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Financial planning

Overview

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Make savings last

  • Create a budget and stick to it
  • Don't stop saving - just because you retired doesn't mean it's time to spend without saving.
  • Keep investing if you can
  • Be realistic - you may have to downsize your expenses and lifestyle and make some financial adjustments

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Make the right choices

The fact is that people are living longer than they ever have in history. New studies show that, on average, men will live to 80 and women will live to 85. The average retirement age is between 60 and 65, with this in mind, you have to make sure that your money lasts as long as you do.

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FAQ's

  • Do I need to cut down on any unnecessary expenses to maintain the retirement lifestyle that I want?
  • Do I have sufficient savings to continue living independently?
  • Do I need to include more income-producing investments in my portfolio?

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An FNB financial planner can assist you with:

  • Planning for retirement
  • Advice on retirement, investment, tax and estate planning
  • Achieving your retirement goals
  • Establishing how much money you'll need to live comfortably
  • Improving the way you invest your money
  • How best to manage your hard-earned funds once retired

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Because you save for the things that count...

  • For emergencies and unforeseen expenses

    We have a range of savings and investment accounts where you can access your money quickly

  • For specific goals or special events

    We have a range of savings and investment accounts where you can access your money after placing notice

  • For the longer term.

    We have a range of savings and investment accounts where you can access your money after a fixed period

  • Teach your child to save.

    What guidance do you need to choose the right savings and investments solution for you?

  • Tax-free savings.

    Ideal for enjoying the benefits of saving tax free

Living in retirement

Manage and refine your strategy

Keeping your finances in good shape will keep your retirement as enjoyable and as stress free from money worries as possible.

Why save?

Because you save for the things that count...

  • For emergencies and unforeseen expenses
  • For specific goals or special events
  • For the longer term.
  • Teach your child to save.
  • Tax-free savings.

What to consider

How to make ends meet

FNB financial planning

How can we help you?

At FNB we will help you determine how best to invest your money to reach your financial goals.

Getting it made easy

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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).