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Financial planning

Overview

Automatic Debt Protection

FNB Credit Card customers receive Automatic Debt Protection on the outstanding debt on their credit card in the event of death or permanent disability.

You will be protected against legal action for a specified amount on your credit card debt, or the full amount owing should it be less than the amount specified by the bank in the event of death or permanent disability.
Automatic Debt Protection covers you for the amount specified below in the event of your death or permanent disability:

Product Name	Premium	Specified Maximum Amount
Automatic Debt Protection (ADP)
FNB Petro Card (Standalone)	No charge	R1 000
FNB Aspire Credit Card	No charge	R5 000
FNB Premier Credit Card	No charge	R12 000
FNB Private Clients Credit Card	No charge	R12 000
FNB Private Wealth Credit Card	No charge	R12 000

Top-up Debt Protection Plan

Credit cards are a great way of accessing money when you really need it. FNB Petro Card (standalone only), Aspire, Premier, Private Clients and Private Wealth Credit Card holders qualify for embedded cover at no charge in the event of death or permanent disability from R1 000 to R12 000, depending on your card.

The Top-up Debt Protection Plan is designed to cover any debt on your credit card. This cover is over and above your free embedded cover for FNB Petro Card (standalone only), Aspire, Premier, Private Clients and Private Wealth Credit Card holders. Top-up Debt Protection offers cover for the FULL outstanding balance on your credit card in the event of death or permanent disability, and cover for your minimum FNB Credit Card instalments for up to 12 months in the event of temporary disability and unemployment/ inability to earn an income.

Top Up Debt Protection Plan Terms and Conditions (01 August 2017 to date)

Top Up Debt Protection Plan Terms and Conditions (Prior to 01 August 2017)

Premiums will be calculated on the average outstanding amount during the month, minus the free portion offered under Automatic Debt Protection (ADP).

All the Debt Protection Plan benefits are subject to the terms and conditions (i.e. the policy) as issued by FNB Life.

Contact 087 575 1111 for more info

Terms, conditions and rules apply.

Terms and Conditions

Terms and conditions apply

Afrikaanse bepalings en -voorwaardes

Earn & spend your eBucks

Did you know you can earn eBucks when you spend your eBucks at Makro?

Plus, if you don't have enough eBucks you can part pay with your FNB Credit Card to receive the 10% fixed interest rate when using your budget facility for purchases between R2 500 and R15 000 in-store or online.

Get your Makro card today

Don't have a Makro card?
Get your Makro card on the Makro mCard app or in-store today in order to start shopping.

Budget facility

Using the budget facility on your credit card is easy. Once you have purchased your goods, choose a repayment period between 6 to 60 months.

Don't have a budget facility on your credit card? Log in to online banking and do a limit shift on your credit card profile.

Find a Private Wealth office

Select a province

Gauteng

Pretoria

Menlyn Place, 87 Frikkie De Beer Street,

Menlyn 0181

GPS co-ordinates: -25.781266,28.277693

Telephone: 087 736 6647

Download map

Sandton

5 Merchant Place, 3rd Floor,

9 Fredman Drive, Sandton

GPS co-ordinates: 26° 06' 03" S; 28° 03' 22.90" E

Telephone: 087 335 5500

Download map

KwaZulu-Natal

Pietermaritzburg

Redlands Estate, 01 George McFarlane Lane

Wembley, Pietermaritzburg, 3201

Telephone: 087 335 0920

Download map

Umhlanga

FNB Acacia House, 2nd Floor,

2 Kikembe Drive, Umhlanga Rocks

GPS co-ordinates: -29.730436, 31.069312

Telephone: 087 335 0843

Download map

Free State

Bloemfontein

197 Nelson Mandela Rd,

Brandwag 9301, Bloemfontein

GPS co-ordinates: -29.107664,26.19603

Telephone: 051 406 7625

Download map

Eastern Cape

East London

Pebble Mill House, Quartzite Drive,

The Quarry East London 5201

GPS co-ordinates: -32.993547,27.90699

Telephone: 087 730 7231

Download map

Port Elizabeth

FNB Newton Place Building

16 Newton Street, Newton Park, 6045

GPS co-ordinates:

Telephone: 087 736 2617

Download map

Western Cape

George

Church Corner Building, Ground Floor,

Cnr Church and Courtenay Street

GPS co-ordinates: -33.960127,22.471504

Telephone: 087 343 0774

Download map

Portside

27th floor, Portside, 5 Buitengracht Street,

Cape Town, 8001

GPS co-ordinates: -33.916772, 18.422046

Telephone: 087 335 6470

Download map

Tygervalley

Willowbridge Place, Cnr Carl Cronje & Old Oak Drives,

Tygervalley, Cape Town

GPS co-ordinates: -33.86842,18.631611

Telephone: 087 736 1820

Download map

Mpumalanga

Nelspruit

8th Floor, Pinnacle Building,

1 Parkin Street, Nelspruit, 1200

Telephone: 087 736 5016

Download map

Secunda

Unit C2 Second floor,

Grand Palace Building,

Heunis Street, Secunda

Telephone: 087 312 4450

Download map

Witbank

Route N4 Business Park,

7 Corridor Crescent, Ben Fleur, Ext 11, Witbank

Telephone: 087 736 5300

Download map

Limpopo

Lephalale

Shop 31C, Lephalale Mall,

Cnr Nelson Mandela & Chris Hani Drive, Lephalale, 0555

Telephone: 087 736 5889

Download map

Polokwane

Suite 103, Cnr N1 & R81,

Mall of the North, Polokwane

Telephone: 087 736 3149

Download map

Get in touch

The Service Suite is available on

087 730 6000

or email

servicesuite@fnbprivatewealth.co.za

Bundled pricing option

Private Wealth clients will enjoy the benefits of a single discounted monthly fee for a portfolio of products:

Private Wealth Current Account
Private Wealth Credit Card
Savings Account
Money Maximiser Account¹
Global Account²

To further help you get better banking value, you will now also have the opportunity for your monthly fees to be waived/rebated on the following products through our Private Wealth offering:

Overdraft³
Securities Local Trader Account⁴
Securities Global Trader Account⁵
FNB Channel Islands Current Account⁶

1. A minimum opening deposit of R100 000 is required to activate the account and must be maintained to continue earning interest

2. Fees are applicable to foreign exchange transactions

3. Refer to terms and conditions of your credit agreement

4. A minimum balance of at least R25 000 must be maintained in your Local Trader Account. The monthly account fee will be charged to your account and reversed in the following month.

