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Free Bank Your Change®

Bank Your Change® helps you save money as you spend it. Bank Your Change® is where we round each transactional account card purchase value up to the nearest rand and transfer the difference between your purchase amount and that amount into your Savings Account. It's free to activate and it's free of fees.

You can transfer by choosing a top-up amount of R2, R5, R10, R20 or R50. Each swipe adds that amount from your transactional account to the cents you've saved on your purchases, into your Savings Account.

Sound good to you?

To start saving now, call 0860 327 827
Terms, conditions and rules apply.

How does Bank Your Change® work?

How do I access my savings?

  • Get immediate access to your savings at no fee
  • Simply transfer funds to your transactional account via Cellphone Banking, Online Banking, The FNB Banking App or in-branch.

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Qualifying criteria

Must be a South African citizen

Savings Account: Exclusive to individual Islamic cheque account holders

Published at 2023-02-01

Amount Indicative Nominal Profit Rates
(per annum) 		Indicative Annual Effective Rates
R1 - R19 999 6.00% 6.17%
R20 000 - R49 999 6.05% 6.22%
R50 000 - R99 999 6.10% 6.27%
R100 000 - R499 999 6.10% 6.33%
R 500 000 - R 999 999 6.20% 6.38%
R1mil+ 6.25% 6.43%

Nominal rate per annum (NACM): This is the indicative annualised profit rate that you will earn daily and is capitalised monthly.

Annual Effective rate: Annualised indicative Profit rate that takes into account the compounding of Profit for one year assuming that profit is not withdrawn


Savings Account

This account is exclusively available to individual cheque account clients

6.25%*

*Indicative profit rate per annum

You get instant access to your savings in case of emergencies or unforeseen expenses.

What's hot

Save & invest for
emergencies or
unforeseen expenses

Bank Your Change®

Helps you save money as you spend it

Read more

You choose

Set up regular transfers into your account with a Scheduled Transfer



Instant access

Get immediate access to your money



It's free

There are no monthly fees



What you get

Monthly profit share

Profit share on this account is paid on a monthly basis



Reinvest or redirect

Reinvest or transfer your profit to another account



Flexibility

Deposit or withdraw any amount, at any time, online or at an ATM



Rewards

Add to your eBucks reward level points



Getting it made easy

Call me back
Contact us
Find a branch

Qualifying criteria

Sign up with your phone

Savings Account Terms and Conditions

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).