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FREE Global Travel Insurance

Global Travel Insurance, at no charge, will keep you covered no matter where you go in the world, when you purchase your return ticket(s) using your FNB Debit, FNB Fusion, Credit Card or eBucks. You will get up to R 5 million cover for the first 90 days of your trip. What's more is we will cover up to 8 travel tickets for your travel companions too.


Why do I need this?

Save on your insurance and be conveniently covered for the first 90 days of your journey.

How do I get Global Travel Insurance at no charge?

To qualify for Global Travel Insurance at no charge, you require a qualifying FNB Debit, FNB Fusion or Credit Card with which to pay for your travel ticket.

Process

  • Purchase your return travel ticket(s) using your qualifying FNB card
  • Obtain your policy by:
    • Contacting the Global Travel Insurance Help Desk on: 0861 490 100
    • For emergency assistance while on travel contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

This offer is available to FNB Debit, Fusion or Credit Card holders below the age of 75 who are residents of any of these countries: South Africa, Lesotho, Namibia and eSwatini.

With Global Travel Insurance you get:

  • Up to R5 million cover for medical expenses
  • Cover in the event of accidental death, pre-existing medical conditions and total permanent disablement

For more information view the Global Travel Insurance Policy together with the Schedule of Benefits

For assistance contact:
Global Travel Insurance Help Desk: 0861 490 100
Medical Services Organisation (MSO): +27 11 521 4575 ('Reverse-charge' your call using this number when from anywhere in the world)

If you are over 74, FNB provides a specific type of insurance to suite your needs. For more information view the Global Travel Insurance Policy . These documents are also available from the Global Travel Helpdesk

Please ensure you have a copy of this Travel Policy prior to travelling and ensure you fully understand it.

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Fusion Aspire Account

Visit your nearest branch to apply for your Fusion Aspire Account.

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AA Emergency Roadside Assistance

We're here to help you


Benefits included:

AA Patrol & battery Services:
This service is available 24/7 to assist with on-the-spot mobility at side of the road.

  • Flat tyre change
  • *Out of fuel - Provision of fuel to a maximum of 10 litres
  • Jump-start
  • *Mobile battery sales
  • Key lockout service
  • Minor roadside running repairs, includes electrical, coil, immobilizer, battery related breakdowns where possible.

AA Locksmith Services:
This service is available 24/7 in the event that you lock yourself out of your vehicle AA will dispatch an accredited locksmith service provider to the incident scene to open the vehicle.

AA Mechanical and Electrical Breakdown Tow:
In the event of a mechanical or electrical breakdown and the vehicle requires a tow, the AA will arrange for the vehicle to be towed to the nearest accredited/preferred dealer/repairer/yard from the breakdown scene.

AA Accident Management:
In the event of an accident, the AA will arrange for the vehicle to be towed from the accident scene to the destination indicated by the Insurance Company

Courtesy Services:
In the event that your vehicle has broken down more than 100km from home we will pay for 24-hour Car hire OR Overnight accommodation

AA Mayday Emergency Medical Assistance:
Emergency medical evacuation to a suitable medical facility in the event of a medical emergency. The service is available nationally and the service is provided by Netcare 911.

Stand by You:
An armed ADT Security response officer at the incident scene, to secure the scene and wait with the customer until the AA technical service arrives.


How to use AA Emergency Roadside Assistance Service

In an emergency please call 0860 70 60 50 and supply your name, surname, ID number and Card number to the consultant

* The Cardholder is responsible for the cost

Terms and conditions apply

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More Rewards

Choose more value for you and your family

When you spend at our partners

  • Up to R150 back in eBucks at Checkers, Shoprite or Usave
  • Up to R150 back in eBucks at Clicks
  • Up to R150 back in eBucks at Engen
  • Up to R150 back in eBucks at Intercape

When you learn from home

Learn from home & save by using eBucks to buy eTextbook voucher with Snapplify

When you stay connected

Up to 1GB data, 30 voice minutes & 30 SMSs every month on your FNB Connect SIM

When you travel

Up to 2 bonus SLOW Lounge visits when you book flights with eBucks Travel using your FNB Aspire Fusion Card

Get a free Wimpy breakfast or burger at participating Engen 1Stops every quarter.

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Fusion Aspire Account for your spouse or partner

Existing customers can now invite their spouse or partner to experience the same level of benefits, rewards and service that they have become accustomed to, regardless of their spouse's income.

For a single discounted monthly fee of R49.50, a spouse or partner will get access to an all-inclusive portfolio of products, which includes the Fusion Aspire Account fee and eBucks Rewards programme.

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To qualify for extra data

  • Spend R100 or more on your FNB Connect SIM Card
  • Seniors 60 years of age and above will receive 1GB Extra every month on their FNB Connect SIM Card when they meet the minimum spend of R100.
  • Customers that do not qualify for eBucks will get 200MB of extra data each month on their FNB Connect SIM Card when they meet the minimum spend of R100. (max 3 allocations)

Your income must be between R84 000 - R449 999

FNB Fusion Aspire

One account with one view of your finances. Pay for your debit orders and other expenses
with up to 30 days' interest free on card purchases. Plus, your spouse or partner can enjoy
a discounted fee.

2022 / 2023 pricing guide

Apply Now
Show me Fusion Aspire
Apply now!
 