5. Only applicable to Non-Discretionary Accounts. A minimum balance of at least $10 000 must be maintained in your Global Trader Account. The monthly account fee will be charged to your account and reversed in the following month.

6. A minimum balance of at least £5000 must be maintained in your FNB Channel Islands Current Account

Note: This pricing option is only applicable to individuals, joint accounts do not apply. Click here to download the pricing guide

Global Travel Insurance at no charge

Global Travel Insurance, at no charge, will keep you covered no matter where you go in the world, when you purchase your return ticket(s) using your FNB Debit, FNB Fusion, Credit Card or eBucks. You will get up to R 5 million cover for the first 90 days of your trip. What's more is we will cover up to 8 travel tickets for your travel companions too.

Why do I need this?

Save on your insurance and be conveniently covered for the first 90 days of your journey.

How do I get Global Travel Insurance at no charge?

To qualify for Global Travel Insurance at no charge, you require a qualifying FNB Debit, FNB Fusion or Credit Card with which to pay for your travel ticket.

Process

Purchase your return travel ticket(s) using your qualifying FNB card
Obtain your policy by:

Contacting the Global Travel Insurance Help Desk on: 0861 490 100
For emergency assistance while on travel contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

This offer is available to FNB Debit, Fusion or Credit Card holders below the age of 75 who are residents of any of these countries: South Africa, Lesotho, Namibia and eSwatini.

With Global Travel Insurance you get:

Up to R5 million cover for medical expenses
Cover in the event of accidental death, pre-existing medical conditions and total permanent disablement

For more information view the Global Travel Insurance Policy together with the Schedule of Benefits

For assistance contact:
Global Travel Insurance Help Desk: 0861 490 100
Medical Services Organisation (MSO): +27 11 521 4575 ('Reverse-charge' your call using this number when from anywhere in the world)

If you are over 74, FNB provides a specific type of insurance to suite your needs. For more information view the Global Travel Insurance Policy . These documents are also available from the Global Travel Helpdesk

Please ensure you have a copy of this Travel Policy prior to travelling and ensure you fully understand it.

AA Emergency Roadside Assistance

Never be left stranded again. Linked and Standalone Petro Cardholders receive free automatic AA Emergency Roadside Assistance which provides a helping hand when you experience problems with your vehicle.

Benefits include
Roadside Repair Service

Out of fuel - Provision of fuel to a maximum of ten (10) litres (cost of fuel is for cardholder's account)
Restarting a flat battery
Changing flat tyres
Key lock-out service to a maximum of R300 inclusive of VAT

Tow-in Service
For mechanical or electrical vehicle breakdowns.
These services are limited to forty (40) kilometres round trip. Thereafter, the additional kilometres are for the cardholder to pay.

Accident Towing*:
In the event of an accident, the AA's own towing fleet or an accredited tow contractor fleet of the AA will tow your vehicle from the accident scene to the nearest AA Quality Assured body repairer centre or to a client approved panel shop. This service is available 24/7/365 days a year.

*This service is not covered by FNB. The AA will facilitate the service and it will be for the cardholder's cost.

Stand By You

Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives
In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road
The service is only available in certain metropolitan areas

Courtesy Services**

Car hire
Overnight accommodation for you and four other passengers

**Courtesy services are covered up to a maximum of R644 inclusive of VAT for emergencies occurring more than 100 kilometres from your home.

How to use AA Roadside Assistance Service

In an emergency please call 0860 70 60 50 and supply your name, surname, ID number and Petro Card number*** to the consultant
An AA appointed contractor will be sent to provide you with assistance
Upon the contractor's arrival please produce your Petro Card and proof of identity for the service

***Petro Card number is the 16 digit number on the front of your card

Terms, conditions and rules apply.

Visa Global Customer Assistance Service

Friendly assistance wherever you go in the world.

Through the Global Customer Assistance Service (GCAS) programme, Visa provides high-quality assistance to Visa cardholders when they travel overseas.

This is a multilingual service and is available globally, 24-hours a day, 365 days a year.

The services available include:

Lost and stolen card reporting
Emergency card replacement
Emergency cash payout for up to USD $5000

If you need assistance please call 0800 990 475 or +1(0) 410 581 9994 from anywhere in the world alternatively send an email to: cardcancellationqueries@fnb.co.za for Lost / Stolen Card and Emergency Card Replacement
or
email cancellations@fnb.co.za for Emergency Card Authorisation

You have a local support system should you have a medical emergency while travelling abroad or if your card is lost or stolen: Visa Global Customer Assistance Service (GCAS) - 0800 990 475. This is a free call.

Terms, conditions and rules apply.

Airport lounges

As an FNB Private Wealth Account holder, you can enjoy access to the luxurious SLOW and Bidvest Premier Lounges. Make a flight booking for you or your family using eBucks Travel and earn bonus Airport Lounge visits. Go to the eBucks tab on the FNB App to see how many Airport Lounge visits you have left. To access a lounge simply generate a QR code on the FNB App and scan it at the lounge entrance. SLOW Lounge boasts many features and services, such as freshly brewed coffee, tasty snacks and an abundance of power sockets, high speed WiFi, private studies, spa treatments, and a selection of books and newspapers to enjoy while you wait for your flight.

SLOW Lounges are located at the domestic terminals of the O.R. Tambo, Cape Town and King Shaka International Airports as well as at the international terminal of the O.R. Tambo International Airport.

Travel benefits

Enjoy up to 36 complimentary Airport Lounge visits per year, depending on your reward level

Complimentary and bonus visits can be used at selected Bidvest Premier Lounges

Family benefits

Earn up to 24 additional SLOW and Bidvest Premier Lounge bonus visits - Domestic or International - for you and your family when you book flights through eBucks Travel

For more information download the FNB App or visit www.ebucks.com .

Terms, conditions and rules apply.

Airport Lounges

Simply wave and pay

It's simple, smart and convenient.

