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Corporate Banking

Think corporate banking. Think RMB.

RMB Corporate Banking is all about our clients.

Technology is fast changing the way people interact with their banks. At RMB Corporate Banking, we put our clients at the centre of our innovation by generating sophisticated real-time solutions to enhance their transactional activities and deliver real value to their business.

RMB's comprehensive suite of corporate financial solutions range from transactional banking and cash management to cross-border trade, multi-asset investments, working capital finance and risk management solutions - all of which are accessible via RMB's electronic channels.

Our sophisticated IT infrastructure, network of industry experts and specialists in corporate, treasury and investment banking have the single aim of offering our clients the best banking experience possible.

Our team is committed to successful, sustainable partnerships, while our framework empowers our clients to access and manage their funds from wherever they are in the world. Dedicated and experienced relationship managers are also on hand for more complex transactions and trusted advice.

In addition to excellent financial solutions and competitive pricing, we believe our clients value reliability, consistent service and simple solution implementation. Our entrepreneurial flair, excellent track record and attention to detail are just some of the elements which enable us to deliver on this promise.

Let RMB's traditional values and innovative ideas make RMB Corporate Banking your proud partner of choice.

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HELLO PAUL

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HELLO PAUL

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You need to earn between R100,000 - R349,999 p.a

FNB Gold Credit Card

You get...
23

benefitsincluding

  • Free swipes / Unlimited swipes

    Unlimited Free Swipes

    Save more when you swipe more

    Use your credit card for online purchases and local purchases and save with every swipe!

    With an FNB Credit Card, all swipes are free! That means you save money as there are no transaction fees!

    Remember , you also earn eBucks on every swipe!


    Terms and Conditions Apply.

  • inContact

    inContact

    FNB's FREE Notification Messaging Service

    Keep track of money moving in and out of your account.

    This innovative messaging service helps or enables you to keep track of transactions on your account, via e-mail or SMS.

    Choose to receive your messages during the day between 7am and 8pm or 24 hours a day.

    Choose which accounts are linked to inContact.

     

    Register for inContact via Online Banking or call 087 575 9404.


    Terms and Conditions Apply.

  • Decline inContact

    Decline inContact

    Helping you understand your declined transactions

    Decline inContact is an innovative, free service that alerts customers to the reason your credit card has been declined.

    Decline inContact puts the power back into your hands!

    This service is absolutely free and no registration is necessary.

    In need, you can call the helpline number on the back of your credit card.


    Terms and Conditions Apply.

  • Free Online Banking

    Online Banking

    Bank anywhere, anytime, at your convenience

    Online banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest, using easy online navigation, all from the comfort of your couch.

    Banking online is convenient as most things you can do in a branch, you can do online.

    Banking online is secure. Keep track of your transactions with free inContact, OTP notifications and online protection software.

    Banking online is simple. All you need is an FNB bank account and access to the Internet.

    Visit www.fnb.co.za to register.
    You no longer have to stand in queues, save time and money using Online Banking.

    With Online Banking you can

    • Check balances on your accounts
    • Get email statements
    • Pay traffic fines
    • Make payments to third parties
    • Set up recipients
    • Pay public recipients
    • Make once-off payments
    • Set up scheduled payments
    • Send money to eWallet
    • Do eFiling
    • View payment history
    • Validate recipients
    • Transfer money between your accounts
    • Transfer funds to your budget facility (Credit Card only)
    • Buy pre-paid Airtime
    • Buy Vodacom data bundles (SMS vouchers and Big Bonus vouchers)
    • Buy prepaid Electricity (Eskom and selected municipalities)
    • Buy Globel international airtime
    • Buy LOTTO TM tickets
    • Buy PowerBall tickets
    • Shop online using eBucks
    • Request proof of payment
    • View your eBucks rewards
    • View Annual Price Review letters

      • Trade shares online (share trading only)
      • Buy Krugerrands
      • Sell Krugerrands
      • Change your PIN
      • Update ATM Limits
      • View Card PINs
      • Create Card PINs
      • Cancel Cards
      • Order Additional Cards
      • Request notice to withdraw on Investment Account (investment only)
      • Top up and withdraw funds from your PayPal account
      • Check Forex rates
      • Receive money from abroad
      • Send money abroad
      • Open an overdraft and increase limits
      • Buy foreign currency
      • Create secondary users
      • Contact My Banker
      • Join FNB Connect
      • Open accounts
      • Set up Balance Alerts
      • Set up Limit Alerts
      • View and update personal details
      • Order a new card when it is about to expire
      • Secure your Online Banking


    Terms and Conditions Apply.

