Your income must be between R120 000 and R349 999 per year
This account gives you the freedom to spend your money the way you want to, and manage your finances hassle free.
Earn eBucks for
doing everyday things
Up to 0.75% back in eBucks when you swipe your Cheque Card when shopping and up to 1.5% back when you shop online or internationally
Up to 15% back in eBucks when you fill up with fuel, use Uber domestically or shop at Checkers & Shoprite with your Gold Cheque Card
Up to 40% back in eBucks on your qualifying FNB Connect contract or when purchasing FNB Connect prepaid airtime
The freedom to spend your eBucks on almost anything: fuel, electronics, appliances, travel, books, CDs, DVDs, flowers, outdoor equipment, fashion - you name it
Get up to 40% discount on selected items from the eBucks Shop as well as up to 40% off local and international flights and domestic car hire through eBucks Travel (discounts exclude all taxes).
For detailed information on how to qualify, earn and spend your eBucks Rewards please visit
Short-term credit products
Short-term credit products
suitable to your needs
Short-term credit that is available for emergencies and unforeseen circumstances.
FREE cross-border payments
Send up to R3 000 for FREE
Make payments using Cellphone Banking and you could save a up to R105 per transaction.
Zimbabwe Money Transfer
Send money for FREE to anyone in Zimbabwe.
Mozambique Money Transfer
Send money for FREE to anyone in Mozambique.
Send money for FREE to anyone, anywhere.
Pay2Cell (Lesotho + Swaziland)
Send money for FREE to anyone in Lesotho or Swaziland.
24 months interest free
As a Cheque Account holder with FNB you could enjoy savings on a range of smart devices from cellphones, laptops and even smart TVs.
Apply now for a Cheque Account and get a
Free cash withdrawals
Cash@Till™ allows you to use your Cheque Card to withdraw cash at specific till points.
Linked Savings Account
Save easily and conveniently with no added fees. The Linked Savings Account is linked to your account.
Free Bank Your Change™
Automatically save your 'left over' cents when you swipe your FNB Cheque or Debit Card.
Simple account management
It's easy, secure + subscription is FREE
Manage your accounts on the go, wherever, whenever you want with Online Banking. Download the FNB Banking App for free and do all your banking the way you've been doing it online and on your cellphone and more.
Applying made easy
Gold Cheque Account
Age 18 years and older
Income: R120 000 - R349 999 per annum
South African ID book/ID card
Proof of residence (e.g. water, electricity or phone bill not older than 3 months)
Foreign nationals will be required to present a work or study permit
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).