Contactless technology allows you to make fast and secure payments for low value purchases by simply waving your card in front of a contactless enabled Point-of-Sale (POS) terminal.

Need to pay for a high value purchase? No problem. For your safety it simply means that you will be required to insert your PIN as usual.

What is Contactless Technology?

Embedded in your FNB Contactless Credit Card is a special chip and antenna. When you wave your card in front of the Contactless reader, your account information is transmitted via short range radio frequency. It's safe, simple and fast.

Why is it a better way to pay?

It's easy to use - Simply wave and pay
It's completely secure - your FNB Contactless Credit Card is just as secure as any other Chip & PIN card that carries multiple layers of security.
You have total control of the transaction and your money because your card never leaves your hand
Contactless payments are up to 4 times faster than normal credit card payments which mean spending less time in queues.

Pay with your FNB Contactless Credit Card in three easy steps;

Lookout for the Contactless symbol in-store and on the Point-of-Sale (POS) terminal.
Once the cashier has tallied up your purchases and you are ready to pay, hold/wave your card within 4cm of the Contactless Reader for a few seconds.
The transaction is complete once the green light appears. (Note: Some merchants have waived the need for a signature, others may ask you to sign the till receipt)

Where can I use my Contactless Credit Card?

Your FNB Contactless Credit Card is accepted at merchants locally and internationally displaying the Contactless symbol.

As an additional security feature, the first time you use your FNB Contactless Credit Card, you will be asked to insert your PIN, and thereafter all low value transactions at a Contactless retailer will not require a PIN

FNB Contactless Credit Card FAQs

iPhone 8

Starting from R499.00 pm

All-new glass design.
More advanced 12MP camera.
Most powerful chip ever in a smartphone.
Effortless wireless charging.
Never before possible augmented reality experiences.

Get added peace of mind with a free iCare Plus voucher for your new iPhone. Valued at R1499, it includes a screen repair and extended warranty. Visit the iStore website to secure your voucher from 20 October 2017. Limited Vouchers available.

Available at iStore from 20 October 2017.

Series 3 Watch

Starting from R217.00 pm

Faster dual-core processor.
Built-in GPS and GLONASS.
Is water resistant for up to 50 square metres.
Battery life of up to 18 hours.
With a heart rate sensor.

Available at iStore from 20 October 2017.

Exclusive FNB offers from partners such as iStore, The Pro Shop, Cycle Lab and KOODOO.co.za

Making use of your FNB FNB Private Wealth Pricing Guide at any of these stores rewards you with an interest rate of prime or prime +2% on selected Apple devices, golf clubs, bicycles and PlayStation consoles.

FNB will transfer the purchase to the budget facility at an interest rate of prime or prime +2%

Purchase your Apple device*, golf clubs, bicycles or PlayStation consoles** from our partners using your credit card
At iStore, The Pro Shop or Cycle Lab, inform the cashier that you want to put the transaction on the FNB budget plan and select the term
FNB will transfer the purchase to the budget facility at a competitive interest rate
The transfer may take up to 3 - 5 working days to go through. In the meantime, you will be charged your normal personalised interest rate

* Apple devices also available via istore.co.za (select the device, select 'Buy on FNB' and follow the steps). Find out more on www.istore.co.za/FNB

** PlayStation consoles games and accessories are available on KOODOO.CO.ZA

Important points to remember:

You must have a limit available to cover the total amount of the purchase price.
Your balance will reduce by the full amount.
Prefunding*** your credit card for the purchase will not qualify the transaction for the budget plan promotional interest rate.

*** Prefunding means the purchase was not done on credit but with your own funds. Prefunding your credit card for the purchase will not qualify the transaction for the budget plan promotional rate, specifically if the limit does not cover the purchase amount
Refer to our full Terms and Conditions.

Move unexpected medical expenses to budget at an interest rate of prime or prime +2%

If you respond to move to budget, the transaction and limit will be moved to budget over 6 months, at an interest rate of prime +2%

Medical expenses can be high. We can Help.

Swipe or tap your FNB FNB Private Wealth Pricing Guide for a qualifying medical transaction
A message is sent to you with the budget plan offer
If you respond to move to budget, the transaction and limit will be moved to budget over 6 months, at a competitive interest rate.

Qualifying Medical Transactions includes: any GP visits, in-hospital transactions (surgery or casualties) or selected specialist transactions.

The following specialist transactions are excluded:
Aesthetic, biokinetics, cosmetic, weight loss, dieticians, dermatology, skin laser, orthodontists, osteopaths, optometrists, opticians, ophthalmologists, podiatrists, chiropodists, homeopaths, nursing & personal care facilities, laboratories, pharmacies and retail stores.

Refer to our full Terms and Conditions

Qualifying requirements

To qualify make sure you:

Have a monthly deposit* of at least R60 000 into an FNB Fusion Private Wealth Account, FNB Private Wealth Current Account, FNB Private Wealth Single Facility, FNB One Account or an FNB Private Wealth Islamic Current Account.
OR
Have a monthly deposit* of at least R5 500 if you are on the Spousal pricing option.
OR
Have average deposits over 12 months of at least R60 000 into an FNB Fusion Private Wealth Account, FNB Private Wealth Current Account FNB Private Wealth Single Facility, FNB One Account or an FNB Private Wealth Islamic Current Account.
OR
Have average deposits over 12 months of at least R5 500 if you are on the Spousal pricing option.
OR
Have a monthly balance of at least R100 000 in an FNB Fusion Private Wealth Account, FNB Private Wealth Current Account, FNB Private Wealth Single Facility or FNB Private Wealth Islamic Current Account. Or if you are on the Spousal Pricing Option
*For the purpose of meeting the minimum deposit qualification criteria, 'deposit' means the payment of your salary, payment or drawings. 'Deposits' specifically exclude (but are not limited to) any inter-account transfers.

Make sure that ALL your FirstRand Bank accounts are in *good standing

FNB's Digital channel usage:

If you're under the age of 60:
- Log in to the FNB App at least once a month using your own banking profile.
- You only qualify to earn eBucks, up to reward level 2 , even if you're under 60 and don't transact on the FNB App. Simply meet the following requirements:
  - The deposit/balance rule
  - The good standing rule
  - You transact via Online Banking
You're exempt from this rule if you're over 60.