  • Free Cellphone Banking

    Cellphone Banking

    Banking at the touch of a button

    Access your money anytime, anywhere using your cellphone.

    Even without your ATM card you can now do your banking via Cellphone Banking.

    As a customer you enjoy the following benefits

    • Check your balances, transfer money between your own accounts, make payments to individuals, pay monthly accounts, and even pay traffic fines
    • Withdraw cash from your FNB accounts, without the use of an ATM card
    • Buy prepaid airtime, electricity and LOTTO™
    • Free registration and subscription
    • Free inContact with every transaction (above R100)

    To register for Cellphone Banking, dial *120*321#, visit www.fnb.mobi , www.fnb.co.za, an FNB ATM or any FNB branch or contact our call centre on 087 575 9405 to assist you.

     

    Please refer to our Pricing Guide for fees on specific accounts.


    Terms and Conditions Apply.

  • Free Telephone Banking

    Telephone Banking

    It's your bank on call

    As an FNB transactional account holder, you can enjoy flexible banking at your own convenience

    Speak to a telephone banking consultant or transact via the interactive voice response (IVR) line, whenever, wherever via a single access number.

    Enjoy the following benefits with telephone banking

    • Create payment notifications to send to your recipients
    • Schedule payments to be made on a specified date
    • Buy prepaid airtime (Vodacom, MTN, Cell C and Virgin Mobile)
    • Buy Telkom airtime (local and WorldCall)

    To register - simply call 087 575 9404

     

    Please refer to our Pricing Guide for fees on specific accounts.


    Terms and Conditions Apply.

  • Automatic Debt Protection

    Automatic Debt Protection

    Protect yourself and your family from debt

    In the event of your death or disability, protect yourself and your family from the outstanding debt on your credit card.

    At no additional cost, you can be excused from paying the outstanding balance on your credit card or the specified maximum amount set by the bank, whichever is lesser at the time of your death or disability.

    In the case that you wish to extend your maximum debt cover, there is the option to top up your protection plan at a fee using the Top-up Debt Protection facility.

    As a product holder, there is no fee for the debt protection and you are covered for the amount specified below.

    Automatic Debt Protection (ADP)
    Product NamePremiumSpecified Maximum Amount
    FNB Petro Card (Linked) Premium: Free Specified Maximum Amount: R1 000
    FNB "Classic" (Silver) Credit Card Premium: Free Specified Maximum Amount: R2 000
    FNB Gold Credit Card Premium: Free Specified Maximum Amount: R5 000
    FNB Platinum Credit Card Premium: Free Specified Maximum Amount: R12 000

     

    Should you wish to increase your maximum cover, the below premiums are available on the Top-up debt protection plan.

    Top-up Debt Protection Plan (TDPP)
    Product NamePremiumSpecified Maximum AmountTotal Cover
    FNB Petro Card (Linked) Premium: R6 / R1 000 Specified Maximum Amount: R9 000 Total Cover: R10 000
    FNB "Classic" (Silver) Credit Card Premium: R6 / R1 000 Specified Maximum Amount: R48 000 Total Cover: R50 000
    FNB Gold Credit Card Premium: R5 / R1 000 Specified Maximum Amount: R75 000 Total Cover: R80 000
    FNB Platinum Credit Card Premium: R5 / R1 000 Specified Maximum Amount: R88 000 Total Cover: R100 000

    Premiums will be calculated on the maximum outstanding amount during the month, minus the free portion offered under Automatic Debt Protection (ADP), limited to the Specified Maximum Amount of Top-up Debt Protection Plan (TDPP).

    All the Debt Protection Plan benefits are subject to the terms and conditions (i.e. the policy) as issued by FNB Life.

    Top-up Debt Protection Plan Policy terms and conditions

    Print and fax back the Top-up Debt Protection Plan Application Form

    Contact 087 575 1111 for more info


    Terms and Conditions Apply.

