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Corporate Banking

Think corporate banking. Think RMB.

RMB Corporate Banking is all about our clients.

Technology is fast changing the way people interact with their banks. At RMB Corporate Banking, we put our clients at the centre of our innovation by generating sophisticated real-time solutions to enhance their transactional activities and deliver real value to their business.

RMB's comprehensive suite of corporate financial solutions range from transactional banking and cash management to cross-border trade, multi-asset investments, working capital finance and risk management solutions - all of which are accessible via RMB's electronic channels.

Our sophisticated IT infrastructure, network of industry experts and specialists in corporate, treasury and investment banking have the single aim of offering our clients the best banking experience possible.

Our team is committed to successful, sustainable partnerships, while our framework empowers our clients to access and manage their funds from wherever they are in the world. Dedicated and experienced relationship managers are also on hand for more complex transactions and trusted advice.

In addition to excellent financial solutions and competitive pricing, we believe our clients value reliability, consistent service and simple solution implementation. Our entrepreneurial flair, excellent track record and attention to detail are just some of the elements which enable us to deliver on this promise.

Let RMB's traditional values and innovative ideas make RMB Corporate Banking your proud partner of choice.

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The Graduate Programme Experience





Register for Online Banking

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Register for Online Banking

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You need to earn R100 000 - R349 999 p.a

Gold Cheque Account

You get...


  • Free Debit Order, beneficiary & Salary Switching

    Debit Order and Salary Switching

    Switch your salary, beneficiaries and debit orders free of charge

    Our dedicated team does all the work for you and keeps you informed of the progress along the way!

    Download the switching form.


    Switch your debit orders

    1. Using the switching form, tell us which debit orders need to be switched

    3. Attach:
      • A certified copy of your ID
      • Copy of your existing bank statement
      • Copy of your new FNB account number

    Switch your salary

    1. Complete the Switch my Salary section of the switching form

    3. FNB will contact your employer and instruct them to switch your salary to your FNB account


    Contact 0860 102 970 or email

    Terms and Conditions Apply.

  • Savings Pocket

    Savings Pocket

    Put money away and earn interest on money saved

    Save easily and conveniently with no added fees

    A Savings Pocket is linked to your account to keep your savings separate from your transactional account.

    Earn competitive interest on a positive balance in your linked Savings Pocket.

    Save easily and conveniently with no added fees.


    To activate the Savings Pocket on your account call 0860 32 78 27

    Terms and Conditions Apply.

  • R1000 funeral cover

    R1 000 Funeral Cover

    FNB understands the importance of life planning.

    We therefore offer you R1 000 funeral cover so that you have peace of mind that your family will have the financial means to cater for unforeseen expenses in the event of your untimely death.

    Terms and Conditions Apply.

  • Free subscription to Online Banking

    Online Banking

    Bank anywhere, anytime, at your convenience

    Online banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest, using easy online navigation, all from the comfort of your couch.

    Banking online is convenient as most things you can do in a branch, you can do online.

    Banking online is secure. Keep track of your transactions with free inContact, OTP notifications and online protection software.

    Banking online is simple. All you need is an FNB bank account and access to the Internet.

    Visit to register.
    You no longer have to stand in queues, save time and money using Online Banking.

    With Online Banking you can

    • Check balances on your accounts
    • Get email statements
    • Pay traffic fines
    • Make payments to third parties
    • Set up recipients
    • Pay public recipients
    • Make once-off payments
    • Set up scheduled payments
    • Send money to eWallet
    • Do eFiling
    • View payment history
    • Validate recipients
    • Transfer money between your accounts
    • Transfer funds to your budget facility (Credit Card only)
    • Buy pre-paid Airtime
    • Buy Vodacom data bundles (SMS vouchers and Big Bonus vouchers)
    • Buy prepaid Electricity (Eskom and selected municipalities)
    • Buy Globel international airtime
    • Buy LOTTO TM tickets
    • Buy PowerBall tickets
    • Shop online using eBucks
    • Request proof of payment
    • View your eBucks rewards
    • View Annual Price Review letters

      • Trade shares online (share trading only)
      • Buy Krugerrands
      • Sell Krugerrands
      • Change your PIN
      • Update ATM Limits
      • View Card PINs
      • Create Card PINs
      • Cancel Cards
      • Order Additional Cards
      • Request notice to withdraw on Investment Account (investment only)
      • Top up and withdraw funds from your PayPal account
      • Check Forex rates
      • Receive money from abroad
      • Send money abroad
      • Open an overdraft and increase limits
      • Buy foreign currency
      • Create secondary users
      • Contact My Banker
      • Join FNB Connect
      • Open accounts
      • Set up Balance Alerts
      • Set up Limit Alerts
      • View and update personal details
      • Order a new card when it is about to expire
      • Secure your Online Banking

    Terms and Conditions Apply.

