Easy Zero™
A zero monthly fee account
Zero monthly account fee, zero debit orders and zero paperwork. Dial *120*277# and open an account in less than 5 minutes.
Get Easy Zero™ to help you manage your money. It's safe, secure and simple!
Easy Zero™ lets you be in control.

Receive money
Easily receive money from cash deposits at any FNB ATM with deposits, from anyone that sends money to your cellphone number or from any bank via transfers.

Pay
Skip queues, dial *120*321# to pay people and accounts, e.g DStv, clothing and electricity accounts directly from your cellphone.

Buy
Conveniently buy prepaid airtime, data bundles, and electricity. Dial *120*321# to buy directly from your cellphone.

Send money
Easily send money to anyone, dial *120*321# directly from your cellphone with a valid SA cellphone number, anywhere, anytime.

Swipe
Conveniently swipe your Easy Zero™ card to pay for goods in-store and withdraw cash at store tills.
Kickstart your banking on your cellphone with an Easy Zero™

Easy Zero™
Dial *120*277# and enter your name, surname and SA ID number. That's it! Now you're ready to do so much more on your digital account.

Who can use it
Anyone aged 18 years and older in SA with a valid SA ID number using any type of cellphone.

Safety and security
Your account is PIN protected. You can set a 5-digit PIN to access your account.
Getting it made easy
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).