  • Personalised interest rates

    Personalised interest rates

    Lower, competitive rates

    At FNB we recognise that our clients have individual needs.

    For this reason we offer you personalised and competitive debit and credit interest rates of up to 3% lower than other products - calculated for the individual, not the product.


    Terms and Conditions Apply.

  • 55 days interest free

    55 days interest free

    Take a break with no interest

    With FNB you can now enjoy up to 55 days interest free on straight facility purchases*.

     

    The following cards include benefits of up to 55 days interest free:

    • The "Classic" (Silver) Credit Card
    • Gold Credit Card
    • Platinum Credit Card
    • Private Clients Credit Card

    Benefits include:

    • Access to credit when it suits you
    • Purchase goods and services over the counter as well as online, locally and globally
    • Personalised and competitive rate
    • You earn eBucks when making purchases
    • Get up to 15% back on your fuel and airtime purchases

    *Purchases exclude cash transactions, traveller's cheque purchases and certain forex transactions. Please see Terms and Conditions for detailed exclusions.

     

    For any card enquiries, call us on 078 575 1111, email us at fnbcard@fnb.co.za or visit your nearest FNB branch . For fast applications, you can call 0860 FASTAP (327827).


    Terms and Conditions Apply.

  • Comprehensive Global Travel Insurance

    Comprehensive Global Travel Insurance

    We will keep you covered no matter where you go in the world

    Simply purchase your travel tickets on your FNB Credit Card.

    SAVE up to R420 on your insurance and be conveniently covered for the first 90 days of your journey.

    With Comprehensive Global Travel Insurance you get:

    • Up to R10 million cover for medical expenses
    • Personal liability cover of up to R2.5 million
    • Cover in the event of personal accidents, cancellations, travel delays and lost, stolen or damaged baggage

    View the Comprehensive Global Travel Insurance Policy and the Schedule of Benefits.

    For assistance contact
    Global Travel Insurance Help Desk: 0861 490 100
    Europ Assistance: +27 11 991 8409 ('Reverse-charge' your call using this number when calling from anywhere in the world)


    Terms and Conditions Apply.

  • Earn eBucks

    eBucks

    Be rewarded for doing everyday things, like swiping your card.

    Your eBucks never expire.

    Because your eBucks card is linked to your qualifying account it allows you to earn while you spend.

    For every rand you spend on specified purchases, you can earn a guaranteed 1% back in eBucks! You can then spend your eBucks at various eBucks partners including Dis-Chem Pharmacies, HiFi Corporation, Incredible Connection and Makro. You can even fill up with fuel at Engen.

    In addition to your Shopping Rewards you may earn eBucks on:

    • Fuel Spend
    • Checkers & Shoprite Spend
    • Prepaid Airtime Spend
    • Prepaid Electricity Spend

    Customers who qualify for eBucks, qualify for great discounts, including:

    • up to 40% off kulula.com flights
    • up to 40% off Ster Kinekor & Nu Metro movie tickets
    • up to 40% off Woolworths gift cards
    • up to 40% off Makro gift cards
    • up to 40% off Dis-Chem Pharmacies gift cards
    • up to 40% off selected vouchers and other promotional products

    How to start earning:

    • Check that your qualifying FNB products are linked to your eBucks account
    • Swipe your FNB Credit Card to start earning
    • Pay for purchases at one of the eBucks retail partners using your FNB Credit Card and swipe your eBucks card at the till to earn double eBucks from both the bank and the retail partner
    • About eBucks Rewards
      More about eBucks www.eBucks.com


    Terms and Conditions Apply.

  • Autopayment Solution

    Auto Payment Solution

    The Credit Card safety net

    Have the convenience of having your credit card account paid on time, every time!

    The Auto Payment Solution works with a 'built in' calculator which takes into account any pre-payments, and deducts these amounts from the required debit order amount.

    FNB Credit Card encourages you to take up an Auto Payments Solution as a credit card payment method, as this ensures that your accounts are always paid on time with no hassle.

    Credit Card customers can select one of three payment options:

    • Allow payment for the minimum amount due (between 5%-10%)
    • Allow payment for a fixed amount monthly
    • Allow payment for the full outstanding balance


    Terms and Conditions Apply.

