Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

Legal


  • Product terms and conditions are included in the Facility Letter you receive with your approved loan.
  • Only after signing the required facility and collateral documentation, will the loan facility be made available for use.

Existing Business Account holder


For business finance of less than R400 000

  • For business finance of less than R400 000, you may not be required to submit supporting documents or collateral.

For business finance of more than R400 000

  • An unbonded residential property to offer as collateral
  • A Business Finance application form
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)

Don't have an existing FNB Business Account


  • 6 months' bank statements
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)
  • A business plan to demonstrate the viability and sustainability of the business
  • Should your application be successful, you are required to open a Business Account


ecoEnergy Loan


Keep it green

Invest in upgrading your premises to make them more energy efficient, reducing your operating costs.

What you get


Flexible terms

Between 5 and 10 years

Amortise capital

Pay less interest over time

Loan value

R100 000, maximum value R1 000 000 (subject to affordability)

3-month capital holiday

At the start of the loan (interest must be serviced during this period)

Automatic payments

Set up debit order from your Business Account

Set interest rate

Budget and plan for the term of the loan

Applying made easy


Business ecoEnergy Loan

Qualifying Criteria

  1. An active FNB Business Account in good standing
  2. Additional credit criteria will apply

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch

Apply on the FNB Banking App