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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Corporates + Public Sector

Corporate Public Sector

Access to vehicle auctions

What Vehicle Auctions offers

  • Access to regular auctions of various vehicles

What Vehicle Insurance offers

  • Make an informed choice when you plan to purchase a pre-owned vehicle
  • Opportunity to bid on vehicles

What this allows you to do

  • Browse through auctions catalogues
  • Apply for vehicle finance should you find a vehicle you want to bid on

Instalment Sale or Lease Agreement

Choose the one that suits you best.

Instalment Sale Agreement

Means the vehicle is purchased from the dealer, or private seller but the bank owns the vehicle until you have finished paying it off. Monthly repayments are made over a specific period. When your final instalment has been paid, you take full ownership of the vehicle.

Lease Sale Agreement

Allows you to lease a vehicle from the financier with the option to buy the vehicle at the end of the agreement. Enjoy the use of the vehicle without outright ownership and the lease payments may be tax deductible.

Terms, conditions and rules apply.

Dealership Finance

Your dream car is within your reach

Understand how much you can buy and get tailor-made vehicle finance, with a choice of fixed or variable rates.

What this is

Tailored service


What Dealership Finance offers

  • A tailor-made vehicle finance solution
  • Choice of fixed or variable rate
  • A reasonable balloon payment or residual value to match your agreement choice

What this allows you to do

  • Buy a vehicle from a dealership
  • Buy a vehicle up to 10 years old
  • Finance a vehicle for at least R30 000 after deposit
  • Determine your repayments with the vehicle repayment calculator
  • Understand how much you can buy for with the vehicle purchase price calculator

Added value

Enjoy peace of mind and a smooth ride

Optional value adds available with your vehicle finance.

Retrenchment Policy

Pays up to 9 monthly instalments when you are involuntarily retrenched and remain unemployed

Deposit Protector

Pays back your deposit if the vehicle is stolen or written off

Courtesy Car Policy

Pays for the use of a courtesy car for up to 21 days if your car is stolen, written off or damaged

Access to vehicle auctions

Access to regular auctions of various vehicles

Read more

What's hot

Personalised interest rate

The interest rate is tailor made to suit you

Immediate application feedback

Within 30 minutes you'll get an answer on the outcome of your application

Finance vehicles up to 10 years old

Ability to buy previously owned vehicles. Subject to approval

Instalment Sale or Lease Agreement

Buy or sell privately

Read more

Insurance options

Make sure you're covered

Various cover options available to make sure you're always taken care of.

Comprehensive Insurance

Covers vehicle to protect the customer and FNB

Cover Plus

The shortfall insurance which covers the difference that is owed to FNB and the insurance payout

Customer Protection Plan (CPP)

Covers the outstanding balance in the event if death or permanent disability

Vehicle Warranty

Covers mechanical breakdown after the manufacturer's warranty expires


Applying made easy

Dealership Finance

Qualifying criteria

  1. Permanently employed
  2. 18+ with a driving licence
  3. Earn at least R6 000 a month and have a clear credit record

How to get it

Apply now!

Other ways to apply

Contact us

Private Clients can apply through their banker

Documents needed

  • Proof of income (recent payslip or 3 months' payslip if you are self-employed)
  • A signed declaration in accordance with the NCA
  • A green bar-coded South African ID book/new ID card
  • South African driving licence
  • Proof of residence
  • If you are a foreigner, a valid passport, permits and international driving licence are required
  • Refugees will not be considered for vehicle finance

Rules, terms + conditions apply