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For My Business

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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

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Global Commercial Banking

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Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Corporate Public Sector

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Private Banking

Find a Private Wealth office

Select a province



Menlyn Place, 87 Frikkie De Beer Street,

Menlyn 0181

GPS co-ordinates: -25.781266,28.277693

Telephone: 087 736 6647

Download map


5 Merchant Place, 3rd Floor,

9 Fredman Drive, Sandton

GPS co-ordinates: 26° 06' 03" S; 28° 03' 22.90" E

Telephone: 087 335 5500

Download map



Redlands Estate, 01 George McFarlane Lane

Wembley, Pietermaritzburg, 3201

Telephone: 087 335 0920

Download map


FNB Acacia House, 2nd Floor,

2 Kikembe Drive, Umhlanga Rocks

GPS co-ordinates: -29.730436, 31.069312

Telephone: 087 335 0843

Download map

Free State


197 Nelson Mandela Rd,

Brandwag 9301, Bloemfontein

GPS co-ordinates: -29.107664,26.19603

Telephone: 051 406 7625

Download map

Eastern Cape

East London

Pebble Mill House, Quartzite Drive,

The Quarry East London 5201

GPS co-ordinates: -32.993547,27.90699

Telephone: 087 730 7231

Download map

Port Elizabeth

FNB Newton Place Building

16 Newton Street, Newton Park, 6045

GPS co-ordinates:

Telephone: 087 736 2617

Download map

Western Cape


Church Corner Building, Ground Floor,

Cnr Church and Courtenay Street

GPS co-ordinates: -33.960127,22.471504

Telephone: 087 343 0774

Download map


27th floor, Portside, 5 Buitengracht Street,

Cape Town, 8001

GPS co-ordinates: -33.916772, 18.422046

Telephone: 087 335 6470

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Willowbridge Place, Cnr Carl Cronje & Old Oak Drives,

Tygervalley, Cape Town

GPS co-ordinates: -33.86842,18.631611

Telephone: 087 736 1820

Download map



8th Floor, Pinnacle Building,

1 Parkin Street, Nelspruit, 1200

Telephone: 087 736 5016

Download map


Unit C2 Second floor,

Grand Palace Building,

Heunis Street, Secunda

Telephone: 087 312 4450

Download map


Route N4 Business Park,

7 Corridor Crescent, Ben Fleur, Ext 11, Witbank

Telephone: 087 736 5300

Download map



Shop 31C, Lephalale Mall,

Cnr Nelson Mandela & Chris Hani Drive, Lephalale, 0555

Telephone: 087 736 5889

Download map


Suite 103, Cnr N1 & R81,

Mall of the North, Polokwane

Telephone: 087 736 3149

Download map

Current account for your Spouse or Partner

Our exclusive offering for your Spouse or Partner enables your loved one to enjoy the benefits of our private banking and wealth advice.

They will enjoy the benefits of a single discounted monthly fee for a portfolio of products:

  • Private Wealth Current Account
  • Savings Account
  • Money Maximiser Account1
  • Global Account2

To further help them get better banking value, they will now also have the opportunity for their monthly fees to be waived/rebated on the following products through our Private Wealth offering:

  • Private Wealth Credit Card
  • Overdraft3
  • Securities Local Trader Account4
  • Securities Global Trader Account5
  • FNB Channel Islands Current Account6
  1. A minimum opening deposit of R100 000 is required to activate the account and must be maintained to continue earning interest
  2. Fees are applicable to foreign exchange transactions
  3. Refer to terms and conditions of your credit agreement
  4. A minimum balance of at least R25 000 must be maintained in your Local Trader Account. The monthly account fee will be charged to your account and reversed in the following month.
  5. Only applicable to Non-Discretionary Accounts. A minimum balance of at least $10 000 must be maintained in your Global Trader Account. The monthly account fee will be charged to your account and reversed in the following month.
  6. A minimum balance of at least £2 500 must be maintained in your FNB Channel Islands Current Account.

Note: This pricing option is only applicable to individuals, joint accounts do not apply. Click here to download the pricing guide

Spousal terms and conditions

A Private Banker

A Private Banker, supported by a team of experts

Your Private Banker gains and maintains an understanding of your balance sheet and wealth needs and objectives. Wherever necessary, your Private Banker draws on the skills of our experienced team of specialists, ensuring ongoing, superior private banking and advice-led wealth management.

