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Agricultural Insurance
Agricultural Insurance from FNB is tailored specially for various types of farming. It takes care of specific agriculture risks allowing the farmer peace of mind while focusing on farming. The agricultural policy takes care of both your farm and your personal insurance needs.
What can I insure?
Assets Covered:
- Crops - damage to crops including hail damage, drought and natural disasters
- Farm buildings and all business equipment including tractors, harvesters, planters and any other specialised equipment
- Pumps and irrigation systems
- Live stock and game
- Building contents for both farm and residential buildings including optional cover for gates and security fences
- Commercial and personal vehicles ( cars, bakkies, trucks) including damage to tyres of agricultural vehicles
Liabilities:
- Public Liability including legal defence costs as a result of injuries or accidents as well as accidental spread of fire to neighbouring farms
- Option to include Agri-tourism liability cover for guest houses on your farm/lodge for up to R20 million. Covers food poisoning, accidental injuries, damage to guest vehicles etc.
- Liability cover related to motor incidents
What can I insure?
Financial losses:
- Loss of money as a result of theft from employees or third parties
What am I covered against?
- Fire, lightning, explosion
- Storm, wind, water, hail, snow
- Earthquakes
- Impact
- Burglary or employee theft
- Malicious damage
- Accidental loss of keys
- Collision and overturning
- Business interruption
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