Home
Financial planning
Retirement
Search
Home
For Me
For My Business
For Corporates
Private Banking
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Lifestyles Services Bank better

Switch to FNB

Do it now! Retrieve application

Transact

Bank accounts Credit cards Connect SIM Mobile accounts eWallet Smart devices and SIM Petro Card Business Directory

Ways to bank

Digital Banking Branch, ATMs + Telephone Banking nav»

Savings and Investments

Access immediately Access with notice Access after a fixed period Teach my child to save Shares and Krugerrands Tax-Free Savings Retirement Unit Trusts Stokvel Account

Invest abroad

Global Wealth Solutions Global Account

Financial planning

Overview Personal goals Child's education Emergencies Retirement In retirement Tax free Estate + legacy planning

Borrow

Credit cards Home loans Overdraft Personal loan Revolving loan Student loan Temporary loan Vehicle finance

Insure

Insurance

Forex

Foreign exchange solutions

eBucks Rewards

eBucks Rewards SLOW

Switch to FNB

Do it now!

Lifestyles

Youth accounts Graduate Portfolio FNB EasyPlan Islamic banking Premier Young Professionals Medical Professionals Premier Select Over 55s Encore - Over 55s Retirement

Switch to FNB

Do it now!

Services

Email statements Balance Alert Limit Alert LOTTO and PowerBall Prepaid products Soccer six Traffic fines Debit order + salary switching inContact iTunes gift codes Debit order disputes DStv Payments

Switch to FNB

Do it now!

Bank better

Learn about banking Demos

Close

Switch to FNB Business

Apply now! Retrieve application

By Turnover

Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro ATM Solutions Ways to bank Fleet Services

Invest

Save + Invest 3PIM (3rd Party Investment Manager)

Borrow

Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Commercial property finance Fleet Services

Insure

Insurance

Forex + Trade

Foreign exchange + Trade solutions Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

the dti initiatives Business Talk eBucks Rewards for Business DocTrail™ Business directory CIPC + BEE Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW Staffing Solutions 24/7 Business Desk

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Close

Switch to FNB

Do it now!

Private Banking

Private Clients - Earn between R750 000 - R1 499 999 per year Private Wealth - Earn above R1.5m or have NAV of R15m p.a. to qualify

Close

Home Loans

Affordability Bond Calculator Replacement Value

Day to day banking

Budget Future Value Credit Cards

Shares

Share Builder Share Investor

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

International

Forex

Close

Product Rates

Savings + Investments Transactional Savings Legal Practitioners and General Trust Account Global Accounts

Pricing Guide

Overview

Rates

Foreign Exchange Rates Lending Rates

Indicators and Share Price

SA Indicators FirstRand Share Price

Close

News + Insights

Press Office Economics commentary Insights

Close

Terms + Conditions

Product Terms and Conditions Promotions Terms and Conditions Legal Matters

Social Responsibility

FNB Fund FNB Volunteers

About Us

World of FNB

FNB Subsidiaries

Botswana Lesotho Ghana Namibia Swaziland Tanzania Zambia Channel Islands

Close

Talk to us + important numbers

For Me For My Business

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator/Book a Branch Visit Business Directory

Tools

Debit order + salary switching Track and Trace Lead Form Tracking Upload Documents - For Me Upload Documents - For My Business Software Downloads FNB Approved Suppliers Verify Guarantee Verify Statements Verify Payments Verify Account Confirmation/Visa Application Letters eWallet balance enquiry iContract

Close

Careers at FNB

Find out more about careers at FNB Apply here

Close

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Retirement In retirement Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Close

Close

Your access details have been entered incorrectly

Please note on your third failed attempt your profile will be blocked.

Username

Password

Have you forgotten your Username or Password?


Close

Living annuity

Waiting for content

Close

The aim of an estate plan

  • Creating liquidity for the payment of anticipated liabilities that may arise when you pass away, such as executor's fees, estate duty and capital gains tax
  • Ensuring that your estate is administered efficiently
  • Minimising costs and taxes that may be payable such as executor's fees and estate duty
  • Ensuring that the future growth of assets is not limited
  • Protecting assets
  • Preparing a flexible plan which can be amended as and when your circumstances change

Close

Get in touch

To get in touch,

call us on 087 736 8941

email financial_advisory@fnb.co.za

or speak to a banker or a financial planner in a branch.

Retirement

Manage your money while in retirement

When you retire you may get access to a lump-sum payout from your retirement annuity, employee pension fund or any other long-term structured solution.

How you manage your investments during retirement is critical to ensure that your retirement savings meet your needs.

Why save
Call me back

Why save

The importance of retirement savings

 

Why save in retirement

  • To preserve your retirement income
  • To reduce the likelihood of dependency on your children or government social grant
  • To plan for unforeseen expenses during retirement
  • To help you grow your wealth
  • To ensure your money outlives you

Things to consider

  • What does your budget allow?
  • Can you save/invest regularly, or do you have a once-off lump sum?
  • Do you understand the different solutions available to you?
  • What guidance do you need to choose the right savings and investments solution for you?
  • What kind of return are you looking for, and what level of risk are you willing to take on your capital investment?
  • How long do you want to save and invest for?

We will advise you on the most appropriate solutions to match your savings and investment objectives and time horizon.

At FNB we have a team of qualified financial planners that can help you through the complexities of retirement savings.

Contact an FNB Financial Planner today for advice on the right solutions for you.

Legacy planning
 

Legacy planning

Now's the time for next generation estate planning

Estate planning must consider your financial circumstances and requirements as well as the legacy that you want to leave for your family and beneficiaries and future generations.

Your estate plan should not be a once-off exercise and must evolve as and when your circumstances change.

Getting it made easy

Getting it made easy

Saving for emergencies

Qualifying criteria

  1. Service is available to all potential and existing FNB clients.
  2. Have all relevant information about your financial affairs available.

Ways to apply

Call me back

Other ways to apply

Contact your financial advisor

Back to top
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).