24/7 Service Suite Access

The Service Suite is available 24 hours a day, 7 days a week, to assist you with your day to day banking needs such as:

  • General banking queries
  • Banking transactions
  • Fraud queries
  • Card renewals/activations or cancellations
  • Official bank letters required by institutions (eg, Visa letters)

A world of rewards

eBucks Rewards is one of South Africa's most unique rewards programmes, focused on delivering real and meaningful value. As a qualifying FNB Private Wealth cardholder, you could earn eBucks at the highest reward rate.

eBucks Lifestyle
eBucks Lifestyle offers you a Lifestyle Assistant to help with travel arrangements including flights, car rental, accommodation, gifting services, dining reservations and more. You also enjoy Priority Pass* which gives you access to 700 airport lounges worldwide.

*Kindly note that we will be discontinuing the Priority Pass benefit that gives you access to international airport lounges upon expiry of your existing Priority Pass Card. You can still access international airport lounges via the Global Debit Card. Open a Global Account and order your Global Debit Card here.

For more in-depth information visit

SLOW Lounge access
The award winning SLOW Lounges provide a perfect sanctuary from the fast pace of travel and modern life.

AA Emergency Roadside Assistance
With an FNB Fusion Private Wealth Petrol Card or linked FNB Fusion Private Wealth Petrol card you get AA Emergency Roadside Assistance, at no charge, with the promise of exceptional service, trustworthiness and the speediest possible resolution.

Get in touch

The Service Suite is available on

087 730 6000

or email

Bundled pricing option

Pay a fixed discounted monthly fee for both your Current Account and Credit Card.

You get unlimited electronic banking transactions which include

  • Debit orders
  • Card purchases
  • Payments and transfers using our electronic channels
  • Prepaid purchases using our electronic channels

Fees included under this option

  • Monthly overdraft fee
  • Monthly credit card fee
  • Credit card facility service fee
  • Petro Card fee (linked to your Private Wealth Credit Card)
  • Additional credit card fee (linked to your Private Wealth Credit Card)

Comprehensive Global Travel Insurance

Global Travel Insurance, at no charge, will keep you covered no matter where you go in the world, when you purchase your return ticket(s) using your FNB Debit, FNB Fusion, Credit Card or eBucks. You will get up to R 5 million cover for the first 90 days of your trip. What's more is we will cover up to 8 travel tickets for your travel companions too.

Why do I need this?

Save on your insurance and be conveniently covered for the first 90 days of your journey.

How do I get Global Travel Insurance at no charge?

To qualify for Global Travel Insurance at no charge, you require a qualifying FNB Debit, FNB Fusion or Credit Card with which to pay for your travel ticket.


  • Purchase your return travel ticket(s) using your qualifying FNB card
  • Obtain your policy by:
    • Contacting the Global Travel Insurance Help Desk on: 0861 490 100
    • For emergency assistance while on travel contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number from anywhere in the world)

This offer is available to FNB Debit, FNB Fusion or Credit Card holders, below the age of 70* and credit card holders, who have not yet turned 71* who are residents of any of the below countries: South Africa, Lesotho, Namibia, and Swaziland.

With Global Travel Insurance you get:

  • Up to R5 million cover for medical expenses
  • Personal liability cover of up to R2.5 million
  • Cover in the event of accidental death, pre-existing medical conditions, total permanent disablement, cancellations, travel delays and lost or stolen baggage

For more information view the Global Travel Insurance Policy together with the Schedule of Benefits

For assistance contact:
Global Travel Insurance Help Desk: 0861 490 100
Medical Services Organisation (MSO): +27 11 521 4575 ('Reverse-charge' your call using this number when from anywhere in the world)

If you are over 70, FNB provides a special type of insurance to suit your needs. For more information view the Global Travel Insurance Policy . These documents are also available from the Global Travel Helpdesk

Please ensure you have a copy of this Travel Policy prior to travelling and ensure you fully understand it.

AA Emergency Roadside Assistance

Never be left stranded again. Linked and Standalone Petro Cardholders receive free automatic AA Emergency Roadside Assistance which provides a helping hand when you experience problems with your vehicle.