  • Fuel Rewards and Airtime Rewards

    Fuel Rewards and Airtime Rewards

    Want more rewards?

    When you purchase fuel and airtime using your FNB Cheque, Credit or linked Petro Card, you could get up to 15% back on qualifying fuel and prepaid airtime spend!

    If you purchase fuel using your FNB Credit Card or Linked Petro Card or purchase airtime using FNB ATMs, cellphone banking or online banking , we will reward you with eBucks.

    If you are not an eBucks member, your Credit Card account will be credited with "cash back". However, it is important to note that if you are not an eBucks member, your earn will be less.

     

    Collect points and you could earn up to

    • 15% of your qualifying fuel and prepaid airtime spend back in eBucks
    • 10% of your fuel and airtime spend credited back to your account

    Be rewarded on the highest qualifying fuel and airtime spend. Please note that you will not be rewarded on both FUEL and AIRTIME spend.

    Rewards are available to clients who have qualifying Cheque, Credit or linked Petro Cards, Smart and FNB One accounts. Rewards are paid out on a monthly basis.

    View your airtime and fuel rewards in the FNB Rewards menu under the Rewards tab.

    Refer to the latest Pricing Guide for ADSL and 3G data benefits

    Visit www.eBucks.com for information on eBucks.


    Terms and Conditions Apply.

  • Balance Transfer Option

    Balance transfer

    Consolidate your debt at 9.9% for the first 9 months

    Using Balance Transfer, you are able to shift all your outstanding debt into the budget facility on your FNB Credit Card.

    Use the Balance Transfer payment table to get an indication of your repayments.

    Period 18 Months 24 Months 30 Months 36 Months 42 Months 48 Months 54 Months 60 Months
    R 4,000 R 240 R 184 R 151 R 129 R 113 R 101 R 92 R 85
    R 5,000 R 300 R 230 R 189 R 161 R 141 R 127 R 115 R 106
    R 6,000 R 360 R 277 R 227 R 193 R 170 R 152 R 138 R 127
    R 8,000 R 480 R 369 R 302 R 258 R 226 R 203 R 184 R 170
    R 10,000 R 600 R 461 R 378 R 322 R 283 R 253 R 230 R 212
    R 12,000 R 720 R 553 R 453 R 387 R 399 R 304 R 276 R 254
    R 14,000 R 840 R 645 R 529 R 451 R 396 R 354 R 322 R 297
    R 16,000 R 960 R 738 R 604 R 516 R 452 R 405 R 368 R 339
    R 18,000 R 1,080 R 830 R 680 R 580 R 509 R 456 R 414 R 382
    R 20,000 R 1,200 R 922 R 755 R 644 R 565 R 506 R 460 R 424
    R 30,000 R 1,800 R 1,383 R 1,133 R 967 R 848 R 759 R 691 R 636
    R 40,000 R 2,400 R 1,844 R 1,511 R 1,289 R 1,131 R 1,013 R 921 R 848
    R 78,000 R 4,681 R 3,596 R 2,946 R 2,513 R 2,205 R 1,975 R 1,796 R 1,653

    * Subject to Terms and Conditions, (This table is purely for illustrative purposes and is based on assumed repayment period, transfer amount and monthly instalment. It is not necessarily indicative of the amount you will be responsible for).

     

    To apply contact 0860 BT CARD (282 273) during office hours


    Terms and Conditions Apply.

  • Visa Global Customer Assistance Service

    Visa Global Customer Assistance Service

    Friendly assistance wherever you go in the world

    Through the Global Customer Assistance Service (GCAS) programme, Visa provides high-quality assistance to Visa cardholders when they travel overseas.

    This is a multilingual service and is available globally, 24-hours a day, 365 days a year.

    The services available include:

    • Lost and stolen card reporting,
    • Emergency card replacement,
    • Emergency cash payout for up to USD $5000

    If you need assistance please call 0800 990 475 or +1(0) 410 581 9994.


    Terms and Conditions Apply.

  • Debt Relief Solutions

    Debt Relief Solutions

    Increase your monthly cash flow and lower your credit card repayments

    FNB can help you consolidate your credit card debt, short term debt and retail accounts with a solution that is right for you. You'll have extra cash at your disposal and know exactly how much you owe every month!

