The Graduate Programme Experience



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Wills and Trusts

Funeral Plan

Planning a funeral is always a difficult time for any family. That's why our Funeral Plan is easy to understand and even easier to buy with great value for your money. We will pay out claims within 48 hours of receiving all the required documents so you can have financial peace of mind knowing that you and your loved ones are covered in this unfortunate event.

What this plan offers you?

  • Cover options ranging from R10 000 to R60 000
  • R60 000 cover for R125
  • Double Accidental Death benefit for you and your spouse of up to R240 000 combined
  • No medicals and no questions
  • Add up to 21 dependants on a single plan
  • All members of the plan will be covered for life provided premiums are paid
  • Claims paid out within 48 hours of receiving all the required documents
  • We accept all South African citizens and permanent residents from the ages of 18 up to 64

Things you need to know:

  • Your cover starts from the day you take up the plan with an immediate Double Accidental Death cover for you and your spouse
  • You cannot claim for natural death within 6 months and for suicide within 24 months from taking up the plan
  • You may cancel the plan within 30 days from taking up the plan and we will refund your premium
  • The plan and all cover will end if you do not pay your premiums as agreed


Below is an illustrative table to give you an idea of what monthly premiums may cost.

Cover Main member Spouse Total
Entry Age 18 - 64 18 - 64
R10 000 R35 R25 R60
R15 000 R42 R32 R74
R20 000 R49 R39 R88
R30 000 R65 R50 R115
R40 000 R85 R65 R150
R50 000 R105 R85 R190
R60 000 R125 R105 R230
  • Plan holder and spouse need to have equal cover options
Cover Child
Entry Age: 0 - 17
R10 000 R6.30
  • All children need to have the same cover amount
  • Children may not have a higher cover amount than the plan holder
Cover Per Parent Per Extended Family
Entry Age 35 - 64 65 - 74 0 -64 65 - 74
R10 000 R58 R95 R63 R105
R15 000 R84 R136 N/A N/A
  • All extended family need to have the same cover amount
  • All parents/in-laws need to have the same cover amount
  • No extended family or parent/in-law may have a higher cover amount than the plan holder

To qualify for the FNB Funeral Plan you need to:

  • Be a South African citizen or permanent resident with a green bar-coded ID
  • Main member must be between the age of 18 and 64
  • Have a valid bank account

Financial Service Provider: First National Bank (FNB), a division of FirstRand Bank Limited, Registration No. 1929/001225/06. Authorised financial services provider (FSP No. 3071)
Product Supplier and Insurer: FSR Life, Reg. No. 2014/264879/06, insurer no 00102/001. Address: 4 Merchant Place, Cnr Fredman Drive and Rivonia Road, Sandton, 2196

Call me back 087 736 7771