FNB Credit Card customers receive Automatic Debt Protection on the outstanding debt on their credit card in the event of death or permanent disability.
Automatic Debt Protection (ADP) | ||
Product Name | Premium | Specified Maximum Amount |
---|---|---|
FNB Petro Card (Standalone) |
No charge |
R1 000 |
FNB Aspire Credit Card |
No charge |
R5 000 |
FNB Premier Credit Card |
No charge |
R12 000 |
FNB Private Clients Credit Card |
No charge |
R12 000 |
FNB Private Wealth Credit Card |
No charge |
R12 000 |
Top-up Debt Protection Plan
Credit cards are a great way of accessing money when you really need it. FNB Petro Card (standalone only), Aspire, Premier, Private Clients and Private Wealth Credit Card holders qualify for embedded cover at no charge in the event of death or permanent disability from R1 000 to R12 000, depending on your card.
The Top-up Debt Protection Plan is designed to cover any debt on your credit card. This cover is over and above your free embedded cover for FNB Petro Card (standalone only), Aspire, Premier, Private Clients and Private Wealth Credit Card holders. Top-up Debt Protection offers cover for the FULL outstanding balance on your credit card in the event of death or permanent disability, and cover for your minimum FNB Credit Card instalments for up to 12 months in the event of temporary disability and unemployment/ inability to earn an income.
Top Up Debt Protection Plan Terms and Conditions (01 August 2017 to date)
Top Up Debt Protection Plan Terms and Conditions (Prior to 01 August 2017)
Premiums will be calculated on the average outstanding amount during the month, minus the free portion offered under Automatic Debt Protection (ADP).
All the Debt Protection Plan benefits are subject to the terms and conditions (i.e. the policy) as issued by FNB Life.
Contact 087 575 1111 for more info
Did you know you can earn eBucks when you spend your eBucks at Makro?
Plus, if you don't have enough eBucks you can part pay with your FNB Credit Card to receive the 10% fixed interest rate when using your budget facility for purchases between R2 500 and R15 000 in-store or online.
Don't have a Makro card?
Get your Makro card on the Makro mCard app or in-store today in order to start shopping.
Using the budget facility on your credit card is easy. Once you have purchased your goods, choose a repayment period between 6 to 60 months.
Don't have a budget facility on your credit card? Log in to online banking and do a limit shift on your credit card profile.
Select a province
Pretoria
Menlyn Place, 87 Frikkie De Beer Street,
Menlyn 0181
GPS co-ordinates: -25.781266,28.277693
Telephone: 087 736 6647
Sandton
5 Merchant Place, 3rd Floor,
9 Fredman Drive, Sandton
GPS co-ordinates: 26° 06' 03" S; 28° 03' 22.90" E
Telephone: 087 335 5500
Pietermaritzburg
Redlands Estate, 01 George McFarlane Lane
Wembley, Pietermaritzburg, 3201
Telephone: 087 335 0920
Umhlanga
FNB Acacia House, 2nd Floor,
2 Kikembe Drive, Umhlanga Rocks
GPS co-ordinates: -29.730436, 31.069312
Telephone: 087 335 0843
Bloemfontein
197 Nelson Mandela Rd,
Brandwag 9301, Bloemfontein
GPS co-ordinates: -29.107664,26.19603
Telephone: 051 406 7625
East London
Pebble Mill House, Quartzite Drive,
The Quarry East London 5201
GPS co-ordinates: -32.993547,27.90699
Telephone: 087 730 7231
Port Elizabeth
FNB Newton Place Building
16 Newton Street, Newton Park, 6045
GPS co-ordinates:
Telephone: 087 736 2617
George
Church Corner Building, Ground Floor,
Cnr Church and Courtenay Street
GPS co-ordinates: -33.960127,22.471504
Telephone: 087 343 0774
Portside
27th floor, Portside, 5 Buitengracht Street,
Cape Town, 8001
GPS co-ordinates: -33.916772, 18.422046
Telephone: 087 335 6470
Tygervalley
Willowbridge Place, Cnr Carl Cronje & Old Oak Drives,
Tygervalley, Cape Town
GPS co-ordinates: -33.86842,18.631611
Telephone: 087 736 1820
Nelspruit
8th Floor, Pinnacle Building,
1 Parkin Street, Nelspruit, 1200