Benefits include
Roadside Repair Service

  • Out of fuel - Provision of fuel to a maximum of ten (10) litres (cost of fuel is for cardholder's account)
  • Restarting a flat battery
  • Changing flat tyres
  • Key lock-out service to a maximum of R300 inclusive of VAT

Tow-in Service
For mechanical or electrical vehicle breakdowns.
These services are limited to forty (40) kilometres round trip. Thereafter, the additional kilometres are for the cardholder to pay.

Accident Towing*:
In the event of an accident, the AA's own towing fleet or an accredited tow contractor fleet of the AA will tow your vehicle from the accident scene to the nearest AA Quality Assured body repairer centre or to a client approved panel shop. This service is available 24/7/365 days a year.

*This service is not covered by FNB. The AA will facilitate the service and it will be for the cardholder's cost.

Stand By You

  • Request this service when your car breaks down and an armed security guard will stay with you until the AA patrolman arrives
  • In addition to personal protection, this service reduces the risk of hijacking and vandalism whilst you're on the side of the road
  • The service is only available in certain metropolitan areas

Courtesy Services**

  • Car hire
  • Overnight accommodation for you and four other passengers

**Courtesy services are covered up to a maximum of R644 inclusive of VAT for emergencies occurring more than 100 kilometres from your home.

How to use AA Roadside Assistance Service

  • In an emergency please call 0860 70 60 50 and supply your name, surname, ID number and Petro Card number*** to the consultant
  • An AA appointed contractor will be sent to provide you with assistance
  • Upon the contractor's arrival please produce your Petro Card and proof of identity for the service

***Petro Card number is the 16 digit number on the front of your card

Terms, conditions and rules apply.

Take Me Home

The FNB Take Me Home service provides a designated driver service to our FNB Standalone Petro Card holders and linked Premier, Private Client and Private Wealth Petro Card holders.

The service is underwritten by EuropAssistance and is designed to get our clients home safely in times that they are not able to drive themselves.

The Take Me Home drivers are equipped with cellphones and will safely transport you and your vehicle to a destination within a 50km radius of city centres in which they operate. Currently this service is available in Durban, Johannesburg, Cape Town, Port Elizabeth, East London, Pretoria and George.


  • Linked Premier and Private Clients Petro Cardholders get access to 6 trips per annum and linked Private Wealth Petro Cardholders get access to 10 trips per annum
  • Available to each Petro card holder and up to a maximum of two guests who can be collected from a single pick-up point and transported to a single drop-off point
  • Additional passengers can be accommodated in larger vehicles, provided there are seatbelts available for each of the passengers in the car

Operating Hours
Bookings are open until 02H00, seven days a week.

Peak Periods & Public Holidays Off-peak Periods
Please book at least 48 hours in advance where possible and no less than 2 hours in advance in the case of last minute arrangements. Peak period times are Thursday evenings to Sunday mornings as well as public holidays (the night before and on the day). Peak periods also apply in instances where major public events, such as sporting events and concerts occur within the service area. Please book at least 1 hour in advance. Off-peak times are Sunday evenings to Thursday mornings.

Additional Charges

  • If the number of annual covered trips are exceeded, the service can still be used at a charge of R450 (excluding VAT) per trip
  • If the trip exceeds 50km, an additional fee will be charged to the card holder's account

Additional Charges

  • Cancellations
  • Bookings can be cancelled up until 60 minutes before the arranged collection time
  • Any booking cancelled within 60 minutes of the collection time will be deducted from the total amount of covered trips per card holder or billed at the full rate


To make a booking contact Take Me Home on 0861 643 278

  1. Provide your card number
  2. Specify your pick-up point and collection time
  3. Specify your destination drop-off point
  4. Provide a primary and secondary contact number
  5. Provide the registration number, make and colour of the vehicle
  6. Once a pick up point has been arranged, Take Me Home will notify the card holder when the driver arrives. The card holder and guests have 15 minutes to meet the designated driver and begin the trip home

Terms, conditions and rules apply.

Savings Account And Bank Your Change™

Get a Savings Account to help you save for emergencies and unforeseen expenses. This is exclusive to individual current account holders. You get competitive interest rates, and immediate access to your savings when you need it.

Save while you spend, with Bank Your Change®. Every purchase you make with your Debit Card will be rounded up and the difference paid to your Savings Account.

Save regularly by setting up a Schedule Transfer from your current account.

