Optimise your long-term investment returns by investing tax free.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
Self-help guideFor medium to long-term savings needs that aim to outpace inflation, with the benefit of access to your cash if you need it.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
For high income earners who are looking for a tax efficient investment
Reasons to invest:
Saving for retirement is a key pillar to any wealth creation and preservation plans.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
Self-help guide
Preserve your tax benefits and savings from your pension or provident fund.
Reasons to invest:
Provides you with guaranteed monthly income after you retire.
Reasons to invest:
as at 31/05/2022
|
Strategy/Fund/ Index |
FNB Income Fund of Funds |
FNB Stable Fund of Funds |
FNB Moderate Fund of Funds |
FNB Growth Fund of Funds |
FNB Growth Plus Fund of Funds |
|---|---|---|---|---|---|
RSA Cash |
66.69% |
20.39% |
5.92% |
2.28% |
0.47% |
Ashburton Money Market |
1.66% |
0.16% |
0.36% |
0.06% |
0.00% |
Ashburton Stable Income |
65.17% |
19.53% |
5.11% |
1.93% |
0.24% |
Total cash |
-0.14% |
0.70% |
0.45% |
0.29% |
0.23% |
RSA Equity |
0.00% |
21.42% |
36.26% |
52.91 |
47.84% |
FNB Multi Manager Equity |
0.00% |
12.94% |
24.65% |
31.59% |
25.28% |
Ashburton Top40 ETF |
0.00% |
8.48% |
11.61% |
21.32% |
24.56% |
RSA Property |
1.13% |
2.66% |
5.16% |
6.10% |
7.45% |
FNB Multi Manager Property |
1.13% |
2.66% |
5.16% |
6.10% |
7.45% |
RSA Fixed Income |
32.18% |
38.02% |
30.90% |
14.86% |
5.29% |
Ashburton Bond |
25.85% |
28.49% |
23.96% |
9.92% |
3.58% |
Ashburton Inflation ETF |
4.03% |
2.64% |
2.53% |
1.98% |
0.00% |
Ashburton Government Bond Tracker Funds |
2.30% |
6.89% |
4.41% |
2.96% |
1.71% |
International |
0.00% |
17.51% |
21.76% |
23.85% |
38.95% |
Ashburton Dollar Money Market Fund |
0.00% |
1.74% |
1.01% |
0.00% |
0.00% |
Ashburton SP1200 Global Equity FoF ETF |
0.00% |
10.26% |
14.72% |
16.33% |
32.47% |
Ashburton World Gov. Bond ETF |
0.00% |
0.85% |
1.51% |
1.35% |
0.77% |
Foreign Cash |
0.00% |
2.51% |
2.77% |
1.84% |
0.00% |
iShares Global Gov. Bond UCITS |
0.00% |
0.03% |
0.00% |
0.24% |
0.00% |
iShares Core MSCI World |
0.00% |
0.00% |
0.00% |
0.34% |
4.61% |
iShares Core Emerging Market IMI UCITS |
0.00% |
0.43% |
1.04% |
1.90% |
4.61% |
Satrix MSCI Emerging Market ESG ETF |
0.00% |
0.35% |
0.47% |
0.74% |
0.00% |
Satrix MSCI China Fund |
0.00% |
0.00% |
0.11% |
0.25% |
0.00% |
Satrix MSCI Equity Index |
0.00% |
1.34% |
0.13% |
0.86% |
1.10% |
Grand Total |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
Source:
Ashburton Investments
Disclaimer:
FNB CIS Manco (RF) (Pty) Ltd (Registration Number 2006/036970/07) ("FNB CIS Manco") is an approved collective investment schemes manager of the FNB CIS Manco Collective Investment Schemes (FNB CIS Manco), in terms of the Collective Investment Schemes Control Act, No. 45 of 2002. The FNB CIS Manco is regulated by the The Financial Sector Conduct Authorityand is a full member of the Association for Savings and Investment South Africa ("ASISA"). This document and any other information supplied in connection with the FNB CIS Manco is not "advice" as defined and/or contemplated in terms of the Financial Advisory and Intermediary Services Act, 37 of 2002 ("the FAIS Act") and investors are encouraged to obtain their own independent advice prior to buying participatory interests in the collective investments scheme ("CIS") portfolios issued under the FNB CIS Manco. Any investment is speculative and involves significant risks and therefore, prior to investing, investors should fully understand the portfolios and any risks associated with them. Collective investment schemes in securities are generally medium to long term investments. If a potential investor requires material risks disclosures for the foreign securities included in a portfolio, the manager will upon request provide such potential investor with a document outlining: potential constraints on liquidity and repatriation of funds; macroeconomic risk; political risk; foreign exchange risk; tax risk; settlement risk; and potential limitations on the availability of market information. The value of participatory interests in collective investment schemes may go down as well as up and past performance is not necessarily a guide to the future. Forward pricing is used and portfolio valuations take place at 17h00 each business day. Instructions to redeem or repurchase must reach the FNB CIS Manco before 14h00 to ensure same day value. A fund of funds is a portfolio that invests in portfolios of collective investment schemes that levy their own charges, which could result in a higher fee structure for the fund of funds. Excessive withdrawals from the portfolio may place the portfolio under liquidity pressures. In such circumstances a process of ring-fencing of withdrawal instructions and managed pay-outs over time may be followed. CIS portfolios are traded at ruling prices and can engage in borrowing