Telephone: 087 736 5016
Secunda
Unit C2 Second floor,
Grand Palace Building,
Heunis Street, Secunda
Telephone: 087 312 4450
Witbank
Route N4 Business Park,
7 Corridor Crescent, Ben Fleur, Ext 11, Witbank
Telephone: 087 736 5300
Lephalale
Shop 31C, Lephalale Mall,
Cnr Nelson Mandela & Chris Hani Drive, Lephalale, 0555
Telephone: 087 736 5889
Polokwane
Suite 103, Cnr N1 & R81,
Mall of the North, Polokwane
Telephone: 087 736 3149
The Service Suite is available on
087 730 6000
or email
Private Wealth clients will enjoy the benefits of a single discounted monthly fee for a portfolio of products:
To further help you get better banking value, you will now also have the opportunity for your monthly fees to be waived/rebated on the following products through our Private Wealth offering:
1. A minimum opening deposit of R100 000 is required to activate the account and must be maintained to continue earning interest
2. Fees are applicable to foreign exchange transactions
3. Refer to terms and conditions of your credit agreement
4. A minimum balance of at least R25 000 must be maintained in your Local Trader Account. The monthly account fee will be charged to your account and reversed in the following month.
5. Only applicable to Non-Discretionary Accounts. A minimum balance of at least $10 000 must be maintained in your Global Trader Account. The monthly account fee will be charged to your account and reversed in the following month.
6. A minimum balance of at least £5000 must be maintained in your FNB Channel Islands Current Account
Note: This pricing option is only applicable to individuals, joint accounts do not apply. Click here to download the pricing guide
Global Travel Insurance, at no charge, will keep you covered no matter where you go in the world, when you purchase your return ticket(s) using your FNB Debit, FNB Fusion, Credit Card or eBucks. You will get up to R 5 million cover for the first 90 days of your trip. What's more is we will cover up to 8 travel tickets for your travel companions too.
Save on your insurance and be conveniently covered for the first 90 days of your journey.
How do I get Global Travel Insurance at no charge?
To qualify for Global Travel Insurance at no charge, you require a qualifying FNB Debit, FNB Fusion or Credit Card with which to pay for your travel ticket.
Process
This offer is available to FNB Debit, Fusion or Credit Card holders below the age of 75 who are residents of any of these countries: South Africa, Lesotho, Namibia and eSwatini.
With Global Travel Insurance you get:
For more information view the Global Travel Insurance Policy together with the Schedule of Benefits
For assistance contact:
Global Travel Insurance Help Desk:
0861 490 100
Medical Services Organisation (MSO):
+27 11 521 4575
('Reverse-charge' your call using this number when from anywhere in the world)
If you are over 74, FNB provides a specific type of insurance to suite your needs. For more information view the Global Travel Insurance Policy . These documents are also available from the Global Travel Helpdesk
Please ensure you have a copy of this Travel Policy prior to travelling and ensure you fully understand it.
Never be left stranded again. Linked and Standalone Petro Cardholders receive free automatic AA Emergency Roadside Assistance which provides a helping hand when you experience problems with your vehicle.
Benefits include
Roadside Repair Service
Tow-in Service
For mechanical or electrical vehicle breakdowns.
These services are limited to forty (40) kilometres round trip. Thereafter, the additional kilometres are for the cardholder to pay.
Accident Towing*:
In the event of an accident, the AA's own towing fleet or an accredited tow contractor fleet of the AA will tow your vehicle from the accident scene to the nearest AA Quality Assured body repairer centre or to a client approved panel shop. This service is available 24/7/365 days a year.