  • Free subscription to FNB Banking App

    The FNB Banking APP

    Unparalleled simplicity and convenience

    As a registered Online Banking user, you can access the FNB Banking App

    Download the free app for Android™, Apple™,BlackBerry™ and Nokia™ Symbian devices*.

    Using the Free FNB Banking App you can

    • Make and receive Geo Payments
    • Set up Stop Payments
    • Make payments and transfer funds
    • View Transfer and Payment History
    • Send money
    • Contact your Relationship Banker
    • View accounts and detailed balances
    • Locate FNB branches or ATMs
    • Access an FNB Directory
    • Make and receive calls
    • Send and receive messages
    • Buy prepaid products
    • Top up your FNB Connect Accounts
    • Purchase FNB Connect ADSL bundles
    • View foreign exchange rates

    For queries please email:
    To find out how to link your device call: 087 575 0362

    View the software license agreement and remote banking agreement

    *Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher

    Terms and Conditions Apply.

  • Free subscription to Cellphone Banking

    Cellphone Banking

    Banking at the touch of a button

    Access your money anytime, anywhere using your cellphone.

    Even without your ATM card you can now do your banking via Cellphone Banking.

    As a customer you enjoy the following benefits

    • Check your balances, transfer money between your own accounts, make payments to individuals, pay monthly accounts, and even pay traffic fines
    • Withdraw cash from your FNB accounts, without the use of an ATM card
    • Buy prepaid airtime, electricity and LOTTO™
    • Free registration and subscription
    • Free inContact with every transaction (above R100)

    To register for Cellphone Banking, dial *120*321#, visit ,, an FNB ATM or any FNB branch or contact our call centre on 087 575 9405 to assist you.


    Please refer to our Pricing Guide for fees on specific accounts.

    Terms and Conditions Apply.

  • Free subscription to Telephone Banking

    Telephone Banking

    It's your bank on call

    As an FNB transactional account holder, you can enjoy flexible banking at your own convenience

    Speak to a telephone banking consultant or transact via the interactive voice response (IVR) line, whenever, wherever via a single access number.

    Enjoy the following benefits with telephone banking

    • Create payment notifications to send to your recipients
    • Schedule payments to be made on a specified date
    • Buy prepaid airtime (Vodacom, MTN, Cell C and Virgin Mobile)
    • Buy Telkom airtime (local and WorldCall)

    To register - simply call 087 575 9404


    Please refer to our Pricing Guide for fees on specific accounts.

    Terms and Conditions Apply.

  • inContact


    FNB's FREE Notification Messaging Service

    Keep track of money moving in and out of your account.

    This innovative messaging service helps or enables you to keep track of transactions on your account, via e-mail or SMS.

    Choose to receive your messages during the day between 7am and 8pm or 24 hours a day.

    Choose which accounts are linked to inContact.


    Register for inContact via Online Banking or call 087 575 9404.

    Terms and Conditions Apply.

  • Earn eBucks


    Be rewarded for doing everyday things, like swiping your card.

    Your eBucks never expire.

    Because your eBucks card is linked to your qualifying account it allows you to earn while you spend.

    For every rand you spend on specified purchases, you can earn a guaranteed 1% back in eBucks! You can then spend your eBucks at various eBucks partners including Dis-Chem Pharmacies, HiFi Corporation, Incredible Connection and Makro. You can even fill up with fuel at Engen.

    In addition to your Shopping Rewards you may earn eBucks on:

    • Fuel Spend
    • Checkers & Shoprite Spend
    • Prepaid Airtime Spend
    • Prepaid Electricity Spend

    Customers who qualify for eBucks, qualify for great discounts, including:

    • up to 40% off flights
    • up to 40% off Ster Kinekor & Nu Metro movie tickets
    • up to 40% off Woolworths gift cards
    • up to 40% off Makro gift cards
    • up to 40% off Dis-Chem Pharmacies gift cards
    • up to 40% off selected vouchers and other promotional products

    How to start earning:

    • Check that your qualifying FNB products are linked to your eBucks account
    • Swipe your FNB Credit Card to start earning
    • Pay for purchases at one of the eBucks retail partners using your FNB Credit Card and swipe your eBucks card at the till to earn double eBucks from both the bank and the retail partner
    • About eBucks Rewards
      More about eBucks

    Terms and Conditions Apply.

