nav»
 
Home
For Me
& My Family
For My Business
Corporates + Public Sector
Private
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Family & Life stage solutions Events & Services Bank better

Switch to FNB

Product Shop

Financial Solutions

Bank Invest Borrow Insure Connect

Ways to bank

Digital Banking Branch, ATMs + Telephone Banking + @Till Banking Digital Payment Solutions nav»

Invest abroad

Global Solutions

Financial planning

Overview Personal goals Child's education Emergencies Tax free Estate + legacy planning Employee Benefits

Forex

Foreign exchange solutions

eBucks Rewards

eBucks Rewards SLOW

Switch to FNB

Product Shop

Lifestyles

Family Banking Youth accounts FNB EasyPlan Islamic banking Premier Medical Professionals Premier Select Over 55s Encore - Over 55s Retirement

Switch to FNB

Product Shop

Events

Events

Services

DebiCheck and Debit Order Balance Alert Limit Alert Soccer six Switching Services inContact Payments and Debit Orders Account Closure Guide

Switch to FNB

Product Shop

Bank better

Learn about banking FNB App guides

Close

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Close

Corporates + Public Sector

Corporate Public Sector

Close

Home Loans

Affordability Bond Calculator

Day to day banking

Budget Future Value Credit Cards

Shares

Share Investor

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

Close

Product Rates

Save and Invest Transactional Savings Legal Practitioners and General Trust Account Global Accounts

Pricing Guide

Overview

Rates

Foreign Exchange Rates Lending Rates

Indicators and Share Price

SA Indicators

Close

News + Insights

Press Office Economics commentary Insights Business Hub

Close

Terms + Conditions

Product Terms and Conditions Promotions Terms and Conditions Legal Matters

About Us

World of FNB

News + Insights

Press Office Economics commentary Insights Business Hub

FNB Subsidiaries

Botswana Lesotho Ghana Namibia Swaziland Zambia Channel Islands

Close

Talk to us + important numbers

Contact us

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator/Book a Branch Visit eWallet GEO Locator

Tools

Switching Services Track and Trace Lead Form Tracking Upload Documents - For Me Upload Documents - For My Business Reporting a death Software Downloads FNB Approved Suppliers FNB Prospective Suppliers Verify Guarantee Verify Statements Verify Payments Verify Account Confirmation/Visa Application Letters eWallet balance enquiry FML Managed Maintenance enquiry

Close

Careers at FNB

Find out more about careers at FNB Apply here

Close

Close

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Close

Make money moves

Easily track your auto-categorised spend, set smart budget alerts, view your free credit status, set saving goals, get an auto snapshot of your net worth, get money smart with a money coach, and so much more.

nav» Money tools

All you need to manage your money.

Smart budget

Take control of your spend and get alerted every step of the way.

My available funds

Know what's left to save and spend for the month after all known upcoming payments.

My credit status

View your credit status and personal offers at any time and access practical credit tips.

Savings goals

Set a specific goal and track your progress to stay motivated.

My net worth

Get a snapshot of what you own minus what you owe.

Will and legacy planning

Draft your will on the FNB App and get a personalised estate calculation to see if what you leave behind will be enough to support the ones you love.

Money Coach

Welcome to your smart money guide.

Get your personalised money scores which help you understand how well you are doing on your financial wellness journey. Plus, learn with easy-to-understand podcasts, quick tips and quizzes, all to help you set and reach your money goals.

There are nine missions to complete:

  • Spend less than I earn

  • Manage my debt

  • Save for an emergency

  • Protect my family

  • Protect my income

  • Manage my assets

  • Provide for my retirement

  • Provide for education

  • For me

 

Smart budget

  • There are many categories to choose from, such as eating out & treats, travel & holidays, savings & investments, and more.

  • You can see your total budget set versus your money-out and easily take control of your spending.

  • You can also set smart alerts that let you know when you have reached specific spend thresholds, set alerts for 50%, 70%, or 90% and when you have spent more than your limit in that spend cycle.

How to set up a smart budget

Once logged into your banking profile, tap 'nav-igate life', then 'nav» Money', then 'Smart budget' and set up your smart budget.

 

My credit status

We assess various data, including credit bureau info, to rate your credit fitness across seven indicators. This tool helps you manage your credit and impacts your financial future, so it is good to understand your strengths and weaknesses.

Your credit behaviour is assessed over two years therefore not a quick fix. It is why positive credit behaviour is so important. In addition, you will also receive personalised tips, your likelihood to qualify for credit and credit offers.

Note: your credit status reflects your credit behaviour only and is not a response to a credit request.

 

My available funds

Your available balance projects if you have sufficient funds to make more payments before the next cash deposit into your account. It calculates based on your known upcoming payments if you are in a 'possible cash', 'possible available overdraft/facility' or 'possible shortfall' situation.

You can also use the 'Help me make it' function that'll highlight available options to manage your cash flow and add or remove projected payments for a more accurate view.

 

Savings goals

Save for an emergency, improvements to your home, a much-needed holiday for the family and much more. Starting today, your savings goals will enable you to set up, manage and track your progress so that you reach your goal in no time.

How to set up the savings goal

Once logged into your profile, you can set up a goal based on a current need, with an array of savings categories to choose from and a monthly scheduled transfer which can be paused at any time. You can even invite contributions from family and friends to help you realise your dreams faster.

 

My net worth

Uncover the money you really have.

Get an auto-populated view of what you own minus what you owe, from your properties, vehicles, retirement investments and revolving facilities. You can also complete the picture by adding investments, art, collectables and more. Also get helpful tips to grow your net worth.

 

Download the FNB App

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).