*This service is not covered by FNB. The AA will facilitate the service and it will be for the cardholder's cost.
Stand By You
Courtesy Services**
**Courtesy services are covered up to a maximum of R644 inclusive of VAT for emergencies occurring more than 100 kilometres from your home.
How to use AA Roadside Assistance Service
***Petro Card number is the 16 digit number on the front of your card
Friendly assistance wherever you go in the world.
Through the Global Customer Assistance Service (GCAS) programme, Visa provides high-quality assistance to Visa cardholders when they travel overseas.
This is a multilingual service and is available globally, 24-hours a day, 365 days a year.
The services available include:
If you need assistance please call
0800 990 475
or
+1(0) 410 581 9994
from anywhere in the world alternatively send an email to:
cardcancellationqueries@fnb.co.za
for Lost / Stolen Card and Emergency Card Replacement
or
email
cancellations@fnb.co.za
for Emergency Card Authorisation
You have a local support system should you have a medical emergency while travelling abroad or if your card is lost or stolen: Visa Global Customer Assistance Service (GCAS) - 0800 990 475. This is a free call.
As an FNB Private Wealth Account holder, you can enjoy access to the luxurious SLOW and Bidvest Premier Lounges. Make a flight booking for you or your family using eBucks Travel and earn bonus Airport Lounge visits. Go to the eBucks tab on the FNB App to see how many Airport Lounge visits you have left. To access a lounge simply generate a QR code on the FNB App and scan it at the lounge entrance. SLOW Lounge boasts many features and services, such as freshly brewed coffee, tasty snacks and an abundance of power sockets, high speed WiFi, private studies, spa treatments, and a selection of books and newspapers to enjoy while you wait for your flight.
SLOW Lounges are located at the domestic terminals of the O.R. Tambo, Cape Town and King Shaka International Airports as well as at the international terminal of the O.R. Tambo International Airport.
Travel benefits
Enjoy up to 36 complimentary Airport Lounge visits per year, depending on your reward level
Complimentary and bonus visits can be used at selected Bidvest Premier Lounges
Family benefits
Earn up to 24 additional SLOW and Bidvest Premier Lounge bonus visits - Domestic or International - for you and your family when you book flights through eBucks Travel
For more information download the FNB App or visit www.ebucks.com .
Terms, conditions and rules apply.
It's simple, smart and convenient.
Contactless technology allows you to make fast and secure payments for low value purchases by simply waving your card in front of a contactless enabled Point-of-Sale (POS) terminal.
Need to pay for a high value purchase? No problem. For your safety it simply means that you will be required to insert your PIN as usual.
What is Contactless Technology?
Embedded in your FNB Contactless Credit Card is a special chip and antenna. When you wave your card in front of the Contactless reader, your account information is transmitted via short range radio frequency. It's safe, simple and fast.
Why is it a better way to pay?
Pay with your FNB Contactless Credit Card in three easy steps;
Where can I use my Contactless Credit Card?
Your FNB Contactless Credit Card is accepted at merchants locally and internationally displaying the Contactless symbol.
As an additional security feature, the first time you use your FNB Contactless Credit Card, you will be asked to insert your PIN, and thereafter all low value transactions at a Contactless retailer will not require a PIN
Starting from R499.00 pm
Get added peace of mind with a free iCare Plus voucher for your new iPhone. Valued at R1499, it includes a screen repair and extended warranty. Visit the iStore website to secure your voucher from 20 October 2017. Limited Vouchers available.
Available at iStore from 20 October 2017.
Starting from R217.00 pm
Available at iStore from 20 October 2017.
Making use of your FNB FNB Private Wealth Pricing Guide at any of these stores rewards you with an interest rate of prime or prime +2% on selected Apple devices, golf clubs, bicycles and PlayStation consoles.
