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Overview
Product Info
 
Access immediately
Access with notice
Access to a portion
Access after a fixed period
 
Money on Call
Money Maximiser
32 Day Flexi Notice
7 Day Notice Deposit
Flexi Fixed Deposit
Fixed Deposits
Effective Rate Fixed Deposit
  Money In
Minimum investment

A minimum investment amount is usually required when opening your new account.

Depending on the type of account, you will need to deposit from as little as R1000 to much higher amounts of R10 000.
R5000 R100k R1000 R50k R100 R10k R10k
Add money anytime

With this flexible account you`ll be able to add additional funds into the account at any given time.

No restrictions and no penalties. By adding additional funds when you feel like it, you can ensure that you earn more interest with every deposit.
   
Scheduled payments into account

With one simple step you can schedule regular payments into your account, without the hassle of having to remember to do these every time.

Not only will this save you time, it will also ensure the steady growth of your account without you even having to think about it.
   
  Money Out
Early access at a cost

Not able to wait out the term?

Sometimes an emergency arises and you have to have cash at hand. This investment allows you to access your funds before the set term, but at an additional cost.
           
Transfers to an FNB account (based on availability of funds and notice period)

Move your money around from one FNB account to the next. Transferring funds is easy, and you can put your money into the account that makes most sense.

Some accounts don't allow transfers, but this one does! Perhaps you want to move some of your earned interest to your cheque account, or some funds into your home loan. This is possible and easy to do, all online (based on availability of funds and notice period).
Third party payments (based on availability of funds and notice period)

Want to pay someone from this account? No problem! The account allows payments to third parties (other people/institutions) with no hassle.

Maybe you want to pay your traffic fine, or send some cash to your cousin. Just do a normal payment and make it happen: 1, 2, 3!
  No Fees
No monthly fees

You heard right. This account is basically free. How great is that?!

Where some accounts charge you a monthly fee for all kinds of services, this account costs you nada! Now that's a benefit that'll have you laughing all the way to the bank...
 
No transactional fees

Transacting on this account will cost you absolutely nothing! So you can move your cash without having to pay a cent, quick and easy.

There are accounts that charge you for doing things like transferring cash, making payments, adding funds etc. This is not one of those.
     
  Interest Rate
Fluctuating interest rates

With this account your rates are not linked to prime or inflation, nor are they set.

The interest rate fluctuates, depending on factors that can include balance, term invested, account specifications etc. It's our way of rewarding good financial behaviour.
   
Interest rates linked to prime

Ensure you always benefit from good growth for your money when the markets are up.

This option ensures that your investment is linked to the prime interest rate, allowing it to rise and fall as the markets do. When times are good you can really score with this option.
           
Interest rate increases after 32 and 64 days

If you leave your cash to grow in your account for more than 32 days, the interest goes up. And if you wait longer than 64 days, it goes up even more!

Perseverance definitely pays off! By being patient, the benefits really start to kick in!
           
Tiered rate; based on amount invested

You scratch our back, we'll scratch yours. The more you invest, the more interest we'll give you, based on our tiered rate system.

We have a set of interest rate tiers or levels, and the higher your tier, the higher the interest you'll earn. Simple.
 
Fixed rate for term          
  Interest
Access to your interest

Think of your interest as 'prize money'. You 'conduct yout finances optimally' by keeping your cash invested, and you get rewarded with access to your interest - to use as you please.

Needs differ and sometimes you'd like to have your money work for you right now, and not long term. Access to your earned interest makes that possible.
 
Can capitalise interest

To capitalise interest is a fancy way of saying that the interest you earn on the cash in your account, stays in that account.

This is money working for you! At the end of the month (or interest earning period) you earn interest on this interest plus the original amount. Bargain!
 
Redirect your interest monthly  
  Special Features
Capital guaranteed

With this account your capital is guaranteed - meaning that you won't ever ever lose your initial investment.

Some peace of mind is all we really want, and with this account that's exactly what you get. Safe as houses.
Choose your own term

Flexibility is cool. With this account you get to choose your own term of investment. Be the master or your own destiny.

Investments need time to grow. By taking up this account you get to decide how long that time needs to be. You make the rules.
Multiple notices allowed

Choose when to withdraw your cash.

If you wait out the full notice period of this account, you can withdraw your funds for free. Should you choose to withdraw at an earlier time (giving shorter notice), you'll need to pay a fee. Either way - your money's yours when you need it.
           
Visa debit card or cheque book

Transact easily on this account with a Visa debit card or a cheque book.

Use these to make payments, transact online and keep your finances in order.
           
Investment advice available

You are not alone. Whatever the question, we can assist when it comes to investing. Give us a shout.

Investing can be scary but with our help it doesn't have to be. We have helpful folks available to answer your questions and guide you in the right direction.
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1
Reasons to get an FNB
Money Market Investor
Enjoy capital growth through competitive returns
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Reasons to get an FNB
Money Market Investor
Earn an income from your Money Market Investor Account
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Reasons to get an FNB
Money Market Transactor
Set up regular payments into your account
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Reasons to get an FNB
Money Market Transactor
Reinvest or transfer your funds to other accounts
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Reasons to get an FNB
Simply Save Account
Make deposits and withdrawals of any amounts at any time
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Reasons to get an FNB
Simply Save Account
Get easy access to your funds
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7
Reasons to get an FNB
Call Account
Make additional deposits at any time
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Reasons to get an FNB
Call Account
Transfer your interest to other FNB accounts
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9
Reasons to get an FNB
7 Day Notice Account
Access your funds with a short notice period
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Reasons to get an FNB
7 Day Notice Account
Get an interest rate increase after the first 32 days
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Reasons to get an FNB
32 Day Interest Plus Account
Set up monthly payments into the account
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Reasons to get an FNB
32 Day Interest Plus Account
Get an interest rate increase after the first 32 days
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Reasons to get an FNB
Fixed Deposit
Request your interest monthly, quarterly, half-yearly or on maturity
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Reasons to get an FNB
Fixed Deposit
Choose your investment term from 1 month to 60 months
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Reasons to get an FNB
Effective Rate Fixed Deposit
Choose the investment term you want - from 2 month to 60 months
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Reasons to get an FNB
Effective Rate Fixed Deposit
Get a fixed investment term with competitive returns
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Reasons to get an FNB
Restart Fixed Deposit
Restart your investment once during the term of the investment
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Reasons to get an FNB
Restart Fixed Deposit
Get interest paid monthly, quarterly, half-yearly or on maturity
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Reasons to get an FNB
Inflation-Linked Deposit
Receive a monthly income linked to inflation
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Reasons to get an FNB
Inflation-Linked Deposit
Diversify your investment portfolio
 

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