Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar


Additional options

Show me all Help me chosse Find an advisor

Financial planning


Access to vehicle auctions

What Vehicle Auctions offers

  • Access to regular auctions of various vehicles

What Vehicle Insurance offers

  • Make an informed choice when you plan to purchase a pre-owned vehicle
  • Opportunity to bid on vehicles

What this allows you to do

  • Browse through auctions catalogues
  • Apply for vehicle finance should you find a vehicle you want to bid on

Instalment Sale or Lease Agreement

Choose the one that suits you best.

Instalment Sale Agreement

Means the vehicle is purchased from the dealer, or private seller but the bank owns the vehicle until you have finished paying it off. Monthly repayments are made over a specific period. When your final instalment has been paid, you take full ownership of the vehicle.

Lease Sale Agreement

Allows you to lease a vehicle from the financier with the option to buy the vehicle at the end of the agreement. Enjoy the use of the vehicle without outright ownership and the lease payments may be tax deductible.

Terms, conditions and rules apply.

Dealership Finance

Your dream car is within your reach

Understand how much you can buy and get tailor-made vehicle finance, with a choice of fixed or variable rates.

What this is

Tailored service


What Dealership Finance offers

  • A tailor-made vehicle finance solution
  • Choice of fixed or variable rate
  • A reasonable balloon payment or residual value to match your agreement choice

What this allows you to do

  • Buy a vehicle from a dealership
  • Buy a vehicle up to 10 years old
  • Finance a vehicle for at least R30 000 after deposit
  • Determine your repayments with the vehicle repayment calculator
  • Understand how much you can buy for with the vehicle purchase price calculator

Added value

Enjoy peace of mind and a smooth ride

Optional value adds available with your vehicle finance.

Retrenchment Policy

Pays up to 9 monthly instalments when you are involuntarily retrenched and remain unemployed

Deposit Protector

Pays back your deposit if the vehicle is stolen or written off

Courtesy Car Policy

Pays for the use of a courtesy car for up to 21 days if your car is stolen, written off or damaged

Access to vehicle auctions

Access to regular auctions of various vehicles

Read more

What's hot

Personalised interest rate

The interest rate is tailor made to suit you

Immediate application feedback

Within 30 minutes you'll get an answer on the outcome of your application

Finance vehicles up to 10 years old

Ability to buy previously owned vehicles. Subject to approval

Instalment Sale or Lease Agreement

Buy or sell privately

Read more

Insurance options

Make sure you're covered

Various cover options available to make sure you're always taken care of.

Comprehensive Insurance

Covers vehicle to protect the customer and FNB

Cover Plus

The shortfall insurance which covers the difference that is owed to FNB and the insurance payout

Customer Protection Plan (CPP)

Covers the outstanding balance in the event if death or permanent disability

Vehicle Warranty

Covers mechanical breakdown after the manufacturer's warranty expires


Applying made easy

Dealership Finance

Qualifying criteria

  1. Permanently employed
  2. 18+ with a driving licence
  3. Earn at least R6 000 a month and have a clear credit record

How to get it

Apply now!

Other ways to apply

Contact us

Private Clients can apply through their banker

Documents needed

  • Proof of income (recent payslip or 3 months' payslip if you are self-employed)
  • A signed declaration in accordance with the NCA
  • A green bar-coded South African ID book/new ID card
  • South African driving licence
  • Proof of residence
  • If you are a foreigner, a valid passport, permits and international driving licence are required
  • Refugees will not be considered for vehicle finance

Rules, terms + conditions apply