Remember:

If you stop meeting any one of these requirements at any time, you won't qualify for eBucks Rewards.
An account that's active means that there's regular activity on the account or that the account is still being used for its original intended purpose.
*An account that's in good standing means it isn't overdrawn, in arrears or in default; you haven't missed a premium and you aren't undergoing sequestration, business rescue, collection or liquidation proceedings (excluding debt review proceedings). This applies to all FirstRand Bank accounts, including but not limited to FNB, Ashburton WesBank accounts and RMB Private Bank accounts.
If you only have an FNB Private Wealth Credit Card, you'll qualify to earn eBucks on reward level 1 only, as long as you spend at least R10 000 per month or R30 000 over three months on your FNB Private Wealth Credit Card, log in to the FNB App at least once a month and ensure that all your accounts are in good standing.
FNB Private Wealth Current Account(s) includes the following accounts: FNB Private Wealth Current Account, FNB Islamic Private Wealth Account, an FNB Private Wealth Single Facility, FNB Private Wealth One Account or an FNB Private Wealth Fusion Account/FNB Private Wealth Current Account/ FNB Islamic Private Wealth on the Spousal Pricing option.

Maximise your points to reach level 5

You have the opportunity to move up a reward level every month because your reward level is reviewed monthly. The eBucks dashboard simplifies your life by giving you tips on how to move up a reward level and our eBucks Rewards Calculator will show you the easiest way to

Reward rates

You're ready to reach your goals once you've qualified and determined your reward level. Now we can help you make your money mean more because you're ready to earn eBucks.

You earn a % back on all of your qualifying purchases depending on your reward level. Your aim should always be to be on reward level 5 to maximise your eBucks Earn.

The reward rates need to be read in conjunction with the earn rules below.

Points collected monthly	1 000 - 6 499	6 500 - 9 499	9 5000 - 12 499	12 500 - 15 499	15 500 or more
		To qualify for reward level 2 and above, you need an FNB Fusion Private Wealth Account OR you need both an FNB Private Wealth Credit Card AND an FNB Private Wealth Current Account/FNB Private Wealth Single Facility
Your reward level	1	2	3	4	5
In-store shopping: Credit Card/Fusion Card	0.5%	0.9%	1.3%	1.8%	3%
In-store shopping: Current Card	0,25%
Online shopping: Credit Card/Fusion Card	0.5%	0.9%	1.3%	1.8%	3%
Online shopping: Current Card	0,25%
NEW! FNB Global Debit card	0.5%	1%	2%	2.5%	4%
Engen: rands/litre*	R0.10	R0.25	R0.75	R2.00	R4.00
Transport: Gautrain & Uber	0.5%	2.5%	5%	7.5%	15%
Checkers & Shoprite	1%	2.5%	5%	7.5%	15%
FNB Connect	1%	2.5%	5%	7.5%	15%
FNB Life Insurance - Protect Series	1%	2.5%	5%	7.5%	15%
FNB Life Insurance - Simplified and Customised	1%	2.5%	15%	25%	40%
Forex	5%	10%	20%	30%	50%

Double up on Fuel is a quarterly reward in addition to your normal eBucks earned each month for fuel purchases at Engen. If you have met all the qualifying requirements, at the end of the quarter, you will earn an additional up to R4/litre back in eBucks over and above the eBucks you have already earned each month for your fuel purchases, effectively giving you up to R8/litre back in eBucks once a quarter on your total Engen earn for that quarter.

Engen Earn	R0,10	R0,25	R0,75	R2	R4
Double Up Earn	R0,10	R0,25	R0,75	R2	R4
Total Double Up & Engen Earn for Quarter(Rands/litre)	R0,20	R0,50	R1,50	R4	R8

Earn rules

Determining your reward level

Your reward level is calculated around the 8th of each month, based on the number of reward level points you've collected from FNB in the previous month.

Qualifying purchases

Qualifying purchases (i.e. spend on which you earn eBucks) excludes Cash@Tillï¿½, transfers, EFTs, debit orders, cash withdrawals, travellers' current, foreign exchange transactions and casino gambling transactions.
Qualifying purchases include in-store and online shopping purchases as well as Engen purchases made using your FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Current Card.
You don't earn eBucks on joint accounts or on FNB Money Market Transactor Accounts.

Shopping

Shopping spend limits apply irrespective of whether you shop domestically or internationally.

In-store shopping

The amount on which you earn eBucks is limited to a total monthly Rand spend (on qualifying card swipes only) of R30 000 on your qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Current Card. Thereafter, you'll earn eBucks on in-store shopping purchases made using your FNB Fusion Private Wealth Card or FNB Private Wealth Credit card at a flat rate of 0.5%.
You won't earn eBucks on in-store shopping purchases above the R30 000 spend limit made using your FNB Private Wealth Current Card.
Your FNB Fusion Private Wealth Card/FNB Private Wealth Credit Card spend is considered first towards the spend limit.

Online shopping

The amount on which you earn eBucks at your online shopping reward rate is limited to a total monthly Rand spend (on qualifying online spend only) of R7 500 on your qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Current Card. Thereafter, you'll earn eBucks on online purchases made using your FNB Fusion Private Wealth Card or FNB Private Wealth Credit Card at a flat rate of 0.5%
You won't earn eBucks on online purchases above the R7 500 spend limit made using your FNB Private Wealth Current Card.
Your FNB Fusion Private Wealth Card/FNB Private Wealth Credit Card spend is considered first towards the spend limit.

NEW! FNB Global Debit Card

Earn up to 4% back in eBucks on your FNB Global Debit Card purchases.
The amount on which you earn eBucks is limited to a total monthly spend of R40 000 Thereafter, you'll earn eBucks on in-store shopping and online purchases made using your FNB Global Debit Card at a flat rate of 0.5%.
Foreign currency will be converted back to ZAR at the end of the month based on the average exchange rate as per FNB Forex.

