FNB Fusion Gold
Your income must be between R120 000 - R239 999.
Get one account, one view of your finances and you can deposit and access your funds to pay for your debit orders and payment needs, with
up to 30 days interest free on card purchases.
Earn 100% of your monthly account fee back in cash when you have an FNB Fusion Gold account and all your personal loan debt with us.
FNB Fusion Account benefits
Up to 30 days interest free on credit card purchases
Get a personalised debit interest rate on your credit facility
Get FREE data, voice minutes and SMSs on your FNB Connect SIM
Earn more eBucks rewards
Global Travel Insurance
AA Emergency Roadside Assistance
Debit order protection so you always have funds available for debit orders
Access to Online Banking and the FNB App
Bank Your Change with a FREE linked Savings Account
Debt protection on qualifying accounts
Access to an FNB Fusion Gold Account for your spouse or partner, where they can enjoy the same level of service and benefits as you regardless of their income.
We can help you
make your money go even further
Get a refund on your FNB Fusion Gold monthly account fee when you take up an FNB Fusion Gold Account + FNB Personal Loan
To qualify for R89 refund:
You must be on eBucks reward level 1 or higher
80% of your personal loan dept must be with FNB
You must have a personal loan with FNB for at least R10 000
You must have an FNB Fusion Gold account
Free data, voice minutes & SMSs
Helping you make your
money go even further
With your qualifying Fusion Gold account (including an FNB Fusion Gold Account for your spouse or partner),
you could get up to 1 GB free data,
30 voice minutes* and 30 SMS allocations on your FNB Connect SIM each month.
Just another way FNB gives you more value!
*Free minutes apply to local calls only
Read more on how to get the full benefit
Day-to-day card purchases
You get full transactional capabilities, allowing for salary deposits, swiping for purchases, ATM withdrawals, EFTs, debit orders and a credit facility to top it off.
Use your credit facility for free up to R200 and only get charged a service fee of R69 when you spend R200 or more.
Also worth a mention:
Unlimited free card swipes
Free FNB ATM cash withdrawals up to R3000 per month (including Cash@Till and cardless cash)
Free cash deposits at FNB ATM up to R3000 per month
2 FREE eWallet sends via the FNB App
No data costs when you bank on the FNB App
Free electronic payments
Free prepaid purchases on the app/online
Access to a dedicated service suite 087 575 4653 to help manage your money
Get real-time help any time, day or night, via Secure Chat® on the FNB App
New ways to get rewarded
Make your money go further each month with more rewards and family benefits from eBucks.
Even more ways to earn
Earn additional eBucks with Smart Spend when you use your FNB Fusion Gold card or FNB Pay for your monthly spend.
Earn up to 40% back in eBucks on your Video Streaming (Netflix) and Music Streaming (Spotify®) subscriptions when your family banks with FNB
Earn up to 100% of your monthly FNB Fusion Gold Account fee back in eBucks when you invest with FNB
Earn up to 100% of your monthly account fee in cash back when you have an FNB Fusion Gold account and all your personal loans are with FNB
Even more rewards partners
Earn up to 15% back in eBucks on health and beauty at Clicks
Earn and spend eBucks on food orders with the Mr D Food App
For more information visit:
Bring the family
together with Gold
We know how important family is. Which is why we have designed our banking
solutions to help your family 24/7!
For your spouse or partner
Now your spouse or partner can enjoy the same Gold Banking experience at a reduced monthly fee.
For the kids
FNBy is for your kids, teens and young adults. Like most things, the journey to becoming financially responsible requires practice. And the sooner your children begin to understand how money works, the better they'll get at managing it.
For the retirees
Get great value for money, lifestyle benefits and rewards.
Applying made easy
FNB Fusion Gold Account
Annual salary between R120 000 - R239 999
Easily manage your Fusion Gold Account online, via the app or with Cellphone Banking
With our FNB Fusion Gold Account for your spouse or partner, they qualify for the same account as you regardless of their income.
terms and conditions apply
South African ID book/ID card
Proof of residence
Three months' bank statements
Create & pay with your own
The new virtual card on the FNB App is the faster, safer and more secure way to pay for online purchases wherever you are in the world.
Your CVV number changes every hour. Create, cancel, delete or block your card at any time.
For online purchases and subscriptions - no need for a physical card. Add unlimited virtual cards for FREE.
Make your money go further and earn eBucks while you spend online.
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).