and scrip lending. Fluctuations or movements in exchange rates may cause the value of underlying investments to go up or down. A CIS portfolio may borrow up to 10% of the market value of the portfolio to bridge insufficient liquidity. Participatory interests in CIS portfolios are calculated on a net asset value (NAV) basis, which is the total market value of all assets in the portfolio including any income accruals and less any permissible deductions from the CIS portfolio divided by the number of participatory interests in issue. All fees quoted exclude VAT except where stated differently. The Total Expense Ratio (TER) is expressed as an annualised percentage of the charges, levies and fees incurred by the portfolio related to its management, for the period under review against the average NAV of the portfolio over this period. A higher TER does not necessarily imply a poor return, nor does a lower TER imply a good return. The current TER cannot be regarded as an indication of future TERs. A full detailed schedule of fees, charges and commissions is available from the FNB CIS Manco on request and incentives may be paid and if so, would be included in the overall costs. Ashburton Fund Managers (Pty) Ltd is an authorised Financial Services Provider.
| Fund Name and Fact Sheet | Fund code | Nav Price - 20 May 2025 |
|---|---|---|
FNBSF |
135.56 |
|
FNBMF |
147.32 |
|
FNGFF |
155.46 |
|
FNGEFB |
157.35 |
|
FNBAB1 |
127.17 |
| Fund Name and Fact Sheet | Fund code | Nav Price - 20 May 2025 |
|---|---|---|
FNBIB1 |
1,256.26 |
|
FNBBA1 |
1,004.88 |
|
FNBPA2 |
1,492.74 |
|
FNBMA2 |
2,555.36 |
|
FNBFA2 |
3,237.36 |
|
FNBDFA |
150.21 |
| Fund Name and Information Sheet | Fund code | Nav Price - 20 May 2025 |
|---|---|---|
FNBBLA |
126.58 |
Based on estimations with reference to a fund with a total AUM of R1bn and
is inclusive of VAT.
Our range of funds are designed to help you reach your financial goals.
3+ years
5+ years
7+ years
10+ years
12 to 24 months
5+ years
Rolling 3+ years
Rolling 5+ years
Rolling 5+ years
Rolling 5+ years
12 to 24 months
Access to one of the lowest cost funds
Optimise your long-term investment returns by investing tax free.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
Self-help guideFor medium to long-term savings needs that aim to outpace inflation, with the benefit of access to your cash if you need it.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
For high income earners who are looking for a tax efficient investment
Reasons to invest:
Saving for retirement is a key pillar to any wealth creation and preservation plans.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
Self-help guide
Preserve your tax benefits and savings from your pension or provident fund.
Reasons to invest:
Provides you with guaranteed monthly income after you retire.
Reasons to invest:
The FNB Horizon Series Unit Trusts are a range of five expertly modelled funds that target the appropriate return over different time horizons, finally taking the complexity out of investing.
Consider your investment goal and how important it is for your money to grow faster than inflation.
Consider your investment goal and how important it is for your money to grow faster than inflation.
Our multi-management capabilities ensure our best asset managers are selected.
Diversify your investment with a mix of local and offshore exposure.
With FNB Horizon Series Unit Trusts you simply select a fund based on when you want to achieve your goal.
Period: 3+ years
Period: 5+ years
Period: 7+ years
Period: 5+ years
Period: 10+ years
Period: 12 to 24 months
Optimise your long-term investment returns by investing tax free.
For medium to long-term savings needs that aim to outpace inflation, With access to your cash if you need it.
For high income earners who are looking for a tax efficient investment
Saving for retirement is a key pillar to any wealth creation and preservation plans.
Everything that you need to know to get started can be found in our Self-help guide.
Preserve your tax benefits and savings from your pension or provident fund.
Provides you with guaranteed monthly income after you retire.
Optimise your long-term investment returns by investing tax free.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
Self-help guideFor medium to long-term savings needs that aim to outpace inflation, with the benefit of access to your cash if you need it.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
For high income earners who are looking for a tax efficient investment
Reasons to invest:
Saving for retirement is a key pillar to any wealth creation and preservation plans.
Reasons to invest:
Everything that you need to know to get started can be found in our Self-help guide.
Self-help guide
Preserve your tax benefits and savings from your pension or provident fund.
Reasons to invest:
Provides you with guaranteed monthly income after you retire.
Reasons to invest:
Call the FNB Advice Suite today on 087 736 8941 if you need assistance in choosing the right investment.