Engen

Earn up to R4/litre back in eBucks on your fuel spend at Engen only, based on the price of inland ULP 95. No earn will be awarded on fuel purchases at any other fuel retailers.
The amount on which you earn eBucks is limited to 20% of your total monthly qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Current Card spend or a total Rand spend of R3 000 per month, whichever occurs first.
You can fill up at any domestic Engen fuel station, but you must pay for your Engen fuel at the Engen forecourt. You won't earn eBucks if you pay at the Quickshop at the Engen fuel station.
An FNB Private Wealth Linked Petro card will qualify to earn eBucks when you fill up at any Engen fuel station.
You will not earn eBucks back on any fuel purchases made on an FNB Private Wealth standalone Petro Card or any FNB Petrol card.
Note: You'll not earn eBucks on Engen fuel spend above the R3 000 spend limit made using your FNB Fusion Private Wealth Card, FNB Private Wealth Current Card/ FNB Private Wealth Credit Card.

To find the nearest station click HERE .

Gautrain, Uber and Uber Eats

Earn up to 15% back in eBucks on Gautrain, Uber & Uber Eats.
The amount on which you earn eBucks is limited to 20% of your total monthly qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Current Card spend or a total Rand spend (on Gautrain, Uber and Uber Eats) of R2 000 per month, whichever occurs first.
You only earn eBucks on Uber rides taken domestically and domestic Uber Eats purchases, (i.e.: within the borders for South Africa).

Checkers & Shoprite purchase

The amount on which you earn eBucks is limited to 20% of your total monthly qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Current Card spend or a total Rand spend (on qualifying card swipes only) of R10 000 per month, whichever occurs first.
Your FNB Fusion Private Wealth Card/FNB Private Wealth Credit Card spend is considered first towards the spend limit.
If you haven't yet met the qualifying requirements, you'll earn 0.5% back in eBucks on in-store purchases made at Checkers & Shoprite using your FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card or FNB Private Wealth Current Card.
You won't earn eBucks on purchases made at MediRite Pharmacies, Money Markets, Computicket, Computicket-Travel and Cash@Till® withdrawals.

FNB Connect contracts and prepaid purchases

eBucks won't be earned on any device premiums linked to your contract(s) or for FNB Connect Ultimate/ Unlimited/TalkMax package.
The amount on which you earn eBucks is limited to a total monthly Rand spend of R1 000 on qualifying FNB Connect contracts and/or prepaid purchases only and excludes any prepaid purchases using eBucks as the payment method.
You only earn eBucks on FNB Connect prepaid purchases bought via FNB's Digital channels:
- FNB App - you must have a compatible smartphone or tablet to use this.
- Download the FNB App from your Apple App store/Google Play store.
- Online Banking
- Cellphone Banking - dial *130*321# or *120*321#.

NEW! FNB Life Insurance: Protect Series

Earn up to 15% back in eBucks on your FNB Life Insurance Protect Series products.
You will earn eBucks back on premiums for the following cover types: FNB Funeral plan and FNB Accidental Death plan.
The amount on which you earn eBucks is limited to a total monthly premium spend of R7 000.
The monthly premiums on your qualifying FNB Life Insurance Protect Series products, must be paid on time from your FNB Fusion Private Wealth or FNB Private Wealth Account. You won't earn eBucks for any month where premiums weren't paid - either because you didn't make payment that month, or because FNB Life Insurance chose to waive your premium that month for any reason.
The percentage earned back in eBucks is calculated based on the sum total of monthly premiums for all your qualifying FNB Life Insurance Protect Series policies products. Your participation in the eBucks programme allows us to better assess your risk enabling you to earn back a percentage of your premium in the form of eBucks and/or collect points towards your rewards level.
In the case of an FNB Life Insurance Protect Series product, only the payer of the premiums will earn eBucks; other lives insured and/or beneficiaries named in the policy won't earn eBucks.
These rules apply automatically upon you qualifying for eBucks Rewards.

NEW! FNB Life Insurance: Simplified and Customised

Earn up to 40% back in eBucks on your FNB Life Insurance Simplified, Customised and Dynamic Life premiums every month
You will earn eBucks back on premiums for the following cover types: Life Cover, Critical Illness Cover, Permanent Disability Cover, Income Protection, Dynamic Life>> Home and Family Funeral
If you have Life Cover, you must have a nominated beneficiary, with a valid ID and contact number. Should you wish to formally nominate your estate/trust as a beneficiary please contact FNB Life for noting this, otherwise your policy will not qualify. For your Dynamic Life policy, you may also nominate FNB as a qualifying beneficiary.
The amount on which you earn eBucks is limited to a total monthly premium spend of R7 000.
The monthly premiums on your qualifying FNB Life Insurance Simplified, Customised or Dynamic Life products must be paid on time from your FNB Fusion Private Wealth account or FNB Private Wealth Current Account. You won't earn eBucks for any month where premiums weren't paid - either because you didn't make payment that month, or because FNB Life Insurance chose to waive your premium that month for any reason
The percentage earned back in eBucks is calculated based on the sum total of monthly premiums for all your qualifying FNB Life Insurance Simplified, Customised or Dynamic Life policies. Your participation in the eBucks programme allows us to better assess your risk enabling you to earn back a percentage of your premium in the form of eBucks and/or collect points towards your rewards level.
In the case of an FNB Life Simplified and Customised or Dynamic Life policy, only the payer of the premiums will earn eBucks; other lives insured and/or beneficiaries named in the policy won't earn eBucks.
These rules apply automatically upon you qualifying for eBucks Rewards.

FNB Forex

The eBucks you'll earn will be paid in the month after the transaction was done.
You'll only earn eBucks on transaction charges on FNB Forex inward and outward payments in a foreign currency (not South African Rand).
All FNB Forex transactions must be done via the FNB App or FNB Online Banking, except where you have a standing instruction with FNB Forex to transact on your behalf.
You don't earn eBucks on foreign notes, travellers' current, foreign currency account (FCA) funding, customer foreign currency (CFC) account funding, cash passport, PayPal™, MoneyGram™ or any other foreign exchange products.
You also don't earn eBucks when you're transacting on a special discount or pensioner pricing.

