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For My Business

> R10m annual turnover

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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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7 Day Notice


Published at 2022-05-20

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R 20 000 3.75% 3.82%
R 30 000 4.00% 4.07%
R 50 000 4.45% 4.54%
R 100 000 4.50% 4.59%
R 250 000 4.55% 4.65%
R 500 000 4.60% 4.70%
R 1 000 000 4.65% 4.75%

32 Day Flexi Notice


Published at 2022-05-20

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R1 000 - R4 999 3.75% 3.82%
R5 000 - R9 999 3.75% 3.82%
R10 000 - R19 999 3.75% 3.82%
R20 000 - R29 999 4.15% 4.23%
R30 000 - R39 999 4.25% 4.33%
R40 000 - R49 999 4.35% 4.44%
R50 000 - R74 999 4.65% 4.75%
R75 000 - R99 999 4.70% 4.80%
R100 000 - R499 999 4.75% 4.85%
R500 000 - R999 999 4.80% 4.91%
R1m - R4 999 999 4.85% 4.96%
R5m+ 4.95% 5.06%

Tax-Free Savings


Published at 2022-05-16

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R1 000-R9 999 5.20% 5.33%
R10 00 - R14 999 5.20% 5.33%
R15 000 - R19 999 5.20% 5.33%
R20 000 - R29 999 5.20% 5.33%
R30 000 - R49 999 5.20% 5.33%
R50 000 - R59 999 5.20% 5.33%
R60 000 - R99 999 5.20% 5.33%
R100 000 - R499 999 5.20% 5.33%
R500 000+ 5.20% 5.33%

Access after notice


Interest rates

Ideal for saving towards specific goals and special events. You can access your savings after the notice period.

7 Day Notice


Published at 2022-05-20

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R 20 000 3.75% 3.82%
R 30 000 4.00% 4.07%
R 50 000 4.45% 4.54%
R 100 000 4.50% 4.59%
R 250 000 4.55% 4.65%
R 500 000 4.60% 4.70%
R 1 000 000 4.65% 4.75%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


32 Day Flexi Notice


Published at 2022-05-20

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R1 000 - R4 999 3.75% 3.82%
R5 000 - R9 999 3.75% 3.82%
R10 000 - R19 999 3.75% 3.82%
R20 000 - R29 999 4.15% 4.23%
R30 000 - R39 999 4.25% 4.33%
R40 000 - R49 999 4.35% 4.44%
R50 000 - R74 999 4.65% 4.75%
R75 000 - R99 999 4.70% 4.80%
R100 000 - R499 999 4.75% 4.85%
R500 000 - R999 999 4.80% 4.91%
R1m - R4 999 999 4.85% 4.96%
R5m+ 4.95% 5.06%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.


Tax-Free Cash Deposit


The table below illustrates the interest rate you will receive based on the balance in your Tax-Free Cash Deposit.

Published at 2022-05-16

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R1 000-R9 999 5.20% 5.33%
R10 00 - R14 999 5.20% 5.33%
R15 000 - R19 999 5.20% 5.33%
R20 000 - R29 999 5.20% 5.33%
R30 000 - R49 999 5.20% 5.33%
R50 000 - R59 999 5.20% 5.33%
R60 000 - R99 999 5.20% 5.33%
R100 000 - R499 999 5.20% 5.33%
R500 000+ 5.20% 5.33%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.