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For My Business

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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Find a branch


Switching from another financial institution


Get guidance to make the best move

A switch is if you wish to transfer your home loan from another financial institution to FNB.

What it costs


Know what you're paying for and plan ahead

Switching costs - on switch deals ONLY The party responsible for payment
Initiation fee Customer to pay. FNB will debit this fee to your home loan on registration.
Cancellation - Attorney cost. This is the fee of the attorney working for other financial institution used to cancel the previous bond. FNB to pay up to the original bond amount.
Cancellation - Costs charged by other financial institution. These exclude admin fee, deferred initiation fee or penalty interest charged by the other financial institution. FNB to pay(excl. penalty interest charged by other financial institution)
Registration - Attorneys cost FNB pays attorney's fees up to original bond amount - additional amount is for customers account
The customer will receive an additional benefit of 50% back in eBucks on their first successful home loan repayment when they apply via nav»Home Application received through nav» Home

Appyling made easy


Switch home loan

Qualifying criteria

  1. The qualifying criteria on a new home loan must be met
  2. You must be cancelling your loan with another financial institution
  3. FNB Home Loans will not accept foreign national switches from another financial institution

How to get it

Call me back

Other ways to apply

Find a branch

Documents needed

  • South African ID book/card
  • Proof of income (if self-employed, 5 years' business financial statements are required)
  • 6 months' bank statements, if non-FNB customer
  • Proof of residence (municipal bill / Telkom account/ income tax form) or proof of housing subsidy (if relevant)
  • An IRP5 for proof of other income sources
  • A proof of residence certificate if relevant