Smart Devices

The amount on which you earn eBucks is limited to a combined total monthly rand spend (on qualifying Smart Device contracts only) of R500.
Qualifying Smart Devices are limited to laptops, tablets and smartphones.
Only applicable to qualifying Smart Device contracts taken out on or before 30 June 2018

NEW! Double Up on fuel

This reward applies once a quarter in addition to your normal earn of up to R4 per litre every month for fuel purchases at Engen.
The qualifying requirements that need to be met for each month of the quarter are:
1. Vehicle Finance Agreement with WesBank, Toyota Financial Services and/or Volkswagen Financial Services'
2. Have your vehicle loaded on nav» Car.
3. Have 100% of your fuel spend at Engen fuel stations. If you buy fuel from any other fuel retailer, you will not be eligible to earn the Fuel booster
Meet all 3 of the qualifying requirements and earn an additional up to R4 per litre back in eBucks on your total Engen earn for the quarter, giving you up to R8 per litre back in eBucks.
You still need to meet the Engen earn rules as well as the abovementioned qualification requirements to earn Double Up on Fuel Rewards.
Quarters will run from July to September (Q1); October to December (Q2); January to March (Q3) and April to June (Q4)
The additional eBucks earn for the Double up on fuel reward will be allocated at the end of each quarter.

Things to remember

Ensure that ALL your FirstRand Bank accounts are in good standing. This means your accounts aren't overdrawn, in arrears or in default, you haven't missed a premium and you aren't undergoing sequestration, business rescue, or collection or liquidation proceedings (excluding debt review proceedings). FirstRand Bank accounts include but are not limited to FNB, WesBank, RMB Private Bank and Ashburton accounts.
Qualifying financial transactions include payments, transfers and purchases, but exclude debit orders, deposits and the viewing of accounts.
Card spend excludes Cash@Till®, EFTs and Transfers.
An account that's active means that there's regular activity on the account or that the account is still being used for its original intended purpose.

Personalised rate

At FNB we recognise that each person's needs are unique.
For this reason we have introduced personalised and competitive debt and credit interest rates. Contact the Private Wealth Service Suite on 087 730 6000 to find out more about your personalised interest rate and how you can benefit from this service.

Terms, conditions and rules apply.

Interest free

Enjoy up to 55 days interest free on purchases made on your straight FNB Credit Card facility. Purchases do not include cash transactions, traveller's current purchases and certain forex transcations. For detailed list of exclusions, please see the terms and conditions below.

For any card enquiries, call the Private Wealth Service Suite on 087 730 6000, email us at fnbcard@fnb.co.za or visit your nearest FNB Branch.

Terms, conditions and rules apply.

Budget Facility

The Credit Card Budget Facility is a convenient feature that allows you to choose from a range of repayment periods from 6 - 60 months

It is ideal for making larger purchases and paying it off over a longer periods of time. Any purchase in excess of R200 can be placed on budget.

The Budget Facility is linked to your FNB Credit Card and the monthly instalments are directly debited off your straight facility.

Automated payments

Enjoy the convenience of having your credit card account paid on time, every time!

Did you know that FNB Credit Card's Auto Payment Solution allows you to pay your account with ease and serves as a safety net? Have the convenience of having your credit card account paid automatically on time, every time. The Auto Payment Solution works with a 'built in' calculator which takes into account any pre-payments and deducts these amounts from the required debit order amount.

Credit cardholders can select one of two convenient Auto Payment Solutions which will be applied monthly to pay your account:

Full amount - Settle the full outstanding balance including your budget instalment(s) for the relevant month
Minimum payment amount due - Pay only the minimum amount outstanding on your account monthly, ie 5% of your full outstanding balance

Benefits of an Auto Payment Solution:

Do not pay any transactional fees/charges on your FNB Credit Card, excluding cash withdrawals, fuel transactions, EFT's and casino transactions
Save time and money
Experience convenience and peace of mind knowing your account is paid regardless of where you are

Easy steps to maintain an Autopayment via the FNB App:

Log into the FNB App
Select the relevant Credit card account
Select "Account Options"
Select "Maintain Auto Payment" and follow the prompts

On the payment due date, your amount payable (as per the payment option you have selected) will automatically be deducted from your bank account and your credit card will be credited subject to one day "uncleared effects".

Terms, conditions and rules apply.

Debt protection

FNB Credit Card customers receive Automatic Debt Protection on the outstanding debt on their credit card in the event of death or permanent disability.

You will be protected against legal action for a specified amount on your credit card debt, or the full amount owing should it be less than the amount specified by the bank in the event of death or permanent disability.
Automatic Debt Protection covers you for the amount specified below in the event of your death or permanent disability:

Product Name	Premium	Specified Maximum Amount
Automatic Debt Protection (ADP)
FNB Petro Card (Standalone)	No charge	R1 000
FNB Aspire Credit Card	No charge	R5 000
FNB Premier Credit Card	No charge	R12 000
FNB Private Clients Credit Card	No charge	R12 000
FNB Private Wealth Credit Card	No charge	R12 000

Top-up Debt Protection Plan

Top Up Debt Protection Plan Terms and Conditions (01 August 2017 to date)

Top Up Debt Protection Plan Terms and Conditions (Prior to 01 August 2017)

Premiums will be calculated on the average outstanding amount during the month, minus the free portion offered under Automatic Debt Protection (ADP).

All the Debt Protection Plan benefits are subject to the terms and conditions (i.e. the policy) as issued by FNB Life.

Contact 087 575 1111 for more info

Terms, conditions and rules apply.

Shop online

Protect your card against fraudulent use online. Online Secure uses a One Time PIN (OTP) that is sent to you and comes at no extra cost. To activate Online Secure on your card, you must be an Online Banking user.

Activate your card by logging on to your Online Banking profile and following these prompts:

Log in to FNB Online Banking
Select the My Bank Accounts sub tab
Select the card you would like to activate
Select Activate Now under the Online Secure column
Click I accept and agree to the Disclaimer above
Select Finish on the Activation Results screen

How to use Online Secure when shopping online:

Once activated, proceed to the checkout
Type in your 16-digit card number when prompted
You will then be prompted for a One Time PIN (OTP), which you will receive via SMS
Finalise your purchase

Online Secure FAQs

Consumer Disclaimer

Lost card protection

Report a lost or stolen card within 24 hours of the incident to a dedicated, toll free, 24 hour hotline and FNB will assist in the event of a non-PIN related fraud incident on your account before the card is cancelled.

Should your card get lost or stolen, call the Lost Card hotline immediately on 087 575 9406

Terms, conditions and rules apply.