    Steps to finding your ideal debt solution :

    • Choose a Debt Relief Solution
    • Calculate the amount you would like to consolidate
    • Choose the repayment period you want
    • Set up a Auto-Payment Solution

     

    There are 4 solutions to choose:

    Straight-2-Budget: Consolidate your total straight balance and your budget balance into one Budget Plan and reschedule your payments over 6-60 months at your current budget interest rate.

    Simply call 087 575 1111 and ask for the Straight-2-Budget Debt Relief Plan!

     

    Budget Plan Consolidation: Simply consolidate your multiple budget facilities into one and reschedule your repayments over a shorter or longer period at a set interest rate. This solution allows you to lower your monthly credit card budget facility repayments over a 6 - 60 months.

    Call 087 575 1111 and ask for Budget Plan Consolidation

     

    Balance Transfer: Consolidate any retail, store, short term or personal loan that you may have and transfer it onto your budget facility at a promotional rate for the first 9 months!

    Call 0860 BT CARD (28 2273) today and use your FNB Credit Card to pay back your debt in a manageable and timely fashion with a Balance Transfer at a promotional rate for the first 9 months!

     

    Credit Card Assist Plan: You get the peace of mind of choosing a repayment period from 6 - 96 months, enabling you to pay off your credit card balance in a timeframe that suits you!

    Call 087 575 9432 and ask for the Credit Card Assist Plan - giving you the power to settle your credit card balance on your own terms!


    Terms and Conditions Apply.

  • Lost Card Protection

    Lost Card Protection

    Protection in the event of a lost or stolen card

    Report a lost or stolen card within 24 hours of the incident to the dedicated, toll free, 24 hour hotline! FNB will assist in the event of a non-PIN related fraud on your account.

    In the event of your card being lost or stolen:

    • Call the Lost Card hotline immediately on 087 575 9406
    • Please note that this protection may not apply if it is determined that you were careless in protecting your card or PIN


    Terms and Conditions Apply.

  • Verified by Visa

    Verified by Visa

    Protect your FNB Visa Card against fraudulent use online

    Verified by Visa uses a One Time PIN (OTP) that is sent to you and comes at no extra cost.

    To activate Verified by Visa on your FNB Visa Card, you must be an Online Banking user.

    Verified by Visa will automatically be activated on your FNB Credit Card from February 2014.

    You will also be able to activate your card by logging on to your FNB Online Banking profile and following these prompts:

    • Go to the 'My Bank Accounts' tab
    • Click on 'My Cards' sub tab
    • Locate the card you would like to activate and click on the 'Activate Now' under the Verified by Visa column
    • Follow the easy steps
    • Select 'I accept and agree to the Disclaimer above'
    • Click 'Finish' on the Activation Results screen

    How to use Verified by Visa when shopping online:

    • Once activated proceed to the checkout. Input your 16 digit FNB Visa Card number when prompted.
    • You will then be asked for a One Time PIN (OTP) which you will receive via SMS.
    • Finalise your purchase

    Verified by Visa FAQ's


    Terms and Conditions Apply.

  • Free Budget Facility

    Free budget facility

    Pay off your debt over more time

    A budget facility is a convenient feature that allows you to choose from a range of repayment periods. It is ideal for those who would like to make larger purchases.


    Terms and Conditions Apply.

  • Free Card delivery

    Free Card Delivery

    Have your card delivered to your doorstep

    Whether you're at work or home, we'll bring your card to you

     

    Are you applying for a new credit or cheque card? Do you need to replace a lost, stolen or damaged card?

    Call 087 575 1111* for more information or for instructions on how to have your card delivered wherever you want - no more queuing.

     

    Delivery may take 3 to 5 working days. Terms and conditions and delivery fees apply.

    *If you still have your current card, you can call the relevant number at the back of your card for assistance.


    Terms and Conditions Apply.

  • Total Guard Maintainence

    Total Guard Maintenance

    Cover up to 3 electronic or home appliances plus 2 additional future items

    For less than R20 per month you could be covered for items bought with your FNB Credit Card. This cover includes 2 additional items that you may purchase in the future.