FNB will transfer the purchase to the budget facility at an interest rate of prime or prime +2%
* Apple devices also available via istore.co.za (select the device, select 'Buy on FNB' and follow the steps). Find out more on www.istore.co.za/FNB
** PlayStation consoles games and accessories are available on KOODOO.CO.ZA
Important points to remember:
*** Prefunding means the purchase was not done on credit but with your own funds. Prefunding your credit card for the purchase will not qualify the transaction for the budget plan promotional rate, specifically if the limit does not cover the purchase amount
Refer to our full Terms and Conditions.
If you respond to move to budget, the transaction and limit will be moved to budget over 6 months, at an interest rate of prime +2%
Medical expenses can be high. We can Help.
Qualifying Medical Transactions includes: any GP visits, in-hospital transactions (surgery or casualties) or selected specialist transactions.
The following specialist transactions are excluded:
Aesthetic, biokinetics, cosmetic, weight loss, dieticians, dermatology, skin laser, orthodontists, osteopaths, optometrists, opticians, ophthalmologists, podiatrists, chiropodists, homeopaths, nursing & personal care facilities, laboratories, pharmacies and retail stores.
Refer to our full Terms and Conditions
To qualify make sure you:
OR
OR
OR
OR
*For the purpose of meeting the minimum deposit qualification criteria, 'deposit' means the payment of your salary, payment or drawings. 'Deposits' specifically exclude (but are not limited to) any inter-account transfers.
Make sure that ALL your FirstRand Bank accounts are in *good standing
FNB's Digital channel usage:
Remember:
Maximise your points to reach level 5
You have the opportunity to move up a reward level every month because your reward level is reviewed monthly. The eBucks dashboard simplifies your life by giving you tips on how to move up a reward level and our eBucks Rewards Calculator will show you the easiest way to
You're ready to reach your goals once you've qualified and determined your reward level. Now we can help you make your money mean more because you're ready to earn eBucks.
You earn a % back on all of your qualifying purchases depending on your reward level. Your aim should always be to be on reward level 5 to maximise your eBucks Earn.
The reward rates need to be read in conjunction with the earn rules below.
Points collected monthly |
1 000 - 6 499 |
6 500 - 9 499 |
9 5000 - 12 499 |
12 500 - 15 499 |
15 500 or more |
---|---|---|---|---|---|
To qualify for reward level 2 and above, you need an FNB Fusion Private Wealth Account OR you need both an FNB Private Wealth Credit Card AND an FNB Private Wealth Current Account/FNB Private Wealth Single Facility | |||||
Your reward level | 1 | 2 | 3 | 4 | 5 |
In-store shopping: Credit Card/Fusion Card | 0.5% | 0.9% | 1.3% | 1.8% | 3% |
In-store shopping: Current Card | 0,25% | ||||
Online shopping: Credit Card/Fusion Card | 0.5% | 0.9% | 1.3% | 1.8% | 3% |
Online shopping: Current Card | 0,25% | ||||
NEW! FNB Global Debit card | 0.5% | 1% | 2% | 2.5% | 4% |
Engen: rands/litre* | R0.10 | R0.25 | R0.75 | R2.00 | R4.00 |
Transport: Gautrain & Uber | 0.5% | 2.5% | 5% | 7.5% | 15% |
Checkers & Shoprite | 1% | 2.5% | 5% | 7.5% | 15% |
FNB Connect | 1% | 2.5% | 5% | 7.5% | 15% |
FNB Life Insurance - Protect Series | 1% | 2.5% | 5% | 7.5% | 15% |
FNB Life Insurance - Simplified and Customised | 1% | 2.5% | 15% | 25% | 40% |
Forex | 5% | 10% | 20% | 30% | 50% |
Double up on Fuel is a quarterly reward in addition to your normal eBucks earned each month for fuel purchases at Engen. If you have met all the qualifying requirements, at the end of the quarter, you will earn an additional up to R4/litre back in eBucks over and above the eBucks you have already earned each month for your fuel purchases, effectively giving you up to R8/litre back in eBucks once a quarter on your total Engen earn for that quarter.