Fusion Aspire Account benefits

  • Up to 30 days interest free on card purchases
  • Get a personalised debit interest rate on your credit facility
  • Get rewarded with data, voice minutes and SMSs on your FNB Connect SIM
  • Earn more eBucks rewards
  • Global Travel Insurance
  • Debit order protection so you always have funds available for debit orders
  • Access to Online Banking and the FNB App
  • Bank Your Change with a linked Savings Account
  • Debt protection on qualifying accounts
  • Access to a Fusion Aspire Account for your spouse or partner, where they can enjoy the same level of service and benefits as you regardless of their income

The interest rate is subject to customer profile and scoring with a minimum interest rate of prime + 1% and maximum of prime to NCA max.

View example

Get more value

More value with

data rewards on your FNB Connect SIM

Get rewarded with 500MB, 30 voice minutes and 30 SMSs every month on your FNB Connect SIM when you qualify for eBucks Rewards. Plus get rewarded with an extra 500MB data every month when you spend* R100 or more on your FNB Connect SIM card and qualify for eBucks Rewards at the time that you spend.

How to qualify for extra data

*Free minutes apply to local calls only.

Read more

 
Overdraft

Day-to-day card purchases

You get full transactional capabilities, allowing for salary deposits, swiping for purchases, ATM withdrawals, EFTs, debit orders and a credit facility to top it off.

Use your credit facility at no extra charge up to R200 and only get charged a service fee of R69 when you spend R200 or more.

Also worth a mention:

  • Unlimited card swipes at no extra charge
  • Cash withdrawals up to R3000 per month at no extra charge at FNB ATMs
  • Cash deposits up to R3000 per month at no extra charge at FNB ATMs
  • 2 eWallet sends at no extra charge to you when using the FNB App
  • No data costs when you bank on the FNB App
  • Electronic transactions using our digital channels at no extra charge to you
  • Prepaid airtime purchases at no extra charge on the FNB App or online banking
  • Access to a dedicated service suite 087 575 4653 to help manage your money
  • Get real-time help any time, day or night, via Secure Chat® on the FNB App
  • Payment notifications at no extra cost

Standard network rates apply

New ways to get rewarded



Choose more value for you and your family

When you spend at our partners

  • Up to R150 back in eBucks at Checkers, Shoprite or Usave
  • Up to R150 back in eBucks at Clicks
  • Up to R150 back in eBucks at Engen
  • Up to R150 back in eBucks at Intercape

When you learn from home

Learn from home & save by using eBucks to buy eTextbook voucher with Snapplify

Subject to eBucks earn rules

Bring the family
together with Aspire

We know how important family is. Which is why we have designed our banking
solutions to help your family 24/7!

For your spouse or partner

Now your spouse or partner can enjoy the same Aspire banking experience at a reduced monthly fee.

Read more

For the kids

FNBy is for your kids, teens and young adults. Like most things, the journey to becoming financially responsible requires practice. And the sooner your children begin to understand how money works, the better they'll get at managing it.

Read more

For the retirees

Get great value for money, lifestyle benefits and rewards.

Read more

Create & pay with your own
virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can also create an unlimited
number of cards at no additional cost to use as you need them.

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay,
Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.

Earn eBucks

Choose more value for you and your family and earn eBucks while you spend online

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no cost to you

Tell me more
Getting it made easy

Applying made easy

Fusion Aspire Account

Qualifying criteria

Annual salary between R84 000 - R449 999

Easily manage your Fusion Aspire Account online, via the app or with Cellphone Banking

With our Fusion Aspire Account for your spouse or partner, they qualify for the same account as you regardless of their income.
Spousal terms and conditions apply

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Find a branch

Aspire Account for spouses

Call me back

Address FNB Bank City, Cnr Simmonds & Pritchard Street, Johannesburg, 2001

Documents needed

  • South African ID book/ID card
  • Recent payslip
  • Proof of residence
  • Three months' bank statements
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For the retirees

FNB understands that life changes as you retire. We are here to help as you venture into this new life stage. Retired individuals can now share in the benefits of a solution designed specifically to cater your unique needs, post retirement.

Get more with retirement solution

Enjoy all the value that a Aspire client brings together with additional benefits that retirement brings. As an FNB Aspire client, if you invest R150, 000 you will get 50% off your monthly account fee or invest R250, 000 and get 100% off.

More Value - Less Fees

Get more

  • Earn preferential rates on your fixed deposits
  • Structure your retirement to suit your specific income needs with a Living Annuity.
  • Discount estate administration fee

More rewards

  • Double eBucks reward level points when you invest

More help

  • Free advice session to ensure you are on track
Find out more

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Estimated loan repayment

The estimated monthly repayment on a R1 000 credit limit loan at an interest rate of 17.5% per annum would be R83, which includes all service fees and interest

FNB Fusion offer example

Credit limit R 1000.00
Initiation fee: paid upfront in cash/deducted from the credit limit R 0
Nominal Annual Interest Rate[Variable] 17.50% The interest rate is subject to the maximum annual variable interest rate allowed by the NCA.
Personalised Annual Variable Interest Rate 13.00% Should you conduct your Credit Agreement favourably (within the ambit of the terms and conditions) we may reward you with a rebate on the interest rate payable which is subject to customer profile and scoring.
Service fee R 69.00
(includes VAT) 		Charged if R200 or more of the facility limit is used.
Estimated monthly instalment payable (including capital, interest, fees and VAT) R 83 Estimated minimum monthly repayment amount, including, interest, fees, and charges.
Estimated total of all instalments including capital interest, fees and VAT R 2003 This amount is calculated on the assumption that:
a. Your interest rate does not change over the 12 month period
b. On approval, you use the total Credit Limit
c. You pay us the monthly instalment over a 12 month period
d. You do not withdraw again up to the original Credit Limit.
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).