  • Free ADSL and 3G data from FNB Connect

    FNB Connect

    Cheap rates, free calls and reduced data bundles

    FNB Connect ADSL Data

    From 1 July 2013

    Reward Level FNB Connect ADSL Data
    Reward Level: 5 FNB Connect ADSL Data: Get free* monthly Uncapped ADSL data
    (Maximum reward for Platinum & Islamic Platinum Cheque Accounts)
    Reward Level: 4 FNB Connect ADSL Data: Get a 80% discount on monthly Uncapped ADSL data
    (Maximum reward for Gold, Islamic Gold & Encore Cheque Accounts)
    Reward Level: 3 FNB Connect ADSL Data: Get a 40% discount on monthly Uncapped ADSL data
    Reward Level: 2 FNB Connect ADSL Data: Get a 20% discount on monthly Uncapped ADSL data
    Reward Level: 1 FNB Connect ADSL Data: Get a 10% discount on monthly Uncapped ADSL data

    * T&C's apply, maximum uncapped ADSL discount up to R399.00 applies.

    For more information on Uncapped ADSL data from FNB Connect visit or log into FNB Online and click on the FNB Connect tab.

    3G Data

    From 1 July 2013

    Reward Level 3G Data (Exclusive to active FNB Smart Device Contract holders)
    Reward Level: 5 3G Data (Exclusive to active FNB Smart Device Contract holders): 500MB
    (Maximum reward for Platinum & Platinum Islamic Cheque Accounts)
    Reward Level: 4 3G Data (Exclusive to active FNB Smart Device Contract holders): 400MB
    (Maximum reward for Gold, Islamic & Encore Cheque Accounts)
    Reward Level: 3 3G Data (Exclusive to active FNB Smart Device Contract holders): 300MB
    Reward Level: 2 3G Data (Exclusive to active FNB Smart Device Contract holders): 200MB
    Reward Level: 1 3G Data (Exclusive to active FNB Smart Device Contract holders): 100MB

    To get rewarded with 3G data, you must be an active FNB Tablet, Smartphone or Laptop Contract holders. For more information please visit the Tablets and Smartphone page on

    To access FNB Connect, log on to Online Banking or call 087 575 0001.

    Terms and Conditions Apply.

  • Email statements

    Email Statements

    Get your statements emailed for free promptly, consistently and securely every month.

    With email statements, you get your statements faster than paper statements. You can download, save and print your statements. FNB has installed security measures to protect your information.

    You could save R138 per year with email statements.

    This is a free service which can easily be activated from your Online Banking profile in 4 easy steps.

    1. Select My Bank Accounts, then Menu and then Email Statements under Statements.
    2. Select the appropriate account/s of which you require the statements to be delivered to you via email
    3. Enter the primary email address to which you'd like the statements to be sent to.
    4. Select the formats you would prefer to receive your statements in - plain text (CSV), PDF or both (account dependent)

    What e-mailed statements offer me:

    • Easy to store - you can keep the email statements safely on your PC until they are required.
    • Easy to file - it is easier to file an electronic statement versus a paper statement.
    • More secure - email statements are more secure than paper statements as paper statements. can be lost in the post. The statement is encrypted and cannot be tampered with.
  • Bank your Change

    Bank Your Change

    Grow your balance in your linked Savings Pocket

    Automatically save your 'left over' cents when you swipe your FNB Cheque or debit card.

    Round the purchase amount up to the nearest rand, and have this transferred to your linked Savings Pocket, free of charge.

    You can save more by choosing a 'top up' amount of R2, R5, R10, R20 or R50. This amount will be added to the cents that are saved per purchase and deposited in your linked Savings Pocket.

    To start saving now call 0860 327 827.

    Terms and Conditions Apply.

  • Cash@Till

    Cash @ Till

    Draw cash directly from a tillpoint at a store.

    Cash@Till™ allows you to use your Cheque Card to withdraw cash at tillpoints of specific retailers such as Pick 'n Pay and Checkers.

    Simply tell the cashier that you need to draw cash and they will assist.

    Terms and Conditions Apply.

  • Lost Card Protection, extended warranty and purchase protection

    Lost Card Protection

    Protection in the event of a lost or stolen card

    Report a lost or stolen card within 24 hours of the incident to the dedicated, toll free, 24 hour hotline! FNB will assist in the event of a non-PIN related fraud on your account.

