Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar


Additional options

Show me all Help me chosse Find an advisor

Financial planning

More Value
Product Info

Business Gold Credit Card

Ideal for managers and sales representatives requiring a convenient way to pay for goods and services


  • eBucks Rewards for Business - earn 2.5% back on your qualifying swipes and up to 15% back on your fuel, prepaid airtime, prepaid electricity and Checkers & Shoprite spend
  • Now with 3 ways to pay: full monthly settlement, revolving credit facility and the budget facility
  • A revolving facility allows a minimum monthly repayment of 10% of the outstanding balance, plus interest and fees
  • A budget facility allows you to purchase goods of at least R200 and repay over a period of 3-24 months
  • Full settlement allows up to 35 days of interest-free credit on purchases (excluding cash withdrawals)
  • No transaction fees on purchases (excluding fuel and cash withdrawals)
  • Access to 24/7 helpline for fraud and lost cards
  • Reduce the possibility of fraudulent activity with Chip & PIN technology, inContact Pro and Online Secure for online purchases
  • Free Comprehensive Global Travel Insurance if you buy tickets using your Business Credit, Gold, Platinum and Lodge cards
  • Free email statements
  • Free lost card protection
  • Free card delivery to your door
  • Access to Visa IntelliLink - a comprehensive spend management system

*Subject to change with the repo rate.

Optional Extras:

  • Budget Facilities and Revolving Credit Facilities

What will it cost?

What do I need in order to apply?

  • A Business Account with FNB
  • Ask the Relationship Manager for the required application forms for completion


Credit Cards
Apply Now