Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

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Product Shop

Private Banking

Private Banking

Example of how remote access works


Protect yourself

Use these tips to protect yourself against scams

Dos and don'ts of
digital banking

Keep your banking
secure with these tips

  • It is vitally important that you never give your Online Banking username and/or password to anyone.
  • Never give your One Time PIN (OTP) to anyone.
  • Never click on links in emails claiming to be from FNB (we never send links in our correspondence).
  • Always type in in your browser.
  • Be cautious of company names with web-based email addresses, e.g.,,,,
  • Review your transactions regularly.
  • Don't expect to be selected as a winner if you haven't participated in the lottery or other competitions.
  • When in doubt, notify us.
  • Never save your passwords to your browsers

Remember: FNB consultants may ask you for the following details to verify your FNB account.

  1. Your name
  2. ID number
  3. Contact number

Do note that FNB will never, under any circumstances, ask you for your username and password for your banking profile.

Smart inContact

Stay secure and in control of your banking

Smart inContact is our secure messaging system on the app that allows you to safely approve all Online Banking transactions. It allows you to verify devices that log in to your banking profile and report fraud on your account immediately, 24/7.

View demo


Smart inContact uses secure messaging via the FNB Banking App for you to manage and approve certain transactions when banking online.


When an attempt is made to log in to your profile with a device that has not been verified, you will receive a notification.

Secure messaging

Smart inContact notifications can be switched on from as little as one cent, giving you full control of money going in and out of your account.

Report fraud

When notified of suspicious transactions, the app allows you to connect to the fraud helpline immediately.

Security software

We take security seriously. Your privacy and safety are maintained by our tested systems and processes.

As an internet user, you must ensure that your system is up to date and that you have the latest browser and network security software downloaded onto your device to protect it against malware.