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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Legal


  • Product terms and conditions are included in the Facility Letter you receive with your approved loan.
  • Only after signing the required facility and collateral documentation, will the loan facility be made available for use.

Existing Business Account holder


For business finance of less than R400 000

  • A minimum of 50% in collateral (property or investments preferred)

For business finance of more than R400 000

  • A minimum of 50% in collateral (property or investments preferred)
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)

Don't have an existing FNB Business Account


  • A minimum of 50% in collateral (property or investments preferred)
  • 6 months' bank statements
  • Signed financial information (annual financial statements and year-to-date management accounts)
  • Projections (cash flow statements, income statements and balance sheets)
  • A business plan to demonstrate the viability and sustainability of the business
  • Should your application be successful, you are required to open a Business Account


Business Flexi Loan


Get access to repaid capital

The Business Flexi Loan gives you access to capital you have already repaid on the loan. Once you have repaid 15% of the loan, you have access to these funds again to use in your business.

What you get


Redraw funds

Once 15% of the capital amount has been paid



Initial terms

60 months, and a maximum loan amount
of R2 000 000



Monthly payments

Set up debit order from your Business Accounts



Fixed repayment amount

If the term is extended to accommodate any increased loan balances



Flexible interest rate

Linked to prime - adjusted as the prime lending rate changes



Applying made easy


Business Flexi Loan

Qualifying Criteria

  1. An active FNB Business Account in good standing, operating for 15 months or more, with annual turnover of R500 000+.
  2. Residential property collateral

How to get it

Apply now!

Other ways to apply

Complete the call me back form

Contact us

Find a branch