    If your products are still covered by their original warranty, Total Guard will liaise with the manufacturers and get your products repaired. If they are out of warranty, Total Guard will arrange collection and repair

    Choose from two pricing options for the FNB Total Guard Home Maintenance Plan:

    • R18.95 - 3 products excluding Plasma/LCD
    • R32.95 - 3 products including 1 Plasma/LCD

    The monthly premium will be debited from your Credit Card

    For all Sales and Service queries please call us on 0861 746 222.


    Terms and Conditions Apply.

  • AA Emergency Roadside Assistance with linked Petro Card

    AA Emergency Roadside Assistance

    Never be left stranded again

    FNB Petro Card holders receive automatic AA Emergency Roadside Assistance cover, which provides a helping hand when you or your vehicle are experiencing problems.

    This service offers

    Roadside Repair Service, which includes:

    • Re-fuelling petrol up to ten litres
    • Restarting a flat battery
    • Changing flat tyres
    • Key lock-out service

    Tow-in Service - for mechanical or electrical vehicle breakdowns

    Stand By You: - Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives. In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road.

     

    AA Emergency Roadside Assistance is subject to terms and conditions.
    For roadside assistance call: 0860 70 60 50

     

    Additional Services

    AA Emergency Roadside Assistance offers courtesy services up to a maximum of R500 for emergencies occurring more than 100 kilometers from your home.

    These courtesy services include:

    • Car hire
    • Overnight accommodation for you and four other passengers
    • Transportation or the cost covered for you to collect your repaired vehicle

    Please note: If you are involved in an accident, AA will arrange for your vehicle to be towed to the nearest AA approved repair centre or to a destination of your choice. You will be responsible for the costs incurred.

     

    How to use the AA Roadside Assistance service

    In an emergency please call 0860 70 60 50 and supply your Petro card number* to the consultant.

    An AA appointed contractor will be sent to provide you with assistance. Upon his arrival please produce your Petro Card and proof of identity for the service.

    * Petro Card number is the 16 digit number printed on the back of your card


    Terms and Conditions Apply.

  • Free subscription to FNB APP

    The FNB Banking APP

    Unparalleled simplicity and convenience

    As a registered Online Banking user, you can access the FNB Banking App

    Download the free app for Android™, Apple™,BlackBerry™ and Nokia™ Symbian devices*.

    Using the Free FNB Banking App you can

    • Make and receive Geo Payments
    • Set up Stop Payments
    • Make payments and transfer funds
    • View Transfer and Payment History
    • Send money
    • Contact your Relationship Banker
    • View accounts and detailed balances
    • Locate FNB branches or ATMs
    • Access an FNB Directory
    • Make and receive calls
    • Send and receive messages
    • Buy prepaid products
    • Top up your FNB Connect Accounts
    • Purchase FNB Connect ADSL bundles
    • View foreign exchange rates

    For queries please email: fnbappsupport@fnb.co.za
    To find out how to link your device call: 087 575 0362

    View the software license agreement and remote banking agreement

    *Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher


    Terms and Conditions Apply.

  • Visa Privileges

    Visa Privileges

    Visa - your perfect companion

    Enjoy more from life, whether you're travelling or at home.

    Your Visa card offers an excellent selection of travel, dining, shopping and lifestyle opportunities.

    While on your travels, should you have a medical emergency or your card is lost or stolen, you have access to an international support network to assist you.

    Find out more about Visa privileges .


    Terms and Conditions Apply.

  • See all benefits

The Gold Credit Card offers free Comprehensive Global Travel Insurance, Automatic Debt Protections and higher credit limits. You have worked hard to enjoy Gold Status, now it's time to enjoy the benefits

What the Gold Credit Card offers me

  • Higher Credit Limits and a personalised credit limit of between R10 000 and R60 000
  • Up to 55 days interest free
  • Unlimited free swipes
  • eBucks Rewards - earn 1% on day-to-day shopping and up to 15% back on your fuel and prepaid airtime spend
  • Plus many more value added benefits & easy payment options

What this allows me to do

  • Use your Gold Credit Card to withdraw cash at ATMs and branches
  • Access multiple banking platforms like Cellphone, Telephone and Online Banking
  • Pay for goods and services at retailers, online or internationally
  • Buy on credit and pay later

Gold Credit Card Benefits and Savings Summary

What will it cost me

View the full Pricing Guide

Legal

Terms and conditions.

Terms and conditions - Afrikaans.

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