    In the event of your card being lost or stolen:

    • Call the Lost Card hotline immediately on 087 575 9406
    • Please note that this protection may not apply if it is determined that you were careless in protecting your card or PIN

    Terms and Conditions Apply.

  • Dedicated Call centre

    Dedicated Call Centre

    Trained staff to help you get things done.

    Our dedicated call centre is equipped with trained staff to assist you with any queries you might have about your account.

    Terms and Conditions Apply.

  • Courier Card delivery

    Courier Card Delivery

    Avoid the queues at a branch

    What could be simpler than having your card courier delivered to you?

    Open your Cheque Account Online and we will courier deliver your Cheque Card to you.

    Terms and Conditions Apply.

  • Smartphone or tablet offer

    Tablet and Smartphone Offer

    Is your phone as smart as your bank?

    Get a Smartphone or Tablet from FNB and you can bank anywhere via the FNB APP

    New and existing FNB clients can get a smart device at reduced rates to access their accounts via the FNB APP.

    • Existing customers can apply via Online Banking
    • New customers must apply for an FNB Cheque Account on the mobile pricing option

    Clients can get these devices and pay for them over a 24 month period with zero additional fees, interest or charges payable.


    In addition, FNB will:

    • Courier deliver your smart device to you at a cost of R150
    • Switch your debit orders, beneficiaries and salary, for free
    • Allow you unlimited Cheque card swipes
    • Give you free subscriptions to Online Banking, Cellphone Banking, Telephone Banking and the FNB APP
    • Grant you four free FNB ATM withdrawals a month - excluding branch, cheque and saswitch charges

    View the Mobile Pricing Guide


    To take up this offer, monthly Cheque Account deposits are required.

    Cheque AccountMinimum Monthly Deposit needed
    Gold Cheque AccountR5 500
    Islamic Finance Cheque AccountR5 500
    Young ProfessionalsR5 500
    Platinum Cheque AccountR16 500
    One AccountR16 500
    RMB and FNB Private Clients Cheque AccountR40 000

    The table below details the device and account fees applicable:

    Gold Cheque Account* PLUS Smartphone/Tablet per month (for 24 months)Platinum Cheque Account** PLUS Smartphone/Tablet per month (for 24 months)Private Clients Account*** PLUS Smartphone/Tablet per month (for 24 months)
    HTC SensationR297 (R97 + R200)R320 (R120 + R200)R330 (R130 + R200)
    HTC FlyerR297 (R97 + R200)R320 (R120 + R200)R330 (R130 + R200)
    The new Apple iPad 64GB Cellular# Wi-FiR436 (R97 + R339)R459 (R120 + R339)R469 (R130 + R339)
    The new Apple iPad 16GB Cellular# Wi-FiR356 (R97 + R259)R379 (R120 + R259)R389 (R130 + R259)
    The new Apple iPad 16GB Wi-Fi onlyR302 (R97 + R205)R325 (R120 + R205)R335 (R130 + R205)
    The new Apple iPad 32GB Cellular# WiFiR396 (R97+ R299)R419 (R120 + R299)R429 (R130 + R299)
    Apple iPad 2 16GB 3G Wi-FiR316 (R97 + R219)R339 (R120 + R219)R349 (R130 + R219)
    Samsung Galaxy NoteR392 (R97 + R295)R415 (R120 + R295)R425 (R130 + R295)
    Samsung Galaxy S3R392 (R97 + R295)R415 (R120 + R295)R425 (R130 + R295)
    320GB Acer Timeline Ultra M3R407 (R97 + R310)R430 (R120 + R310)R440 (R130 + R310)
    13" 2.5 GHz Macbook Pro MD101 500GBR627 (R97 + R530)R650 (R120 + R530)R660 (R130 + R530)
    11" MacBook Air MD223 64GBR522 (R97 + R425)R545 (R120 + R425)R555 (R130 + R425)
    13" MacBook Air MD231 128GBR627 (R97 + R530)R650 (R120 + R530)R660 (R130 + R530)

    Due to high demand, FNB cannot guarantee the colour of any Apple iPad product/s. Limited stock is available and FNB cannot guarantee a delivery date at this time. Should you place an order with FNB, please rest assured that we will do our utmost to get your device to you in the shortest possible time. FNB also undertakes to communicate regularly with clients who have placed an order.

    Manufacturer's repair centres for Smartphones/Tablets under Warranty.