Engen Earn | R0,10 | R0,25 | R0,75 | R2 | R4 |
Double Up Earn | R0,10 | R0,25 | R0,75 | R2 | R4 |
Total Double Up & Engen Earn for Quarter(Rands/litre) | R0,20 | R0,50 | R1,50 | R4 | R8 |
Determining your reward level
Your reward level is calculated around the 8th of each month, based on the number of reward level points you've collected from FNB in the previous month.
Qualifying purchases
Shopping
Shopping spend limits apply irrespective of whether you shop domestically or internationally.
In-store shopping
Online shopping
NEW! FNB Global Debit Card
Engen
To find the nearest station click HERE .
Gautrain, Uber and Uber Eats
Checkers & Shoprite purchase
FNB Connect contracts and prepaid purchases
NEW! FNB Life Insurance: Protect Series
NEW! FNB Life Insurance: Simplified and Customised
FNB Forex
Smart Devices
NEW! Double Up on fuel
The qualifying requirements that need to be met for each month of the quarter are:
Things to remember
At FNB we recognise that each person's needs are unique.
For this reason we have introduced personalised and competitive debt and credit interest rates. Contact the Private Wealth Service Suite on 087 730 6000 to find out more about your personalised interest rate and how you can benefit from this service.
Enjoy up to 55 days interest free on purchases made on your straight FNB Credit Card facility. Purchases do not include cash transactions, traveller's current purchases and certain forex transcations. For detailed list of exclusions, please see the terms and conditions below.
For any card enquiries, call the Private Wealth Service Suite on 087 730 6000, email us at fnbcard@fnb.co.za or visit your nearest FNB Branch.
The Credit Card Budget Facility is a convenient feature that allows you to choose from a range of repayment periods from 6 - 60 months
It is ideal for making larger purchases and paying it off over a longer periods of time. Any purchase in excess of R200 can be placed on budget.
The Budget Facility is linked to your FNB Credit Card and the monthly instalments are directly debited off your straight facility.
Enjoy the convenience of having your credit card account paid on time, every time!
Did you know that FNB Credit Card's Auto Payment Solution allows you to pay your account with ease and serves as a safety net? Have the convenience of having your credit card account paid automatically on time, every time. The Auto Payment Solution works with a 'built in' calculator which takes into account any pre-payments and deducts these amounts from the required debit order amount.
Credit cardholders can select one of two convenient Auto Payment Solutions which will be applied monthly to pay your account:
Benefits of an Auto Payment Solution:
Easy steps to maintain an Autopayment via the FNB App:
On the payment due date, your amount payable (as per the payment option you have selected) will automatically be deducted from your bank account and your credit card will be credited subject to one day "uncleared effects".
FNB Credit Card customers receive Automatic Debt Protection on the outstanding debt on their credit card in the event of death or permanent disability.
Automatic Debt Protection (ADP) | ||
Product Name | Premium | Specified Maximum Amount |
---|---|---|
FNB Petro Card (Standalone) |
No charge |
R1 000 |
FNB Aspire Credit Card |
No charge |
R5 000 |
FNB Premier Credit Card |
No charge |
R12 000 |
FNB Private Clients Credit Card |
No charge |
R12 000 |
FNB Private Wealth Credit Card |
No charge |
R12 000 |
Top-up Debt Protection Plan
Credit cards are a great way of accessing money when you really need it. FNB Petro Card (standalone only), Aspire, Premier, Private Clients and Private Wealth Credit Card holders qualify for embedded cover at no charge in the event of death or permanent disability from R1 000 to R12 000, depending on your card.
