Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

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Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

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Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Financial planning


We can help you

save & achieve your financial goals

Make the best move when you switch your home loan to FNB.


What's in it for you?

When you switch your home loan, you get these benefits:

  • We'll pay your cancellation and attorney registration costs (this excludes early termination fees charged by other banks).
  • We can grant you a loan term of up to 30 years
  • Enjoy competitive interest rates
  • A guaranteed R6100 of your initiation fee back in eBucks (eB 61000) to spend on appliances, alternative energy solutions or shop with any of our eBucks partners*
  • Get access to funds you have already paid into your home loan, up to your original home loan amount. Use the funds to pay off debt, renovate your home or take care of any other financial needs

What it costs

Know what you're paying for and plan ahead

Switching costs - on switch deals ONLY The party responsible for payment

Initiation fee

Customer to pay. FNB will debit this fee to your home loan on registration.

The customer could get a guaranteed benefit of eB61 000 (equivalent to the initiation fee) when the application is submitted directly to FNB.

Terms and conditions apply

Cancellation Attorney costs - This is the fee charged by the cancellation attorney, appointed by the other financial institution to cancel the existing bond.

FNB to pay.

Early termination fees charged by the other financial institution.

Customer to pay. The existing financial institution requires a 90-day notice to cancel the bond.

Registration - Attorney cost

FNB to pay attorney's registration costs up to the original bond amount - additional amount is for the customer's account.

A guaranteed R6 100 (eB61 000) of your initiation fee back in eBucks to spend on appliances, renovations or shop with our eBucks partners.

FNB will give the customer R6 100 (eB61 000) of your initiation fee back in eBucks when you submit the application directly using FNB channels.

Applying made easy

Switch home loan

How to switch

What you need


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