    Apple iPad

    If your Apple iPad is faulty (this does not include physical damage) you can send an e-mail to with all your information (name, cellphone number, e-mail address, collection address and serial number of the device) plus a description of the fault.

    You also have the option of returning the device to an iStore.


    Samsung Support

    If the device is faulty within 7 days of receipt, call Brightpoint on 011 928 8370. If the device becomes faulty after 7 days of receipt, call Samsung on 0860 726 786.

    To escalate any Samsung issues, you can send an e-mail to


    Acer Support

    If the device is faulty please call 0860 777 286


    BlackBerry Support

    Call Brightpoint on 011 928 8370. To escalate any Blackberry issues, you can send an e-mail to or


    HTC Support

    Call 011 460 8000 or e-mail

    Terms and Conditions Apply.

  • Exclusive VISA offers

    Visa Privileges

    Visa - your perfect companion

    Enjoy more from life, whether you're travelling or at home.

    Your Visa card offers an excellent selection of travel, dining, shopping and lifestyle opportunities.

    While on your travels, should you have a medical emergency or your card is lost or stolen, you have access to an international support network to assist you.

    Find out more about Visa privileges .

    Terms and Conditions Apply.

  • Roadside Assistance

    AA Emergency Roadside Assistance

    Never be left stranded again

    FNB Petro Card holders receive automatic AA Emergency Roadside Assistance cover, which provides a helping hand when you or your vehicle are experiencing problems.

    This service offers

    Roadside Repair Service, which includes:

    • Re-fuelling petrol up to ten litres
    • Restarting a flat battery
    • Changing flat tyres
    • Key lock-out service

    Tow-in Service - for mechanical or electrical vehicle breakdowns

    Stand By You: - Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives. In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road.


    AA Emergency Roadside Assistance is subject to terms and conditions.
    For roadside assistance call: 0860 70 60 50


    Additional Services

    AA Emergency Roadside Assistance offers courtesy services up to a maximum of R500 for emergencies occurring more than 100 kilometers from your home.

    These courtesy services include:

    • Car hire
    • Overnight accommodation for you and four other passengers
    • Transportation or the cost covered for you to collect your repaired vehicle

    Please note: If you are involved in an accident, AA will arrange for your vehicle to be towed to the nearest AA approved repair centre or to a destination of your choice. You will be responsible for the costs incurred.


    How to use the AA Roadside Assistance service

    In an emergency please call 0860 70 60 50 and supply your Petro card number* to the consultant.

    An AA appointed contractor will be sent to provide you with assistance. Upon his arrival please produce your Petro Card and proof of identity for the service.

    * Petro Card number is the 16 digit number printed on the back of your card

    Terms and Conditions Apply.

  • Additional Linked Cards

    Additional Cards

    Multiple cards linked to one account

    Have the flexibility to link additional Cheque Cards to your account - ideal for a spouse or children 18 years and older.

    How I can get it?

    When logged in on to FNB Online Banking, select the My Bank Accounts tab, My Cards sub tab, Menu, Additional Card, select an account and follow the instructions.

    For more information contact 087 575 0000

    Terms and Conditions Apply.

  • Use your card abroad (at VISA terminals)

    Use Your Card Abroad

    Use your FNB card at any terminal displaying the Visa logo

    Travelling has never been this convenient

    Wherever you go in the world, Visa ensures that you can access your cash to buy gifts, access services, enjoy leisure activities and more.

    Terms and Conditions Apply.

  • See all benefits

What does this offer me?

  • Easy and convenient banking including a pricing option that suits my banking needs
  • Free Cash@Till™ at participating retail stores
  • Free subscriptions to FNB Cellphone Banking, Online Banking and the FNB Banking App
  • Free Extended Warranty and Purchase Protection on eligible purchases with my Gold Cheque Card. View Terms and conditions .
  • Free eBucks on qualifying purchases

What this allows me to do:

  • Apply for a credit product to suit my needs
  • Get great deals on smartphones, tablets and laptops
  • Get a free Savings Pocket with Bank Your Change to help me save
  • Get up to 15% back in eBucks on fuel and airtime purchases with eBucks Rewards
  • Get up to 1.2% back in eBucks on other shopping
  • Get up to 80% discount on uncapped ADSL
  • Get up to 400 MB free 3G data if I have an active smartphone, laptop and/or tablet contract
  • Roadside Assistance is offered on your FNB Gold Cheque Card at an additional fee of R5.00 per month or this is free if you have a Petrol Card.

View the Gold Cheque Account Terms and Conditions .

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