Short-term credit solutions


  • An unsecured credit limit in which you have instant access to your funds
  • A personalised interest rate
  • You will only be charged if you utilise your overdraft
  • Should you already have an Overdraft, you may qualify for an increase

Contact your Private Banker if you wish to apply for an Overdraft

Temporary Loan

A short-term loan which should be repaid in 31 days, where any deposits into your Private Wealth Current Account will be used to pay-off the loan amount.

Revolving Facility

  • Manage your money with a Revolving Facility that protects your bank account when your bank account balance is on zero, by automatically sweeping funds into your bank account so that you're never low on cash.
  • Choose between Variable and Fixed payment options
  • Variable payment option- you only pay for what you use, repayments reduce as your balances reduce.
  • Fixed repayment option - easy to budget for as your repayments never change.
  • New shortfall protection- funds will automatically be made available into your transactional account when you swipe or when a debit order runs. No more bounced debit orders or declined POS transactions.
  • Transfer funds into any account on your profile directly from your Revolving Facility using our Digital Channels.
  • Make 3rd party payments directly from your Revolving Facility using our Digital Channels
  • Debt Protection - in case of your death, permanent disability, unemployment/inability to earn an income or temporary disability. Read more.
  • You get fully access to the full available credit limit.

Terms and Conditions:
Overdraft Revolving Facility Temp Loan

Private wealth's best features

Global Account

Open a Global Account online and save in one or more of the 9 currencies available. It's free to open, with no monthly fees, plus you can get a linked card and earn eBucks points on the balance.

More about Global Account

Plan your trip

Set up a savings goal

Set up and monitor a savings goal on the FNB App to start saving for your perfect getaway.

More about saving for a goal

Get your visa ready

Generate and download your letter for your visa application from your banking profile.

On the app

  • Log in and select applicable transactional account
  • Select arrow next to the account
  • Scroll down, select 'Visa Application Letter' icon and follow the prompts

Online Banking

  • Log in and select 'My bank accounts'
  • Select applicable transactional account
  • Select 'Visa Application Letter' under 'Bank Letters' and follow the prompts

Get rewarded with eBucks

Still deciding on a destination or already have one? You and your family can take advantage of eBucks travel deals and discounts.

Visit our eBucks travel website and take a look at all the specials and packages on offer.

Visit our eBucks travel website

Transact globally from start to finish

With a Global Debit Card

Get your Global Debit Card linked to your Global Account to make sure you have access to funds when travelling. It's quick and easy and funds are available in Dollar, Pound and Euro.

With a Cash Passport™

Avoid currency fluctuations and keep track of your spend with a Cash Passport. It's easy to order, load and reload, even while abroad in your selected currency (Dollar, Pound, Euro, Australian Dollar).

With foreign notes

Keep some cash in the currency of the country you are travelling to. Order foreign notes online quickly and easily, with free delivery to your door for orders over R5000.

Remember, foreign currency can be ordered up to 60 days before travel.

More about foreign exchange options

Relax and take it SLOW

Relax in comfort at SLOW Lounge. Spoil yourself, catch your breath, settle into a good book or enjoy some tasty snacks while waiting for your flight.

With our new Global Debit Card, you get access to more than 1000 airport lounges outside South Africa.

More about SLOW Lounges

More about access to airport lounges worldwide with LoungeKey

Transact securely on the app

Ensure you have the latest version of the FNB App downloaded on your smartphone.

It's safe

Before your trip, make sure that you have verified your FNB App device.

Simply let us know that you will be out of the country via Secure Chat on the app so we can act speedily should we notice suspicious transactions on your accounts.

It's convenient

With the FNB App you can handle your finances as per normal, keep track of your account activity and approve Online Banking transactions via Smart inContact. It's safe and cannot be intercepted.

Connect your FNB App to your nearest Wi-Fi hotspot or purchase data in the country you are visiting to use the app just as you would at home.

Download the app

Stay in touch

When abroad

Whenever you need us, we are just a call away.

When back home

When returning back home, you can retain any unused funds in your Global Account so you can start saving for your next trip, or you can transfer it back into your FNB account for free.

Should you have a Cash Passport, don't forget to cash out the remaining funds back into your FNB account, for free.

Some important contact details to save

Credit Card & Debit Card
0860 FASTAP (327827)

Foreign Exchange, Travel Card & Global Account
08601 FOREX (36739)

Global Travel Insurance
0861 490 100

You can also find all our important contact numbers on the FNB App.