Online Banking

Bank safely and securely 24/7 with Online Banking.

Online Banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest using easy online navigation - all from the comfort of your couch.

Banking Online is:

Convenient. You can do most things via Online Banking that you can do in a branch.
Secure. Keep track of your transactions with free inContact, OTP notifications and online protection software.
Simple. All you need is an FNB bank account and access to the internet.

When using your Online Banking, you pay no data fees.

With Online Banking you can do your day-to-day banking:

View detail balances and transactions
Transfer funds between accounts
Stop/reverse debit orders on Mobile and eChannels
Make payments
Manage recipients
Send Money
Download account statements

You can also buy:

Prepaid Airtime
Data Bundles
SMS Bundles
Prepaid electricity

You can use Connect to:

Link your FNB Banking App to your Online Banking profile

You can take control and protect your account by:

Managing your FNB cards
Viewing/updating your PINs
Activating/Updating Online Secure

You also get additional features that include:

Managing your eBucks account and finding partners
Getting personalised offers for upgrades and limit increases
Ordering new smartphones and tablets
Opening new accounts in under ten minutes
Buying and selling Krugerrands

View our How to register for Online Banking demo

Terms, conditions + rules apply.

iStore, Cycle Lab and ProShop

The option for FNB to move selected iStore, Cycle Lab and The Pro Shop transactions to budget at a promotional prime interest rate, lowering your monthly repayment.

Fraud management

Report suspected fraudulent transactions instantly via the FNB Banking App.

We use a number of security mechanisms to prevent fraud because your security and the privacy of your personal information are important to us. Be security conscious and help us protect you.

Verified devices: When an attempt is made to login to your Online Banking profile, we will detect if the device being used is verified.
Fingerprint ID: Update to the latest version of the FNB Banking App and do secure banking with Fingerprint ID.
Daily limits: Setting a daily limit allows you to take control of how much money can move in and out of your account per day.

Dedicated Private Advisor

Your Private Advisor & Go-to Guy is supported by a team of specialists which means that with one phone call, email, or contact using FNB Online Banking or the FNB Banking App, your personal Private Advisor can:

Help with all your banking queries
Provide financial and wealth planning solutions through a team of specialists
Offer you the best investment solutions to suit your needs
Assist in arranging forex
Help you to structure your lending in a way that works for you

How to contact your Private Advisor:

Direct phone line - Call your Go-to Guy directly

Direct email - Get in touch with your Go-to Guy via email

Online Banking - Select 'Contact my Banker' when logged in to Online Banking

Private Wealth Service Suite - Contact the Private Wealth Service Suite on 087 730 6000

Secure Chat - Connect with your Private Advisor via the FNB Banking App.

FNB Pay

FNB Pay is a convenient, safe and secure alternative to making payments in-store, without the need for a card or cash.

To use FNB Pay, simply download the FNB Banking App and register your qualifying card. When you're ready to make a payment, look out for the contactless logo. Then, simply unlock your Android smartphone and tap it on the card machine.

Using your smartphone to pay for purchases in-store is just as secure as using your card. How to set up FNB Pay on your Android phone:

Have the latest version of the FNB Banking App downloaded on your smartphone
Ensure your phone has the latest version of Android (4.4 or higher) and NFC (NearField Communication) enabled
Register an FNB Debit Card or FNB Credit Card for FNB Pay
Select FNB Pay on the FNB Banking App
Use FNB Pay whenever you see the contactless symbol

Contactless card payments

Tap your Contactless Card. It's that simple.

Contactless technology allows you to make fast and secure payments for low value purchases by simply waving your card in front of a contactless enabled Point-of-Sale (POS) terminal.

Need to pay for a high value purchase? No problem. For your safety it simply means that you will be required to insert your PIN as usual.

What is Contactless Technology?
Embedded in your FNB Contactless Credit Card is a special chip and antenna. When you wave your card in front of the Contactless reader, your account information is transmitted via short range radio frequency. It's safe, simple and fast.

Why is it a better way to pay?

It's easy to use - Simply wave and pay
It's completely secure - your FNB Contactless Credit Card is just as secure as any other Chip & PIN card that carries multiple layers of security.
You have total control of the transaction and your money because your card never leaves your hand
Contactless payments are up to 4 times faster than normal credit card payments which mean spending less time in queues.

Pay with your FNB Contactless Credit Card in three easy steps:

Lookout for the Contactless symbol in-store and on the Point-of-Sale (POS) terminal.
Once the cashier has tallied up your purchases and you are ready to pay, hold/wave your card within 4cm of the Contactless Reader for a few seconds.
The transaction is complete once the green light appears.

(Note: Some merchants have waived the need for a signature, others may ask you to sign the till receipt)

eBucks Private Bank Benefit

As an FNB Private Wealth, you can enjoy the exclusive services of eBucks Private Banked Benefits, where a Lifestyle Assistant will assist you with the following travel and leisure arrangements:

All travel arrangements, including accommodation and local as well as international packages
Assisting in sourcing sport and event tickets

Kindly note, we have discontinued Priority Pass effective 1 November 2018. Any Priority Pass cards which have been issued to FNB customers will be honored up to the point of their expiry, upon which they will not renew.

Your reward level	1	2	3	4	5
0	1	2	4	8

Contact eBucks Private Banked Benefits

Telephone: 087 575 0050
Operating hours:
- Monday to Friday from 08:00 to 17:00
- Saturdays from 09:00 to 12:00
- Closed on Saturdays and public holidays
Email ebuckslifestyle@ebucks.com for queries or requests regarding holiday packages, travel benefits and Lifestyle experiences.

