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< R10m annual turnover

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> R10m annual turnover

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For My Business

< R10m annual turnover

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> R10m annual turnover

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Overview

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Legal

Product terms and conditions are included in the Facility Letter you receive with your approved loan.
Only after signing the required facility and collateral documentation, will the loan facility be made available for use.

Existing Business Account holder

For business finance of less than R400 000

For business finance of less than R400 000, you may not be required to submit supporting documents or collateral.

For business finance of more than R400 000

An unbonded residential property to offer as collateral
A Business Finance application form
Signed financial information (annual financial statements and year-to-date management accounts)
Projections (cash flow statements, income statements and balance sheets)

Don't have an existing FNB Business Account

6 months' bank statements
Signed financial information (annual financial statements and year-to-date management accounts)
Projections (cash flow statements, income statements and balance sheets)
A business plan to demonstrate the viability and sustainability of the business
Should your application be successful, you are required to open a Business Account

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What you get

Flexible terms

Between 5 and 10 years

Amortise capital

Pay less interest over time

Loan value

R100 000, maximum value R1 000 000 (subject to affordability)

3-month capital holiday

At the start of the loan (interest must be serviced during this period)

Automatic payments

Set up debit order from your Business Account

Set interest rate

Budget and plan for the term of the loan

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