The Top-up Debt Protection Plan is designed to cover any debt on your credit card. This cover is over and above your free embedded cover for FNB Petro Card (standalone only), Aspire, Premier, Private Clients and Private Wealth Credit Card holders. Top-up Debt Protection offers cover for the FULL outstanding balance on your credit card in the event of death or permanent disability, and cover for your minimum FNB Credit Card instalments for up to 12 months in the event of temporary disability and unemployment/ inability to earn an income.
Top Up Debt Protection Plan Terms and Conditions (01 August 2017 to date)
Top Up Debt Protection Plan Terms and Conditions (Prior to 01 August 2017)
Premiums will be calculated on the average outstanding amount during the month, minus the free portion offered under Automatic Debt Protection (ADP).
All the Debt Protection Plan benefits are subject to the terms and conditions (i.e. the policy) as issued by FNB Life.
Contact 087 575 1111 for more info
Protect your card against fraudulent use online. Online Secure uses a One Time PIN (OTP) that is sent to you and comes at no extra cost. To activate Online Secure on your card, you must be an Online Banking user.
Activate your card by logging on to your Online Banking profile and following these prompts:
How to use Online Secure when shopping online:
Report a lost or stolen card within 24 hours of the incident to a dedicated, toll free, 24 hour hotline and FNB will assist in the event of a non-PIN related fraud incident on your account before the card is cancelled.
Should your card get lost or stolen, call the Lost Card hotline immediately on 087 575 9406
Bank safely and securely 24/7 with Online Banking.
Online Banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest using easy online navigation - all from the comfort of your couch.
Banking Online is:
When using your Online Banking, you pay no data fees.
With Online Banking you can do your day-to-day banking:
You can also buy:
|
You can use Connect to:
You can take control and protect your account by:
You also get additional features that include:
|
View our How to register for Online Banking demo
Terms, conditions + rules apply.
The option for FNB to move selected iStore, Cycle Lab and The Pro Shop transactions to budget at a promotional prime interest rate, lowering your monthly repayment.
Report suspected fraudulent transactions instantly via the FNB Banking App.
We use a number of security mechanisms to prevent fraud because your security and the privacy of your personal information are important to us. Be security conscious and help us protect you.
Your Private Advisor & Go-to Guy is supported by a team of specialists which means that with one phone call, email, or contact using FNB Online Banking or the FNB Banking App, your personal Private Advisor can:
How to contact your Private Advisor:
Direct phone line - Call your Go-to Guy directly
Direct email - Get in touch with your Go-to Guy via email
Online Banking - Select 'Contact my Banker' when logged in to Online Banking
Private Wealth Service Suite - Contact the Private Wealth Service Suite on 087 730 6000
Secure Chat - Connect with your Private Advisor via the FNB Banking App.
FNB Pay is a convenient, safe and secure alternative to making payments in-store, without the need for a card or cash.
To use FNB Pay, simply download the FNB Banking App and register your qualifying card. When you're ready to make a payment, look out for the contactless logo. Then, simply unlock your Android smartphone and tap it on the card machine.
Using your smartphone to pay for purchases in-store is just as secure as using your card. How to set up FNB Pay on your Android phone:
Tap your Contactless Card. It's that simple.
Contactless technology allows you to make fast and secure payments for low value purchases by simply waving your card in front of a contactless enabled Point-of-Sale (POS) terminal.
Need to pay for a high value purchase? No problem. For your safety it simply means that you will be required to insert your PIN as usual.
What is Contactless Technology?
Embedded in your FNB Contactless Credit Card is a special chip and antenna. When you wave your card in front of the Contactless reader, your account information is transmitted via short range radio frequency. It's safe, simple and fast.
Why is it a better way to pay?
Pay with your FNB Contactless Credit Card in three easy steps:
(Note: Some merchants have waived the need for a signature, others may ask you to sign the till receipt)
As an FNB Private Wealth, you can enjoy the exclusive services of eBucks Private Banked Benefits, where a Lifestyle Assistant will assist you with the following travel and leisure arrangements:
Kindly note, we have discontinued Priority Pass effective 1 November 2018. Any Priority Pass cards which have been issued to FNB customers will be honored up to the point of their expiry, upon which they will not renew.