Even more rewards

When you spend at our partners

Up to 15% back in eBucks at Checkers & Shoprite
Up to 15% back in eBucks at Clicks
Up to 15% back in eBucks on the latest Apple products at iStore
Up to R8/l back in eBucks every quarter with Engen & WesBank

When you learn from home

Save up to R399 when you buy eTextbook vouchers with eBucks & Snapplify

When you stay connected

Up to 2GB data, 30 voice minutes & 30 SMSs every month on your FNB Connect SIM

When you travel

Get up to 40%* off selected flights for you and your family with eBucks Travel
Unlock an Avis Car Hire discount of up to 40% off when you book flights on the FNB App
Get up to 36 complimentary SLOW Lounge visits per year
Unlock up to 24 bonus SLOW Lounge visits when you book flights with eBucks Travel
Get a free Wimpy breakfast or burger at participating Engen 1Stops every quarter

When you spend time with the family

Up to 40% back in eBucks on your Video Streaming (Netflix) and Music Streaming (Spotify®) subscriptions when your family banks with FNB
Enjoy a fresh smoothie, coffee or up to R100 to spend in-store at KAUAI every month
Get more 2-for-1 deals with The Entertainer & let FNB cover the cost until the end of 2021

For more information on eBucks Rewards download the FNB App or visit www.ebucks.com
Terms, conditions and rules apply.
*Discount excludes taxes. Terms, conditions and rules apply.

How to order your FNB Private Wealth Credit metal card

Follow these easy steps to order your metal card

On the app:

Open the FNB App
Select 'Order your card today' then 'Credit Account'
Select 'Account options'
Select 'My Cards'
Select 'Add card' then 'Credit Card'
Select metal card option from the card type drop-down
Complete the ordering process and schedule for delivery

On Online Banking:

Log in to your Online Banking profile
Go to 'Accounts'
Select 'Credit Account'
Select 'Account options'
Select 'My Cards'
Go to 'Add card'
Select 'Credit Card'
Select the option 'Metal card' from the card type drop-down
Complete the ordering process and schedule your card delivery

You must have an FNB Private Wealth Credit Account.

Metal cards are optional and charged at R1 050 per card, which will be rebated for the first card if you are on eBucks Rewards Level 3 or above.

Terms, conditions and rules apply.

FNB Private Wealth Pricing Guide | Earn an annual income of R+

Join the extraordinary
side of banking

Pricing guide

Choose private banking that's been uniquely designed for the remarkable individual. Experience solutions that go
further and provide the services your lifestyle really needs. Our Private Wealth Credit Card offers it all and is available in metal.

Apply now!

Find out more

Apply now!

FNB Banking App

Bank on the go safely and securely with the FNB Banking App. As a registered Online Banking user, you can access the FNB Banking App. Access the FNB Banking App for free, and you'll pay no data fees.

Manage your money:

View detailed balances and your transaction history
Download statements
Manage your daily transaction limits
Apply for a credit limit increase

Manage your card:

View & Change your PIN
Temporarily block and unblock your card
Cancel your card and reorder a new one

A symbol of strength and endurance

FNB Private Wealth Credit metal card

The exclusive metal card is resilient, durable and comes enabled with tap functionality. Be among the first to order this environmentally friendly metal card which offers a wide range of banking benefits.

Order your
metal card

Enjoy the finer things in life

Soak up the benefits eBucks Lifestyle offers you when you have a Private Wealth Credit Card.
Contact eBucks Lifestyle on 087 575 0050 to experience the exclusive service. Terms, conditions and rules apply.

Travel in style

Let us help you book flights and accommodation.

Rewards

Choose more value for you
and your family

As an FNB Private Wealth accountholder, you can get more value each month with eBucks.
Enjoy free membership to the eBucks Rewards programme and simply qualify to start earning rewards.

Even more ways to earn

Earn additional eBucks with Smart Spend when you use your FNB Fusion Private Wealth Card,
FNB Fusion Private Wealth Credit Card, FNB Fusion Private Wealth Debit Card or FNB Pay.

eBucks awarded for Smart Spend will take 2 - 3 business days to reflect in your eBucks account.

Track your Smart Spend and see how many eBucks you've earned during the month
by visiting the FNB App > eBucks > Earn > Smart Spend.

More rewards

Bundle

Get more out of banking with us

Maximise your rewards with a Private Wealth Debit and Credit Card bundle. You'll enjoy better, all-inclusive value with the Private Wealth Bundle at a single discounted fee. It includes your complete day-to-day banking product suite, free additional cards, and better rewards and benefits.

Private Wealth features

Private Wealth gives you more...

As a credit cardholder, you automatically enjoy a host of benefits, ready to make banking and life as easy as possible. Also sign up to 5 additional cards and petro cards at no extra cost.

Airport Lounge access

Global Travel Insurance at no charge

Move unexpected medical expenses to the budget facility

iStore, Cycle Lab and The Pro Shop exclusive FNB offers

Access to our prestigious metal cards and unlimited virtual cards at no extra cost.

Finance control

Make controlling your finances easy

Personalised rate

Enjoy a personalised interest rate tailored to your unique credit profile

Interest free

Get up to 55 days interest free

Budget facility

Choose a repayment period of between 6 and 60 months

Automated payments

Never worry about missing a payment, choose from 5 convenient repayment options

Debt protection

Receive Automatic Debt Protection on the outstanding debt on your credit card

Security

Securing your banking journey

We use a number of security measures to safeguard your banking with us, in order to prevent fraud and protect your personal information. Here's what you need to know:

Convenience

The power of convenience

Your credit card is as versatile as you are. Use it effortlessly to bank, 24/7.

FNB Banking App

Self-service banking for when you're on the go

Dedicated Private Advisor

You own private banker will attend to everything you need.

Online Banking

Available 24/7 365 days a year.

FNB Pay

Tap your Android smartphone for fast and secure payments.

Contactless Card

Tap your Private Wealth Credit Card for quick and easy payments.

Virtual card

Create & pay with your own
virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can create multiple virtual cards at no additional cost , to use as you need them.

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay and Scan to Pay) and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.

Earn eBucks

Choose more value for you and your family and earn eBucks while you spend online.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no extra cost.

Tell me more

Virtual
Card FAQs

Getting it made easy

Applying made easy

Private Wealth Credit Card

Qualifying criteria

Earn an income of or more per year to qualify
OR have a net asset value in excess of R15 million.

Ways to apply

Apply now!

Other ways to apply

Apply on the FNB Banking App
If you're an existing customer contact your Private Advisor

Private Wealth Service Suite 087 730 6000

Your nearest Private Wealth office

Documents needed

South African ID book (bar-coded)/valid South African passport (SA resident)
Passport with valid work/retirement permit (non-SA resident)
Proof of residence (in your name, and not older than 3 months)
Latest payslip or last three months' bank statements

Terms and conditions apply

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).

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