Keeping your finances in good shape will keep your retirement as enjoyable and as stress free from money worries as possible. Remember you worked hard your entire life, now it's time to relax and reap the benefits of your hard work.
Don't stop saving - just because you retired doesn't mean it's time to spend without saving.
Keep investing if you can
Be realistic - you may have to downsize your expenses and lifestyle and make some financial adjustments
Make the right choices
The fact is that people are living longer than they ever have in history. New studies show that, on average, men will live to 80 and women will live to 85. The average retirement age is between 60 and 65, with this in mind, you have to make sure that your money lasts as long as you do.
Ask the following questions
Do I need to cut down on any unnecessary expenses to maintain the retirement lifestyle that I want?
Do I have sufficient savings to continue living independently?
Do I need to include more income-producing investments in my portfolio?