking would like to ensure that your journey to home ownership is a smooth one.

Premier Banking
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