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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


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Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Corporates + Public Sector

Corporate Public Sector

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Private Banking

Private Banking

32 Day Flexi Notice

Published at 2022-07-22

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R1 000 - R4 999 4.50% 4.59%
R5 000 - R9 999 4.50% 4.59%
R10 000 - R19 999 4.50% 4.59%
R20 000 - R29 999 4.90% 5.01%
R30 000 - R39 999 5.00% 5.12%
R40 000 - R49 999 5.10% 5.22%
R50 000 - R74 999 5.40% 5.54%
R75 000 - R99 999 5.45% 5.59%
R100 000 - R499 999 5.50% 5.64%
R500 000 - R999 999 5.55% 5.69%
R1m - R4 999 999 5.60% 5.75%
R5m+ 5.70% 5.85%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.

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Business 32 Day Flexi Notice

Maximum norminal interest rate over 12 months.


Minimum opening deposit of R5 000

Access your money after 32 days notice

What's hot

Flexible notice

Access your money after 32 days at no cost, or sooner at a cost

Add money

Add money at any time, from anywhere

Access your money

Load multiple notices at any time

Tiered Interest

Interest rates are based on the amount you invest

Do it online

Open and manage your account online

What you get

Guaranteed capital

No risk. Your original deposit and quoted returns are 100% guaranteed

Third party payments

Payments to third parties are allowed
(based on availability of funds and notice period)

Reinvest or transfer your interest to another account

Interest can be reinvested or paid out

It's free

No monthly fees

Regular transfers

Set up regular transfers into your account with a Scheduled Transfer


Add to your eBucks reward level points.
Visit for details.

Opening made easy

Business 32 Day Flexi Notice

Qualifying criteria

Must be registered in South Africa

Ways to apply

Open now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Documents needed

  • Identity: The green bar-coded ID books & proof of address for the company owners
  • Company documents
  • Income Tax Number: if issued