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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

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Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Additional options

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Financial planning


Private Wealth Credit Card

The lifestyle and luxury you deserve

Get exclusive travel and lifestyle benefits with an FNB Private Wealth Credit Card making it the ideal credit card for both your daily and larger transactional needs. Get a bundle account at no cost to you.

Required income R1.8 million or more

What you get

A wide variety of innovative, simple and secure ways to pay with our FNB App.

Purchase Protect offers up to R15 000 cover for items purchased with your virtual credit card.

Earn up to 100% of your monthly FNB Fusion Private Wealth Account fee back in eBucks.

Read more

Get covered with Automatic Debt Protection up to R12 000 with the option to top-up cover.

Read more

Get up to 40% back on your life insurance premiums with FNB Life Insurance.

Own a durable, exclusive, one-of-a-kind, environmentally-friendly and tap-enabled metal credit card.

Exclusive family rewards

Rewarding travel benefits

Get up to 36 complimentary annual SLOW Lounge visits with eBucks Travel, 40% off selected flights and pay no charge for Global Travel Insurance.

Accounts for the family

Get 50% off your spouse/partner's monthly account fee and get kids FNBy & FNBy Next Accounts at no cost.

Earn eBucks rewards

Earn and spend eBucks while you shop at Takealot, Checkers, Engen, iStore and Clicks and get up to 55 days interest-free on purchases.

What it costs

Get up to three times the value of your monthly account fee back with an FNB Private Wealth Credit Card Account.

Monthly account fee

R295 p.m.

Transaction fees

At no extra cost

Additional card fees

Free up to 5 cards

Metal card

R1 050

Create and pay with your own virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world.

It's safe

Your CVV number changes regularly. Create, cancel or temporarily block your card at any time.

Earn eBucks

Choose more value for you and your family and earn eBucks while you spend.


It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay and Scan to Pay) and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no extra cost up to R15 000.



Choose another option

Choose an FNB Fusion Private Wealth Account and get more value for you and your family, with access to a credit facility at a single monthly account fee.

Monthly fee

R550 p.m.

Better banking benefits

Whether you are preparing for the unexpected, planning a luxurious holiday trip or just need an account for your larger purchases, your FNB Credit Card can assist with all of this and more.