The Graduate Programme Experience



Who is this for?

What would you like to find?


To access FNB Cell Pay Point register online or visit your nearest FNB Branch.

Cell Pay Point

A secure, easy to use online payment solution not limited to credit card payment.

Use this at any merchant registered for FNB cell pay point.

Benefits to Customers

  • Secure online payment alternative
  • Enhanced payment options - not limited to credit cards
  • Set payment limits for additional protection
  • Personal information is not sent to the merchant
  • Payment is immediately debited from the customer's account
  • Faster release of goods
  • No registration for customers of Cellphone Banking from FNB

Benefits to Merchants

  • Fast and simple integration
  • Easy to use payment process for the merchant's customers
  • Increased sales opportunity
  • Real-time notification of payments
  • Guaranteed payments
  • Payments are cleared into the merchant's bank account immediately
  • The merchant is able to make payment status enquiry
  • Secure connections / interfaces
  • Reports are emailed daily/monthly
  • The merchant's store is mentioned on our list of merchants
  • Reduced merchant risk and liability
  • Competitive merchant rates

What will it cost?

Customer Fees

  • FNB Cell Pay Point has no account transaction fee for personal cheque and transaction account; however credit card transaction fees and network operator fees are applicable.

Merchant fees

  • No monthly, annual commitment, start-up or cancellation fees
  • A transaction fee is charged for each successful payment calculated as a percentage of the transaction value

What you need as a customer to use Cell Pay Point:

  • You must be an FNB customer and be registered for Cellphone Banking.
  • A qualifying FNB account and any make or model of cellphone

You have a choice of the following registration channels:

  • Go to any FNB ATM
  • Call
  • Go to any FNB Branch
  • If you are an Online Banking customer register online

To register online:

  • Login to Online Banking
  • Select 'Services'
  • Select 'Cellphone Banking'
  • Proceed to register and follow the instructions

What you I need as a merchant to get Cell Pay Point

  • Sign commercial agreement with FNB's requirements
  • Open an FNB account
  • Register for service
Cell Pay Point