Your reward level | 1 | 2 | 3 | 4 | 5 |
---|---|---|---|---|---|
0 | 1 | 2 | 4 | 8 |
Contact eBucks Private Banked Benefits
When you spend at our partners
When you learn from home
When you stay connected
When you travel
When you spend time with the family
For more information on eBucks Rewards download the FNB App or visit
www.ebucks.com
Terms, conditions and rules apply.
*Discount excludes taxes. Terms, conditions and rules apply.
Follow these easy steps to order your metal card
On the app:
On Online Banking:
You must have an FNB Private Wealth Credit Account.
Metal cards are optional and charged at R1 050 per card, which will be rebated for the first card if you are on eBucks Rewards Level 3 or above.
Terms, conditions and rules apply.
Choose private banking that's been uniquely designed for the remarkable individual. Experience solutions that go
further and provide the services your lifestyle really needs. Our Private Wealth Credit Card offers it all and is available in metal.
Bank on the go safely and securely with the FNB Banking App. As a registered Online Banking user, you can access the FNB Banking App. Access the FNB Banking App for free, and you'll pay no data fees.
Manage your money:
Manage your card:
The exclusive metal card is resilient, durable and comes enabled with tap functionality. Be among the first to order this environmentally friendly metal card which offers a wide range of banking benefits.
Soak up the benefits eBucks Lifestyle offers you when you have a Private Wealth Credit Card.
Contact eBucks Lifestyle on 087 575 0050 to experience the exclusive service. Terms, conditions and rules apply.
Let us help you book flights and accommodation.
As an FNB Private Wealth accountholder, you can get more value each month with eBucks.
Enjoy free membership to the eBucks Rewards programme and simply qualify to start earning rewards.
Earn additional eBucks with Smart Spend when you use your FNB Fusion Private Wealth Card,
FNB Fusion Private Wealth Credit Card, FNB Fusion Private Wealth Debit Card or FNB Pay.
eBucks awarded for Smart Spend will take 2 - 3 business days to reflect in your eBucks account.
Track your Smart Spend and see how many eBucks you've earned during the month
by visiting the FNB App > eBucks > Earn > Smart Spend.
Maximise your rewards with a Private Wealth Debit and Credit Card bundle. You'll enjoy better, all-inclusive value with the Private Wealth Bundle at a single discounted fee. It includes your complete day-to-day banking product suite, free additional cards, and better rewards and benefits.
As a credit cardholder, you automatically enjoy a host of benefits, ready to make banking and life as easy as possible. Also sign up to 5 additional cards and petro cards at no extra cost.
Global Travel Insurance at no charge
Move unexpected medical expenses to the budget facility
iStore, Cycle Lab and The Pro Shop exclusive FNB offers
Access to our prestigious metal cards and unlimited virtual cards at no extra cost.
Enjoy a personalised interest rate tailored to your unique credit profile
Never worry about missing a payment, choose from 5 convenient repayment options
Receive Automatic Debt Protection on the outstanding debt on your credit card
We use a number of security measures to safeguard your banking with us, in order to prevent fraud and protect your personal information. Here's what you need to know:
Your credit card is as versatile as you are. Use it effortlessly to bank, 24/7.
The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can create multiple virtual cards at no additional cost , to use as you need them.
Your CVV number changes every hour. Create, cancel, delete or block your card at any time.
Virtual cards can also be used for FNB Pay (Tap to Pay and Scan to Pay) and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.
Choose more value for you and your family and earn eBucks while you spend online.
Get instant insurance for items purchased with your virtual card at no extra cost.
Tell me moreOther ways to apply
Apply on the FNB Banking App
If you're an existing customer contact your Private Advisor
Private Wealth Service Suite 087 730 6000
Your nearest Private Wealth office