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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Additional options

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Financial planning


Aspire Credit Card

Make your money go further

An FNB Aspire Credit Card helps you prepare for the unexpected while giving you exceptional benefits like saving on fuel and groceries. Get a bundle account at no cost to you.

Required income R60 000 to R449 999

What you get

Get a personalised and competitive interest rate.

Get a free budget facility linked to your credit card, making it ideal for larger purchases.

Enjoy up to 55 days interest-free on purchases made on your straight FNB Credit Card facility.

Pay off your credit card account easily with an automatic payment solution.

Consolidate your debt and make one repayment with a balance transfer.

Find out how

A wide variety of innovative, simple and secure ways to pay with our FNB App.

Purchase Protect offers cover for items purchased using your FNB Virtual Credit Card in-store or online.

Get 500MB data + an extra 500MB when you top up your FNB Connect SIM.

Bank with all the benefits

Rewarding travel benefits

Get 2 complimentary annual SLOW Lounge visits with eBucks Travel and pay no charge for Global Travel Insurance.

Find out more

Earn eBucks rewards

Earn and spend eBucks while you shop across a variety of partners like Takealot, Checkers, Engen, iStore and Clicks at no additional cost.

Get covered

Automatic Debt Protection of up to R5 000 in the event of death or permanent disability with the option to top-up your cover.

What it costs

Get more value, more savings and more possibilities when you transact using your FNB Aspire Credit Card.

Credit limit

R 250 000

Credit card and budget purchase fees

At no charge

Cash@Till® withdrawals

At no charge

Initiation fee

Up to R175

Create and pay with your own virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world.

It's safe

Your CVV number changes regularly. Create, cancel or temporarily block your card at any time.

Earn eBucks

Choose more value for you and your family and earn eBucks while you spend.


It's convenient

Virtual cards can also be used for FNB Pay, Scan to Pay and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no extra cost up to R15 000.


Choose another option

Choose FNB Fusion Aspire and get more value for you and your family, with access to a credit facility at a single monthly account fee.

Monthly fee

R99 p.m.

More rewards. More value.

Maximise the value of your FNB Credit Card by exploring the range of amazing benefits and perks it offers - all designed to enhance your financial well-being and make your life easier.

Read more