Gold Credit Card | Earn between R84 000 - R359 999 per year
Exceptional value & control
Make your money go further. Get free membership to rewards and benefits
that help you save on fuel and groceries, while preparing you for the unexpected.
2020/2021 pricing guide
to get rewarded
Even more ways to earn
- Earn additional eBucks with Smart Spend when you use your FNB Gold Credit Card or FNB Pay for your monthly spend
- Earn up to 40% back in eBucks on your Video Streaming (Netflix) and Music Streaming (Spotify®) subscriptions when your family banks with FNB.
Even more reward partners
- Earn up to 15% back in eBucks on health and beauty at Clicks
- Earn and spend eBucks on food orders with the Mr D Food App
Protect your card against fraudulent use online.
Report fraud & Smart inContact
Report fraud instantly via the app. Get alerts for every cent that goes in and out of your account.
Lost card protection
Lost card? No problem. Manage your cards via the app.
It's easy & secure with Gold
Convenient access to anytime banking
Available 24/7, 365 days a year
Simple banking on the go
Tap your card or your phone to pay for purchases
Courier card delivery
We deliver to your door
Create & pay with your own
The new virtual card on the FNB App is the faster, safer and more secure way to pay for online purchases wherever you are in the world.
Your CVV number changes every hour. Create, cancel, delete or block your card at any time.
For online purchases and subscriptions - no need for a physical card. Add unlimited virtual cards for FREE.
Make your money go further and earn eBucks while you spend online.
Gold Credit Account
Explore the value of Gold
You need to earn between R84 000 - R359 999 per year
- Copy of your recent pay slip
- Three months' bank statements
- South African ID book/card
- Proof of residence
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).