SLOW Lounge

Even more family benefits
Earn up to 12 additional SLOW Lounge visits - Domestic or International - for you and your family when you book flights through eBucks Travel

SLOW Lounge boasts many features and services, such as freshly brewed coffee, tasty snacks and an abundance of power sockets, high speed WiFi, private studies, spa treatments, and a selection of books and newspapers to enjoy while you wait for your flight.

SLOW Lounges are located at the domestic terminals of the O.R. Tambo, Cape Town and King Shaka International Airports as well as at the international terminal of the O.R. Tambo International Airport.

Terms, conditions & rules apply

Download the FNB Banking App

Even more rewards

When you spend at our partners

  • Up to 15% back in eBucks at Checkers & Shoprite
  • Up to 15% back in eBucks at Clicks
  • Up to 15% back in eBucks on the latest Apple products at iStore
  • Up to R8/l back in eBucks every quarter with Engen & WesBank

When you learn from home

  • Save up to R399 when you buy eTextbook vouchers with eBucks & Snapplify

When you stay connected

  • Up to 2GB data, 30 voice minutes & 30 SMSs every month on your FNB Connect SIM

When you travel

  • Get up to 40%* off selected flights for you and your family with eBucks Travel
  • Unlock an Avis Car Hire discount of up to 40% off when you book flights on the FNB App
  • Get up to 36 complimentary SLOW Lounge visits per year
  • Unlock up to 24 bonus SLOW Lounge visits when you book flights with eBucks Travel
  • Get a free Wimpy breakfast or burger at participating Engen 1Stops every quarter

When you spend time with the family

  • Up to 40% back in eBucks on your Video Streaming (Netflix) and Music Streaming (Spotify®) subscriptions when your family banks with FNB
  • Enjoy a fresh smoothie, coffee or up to R100 to spend in-store at KAUAI every month
  • Get more 2-for-1 deals with The Entertainer & let FNB cover the cost until the end of 2021

For more information on eBucks Rewards download the FNB App or visit
Terms, conditions and rules apply.
*Discount excludes taxes. Terms, conditions and rules apply.

FNB Private Wealth qualifying criteria

As an FNB Private Wealth Account holder, you can enjoy access to the luxurious SLOW and Bidvest Premier Lounges. Make a flight booking for you or your family using eBucks Travel and earn bonus Airport Lounge visits. Go to the eBucks tab on the FNB App to see how many Airport Lounge visits you have available. To access a lounge simply generate a QR code on the FNB App and scan it at the lounge entrance or swipe your qualifying FNB Private Wealth Card.
Complimentary and Bonus visits will be allocated annually from 1 July to 30 June.

All entries into the Lounges are charged for. Your fee will only be reversed if you meet the following criteria:

Qualifying cards Qualifying criteria per reward level Complimentary* entries per annum Bonus* entries unlocked when using eBucks Travel to make a flight booking Fee per additional visit or when qualifying criteria are not met
Domestic International
FNB Fusion Private Wealth Card OR
FNB Private Wealth Credit Card OR
FNB Private Wealth Debit Card
eBucks reward level 1 0 24 per annum R250
per person
per person
FNB Fusion Private Wealth Card


FNB Private Wealth Credit Card


FNB Private Wealth Debit Card
eBucks reward level 2 2
eBucks reward level 3 8
eBucks reward level 4 18
eBucks reward level 5 36

*Complimentary visits are shared between SLOW Domestic Lounges, SLOW International and Bidvest Premier Lounges.

  • Guest entries are considered part of the cardholder's complimentary entries and will be deducted from the available complimentary entries.
  • Only your first guest and first child (between the age of 2 to 18 years) will benefit from your complimentary entries and you will be charged for every guest or child thereafter (applicable to reward levels 2 to 5).
  • Children younger than 2 years old enter the lounges for free. These entries will not be deducted from your complimentary entries.
  • You are permitted to take a maximum of 2 (two) children into a Bidvest Premier Lounge per visit.
  • For full Airport Lounge rules, visit

General rules for Bonus Visits earned through eBucks Travel flight bookings

  • Complimentary Lounge visits received from your eBucks Travel flight bookings will be added to your annual complimentary allocated visits as 'bonus visits'.
  • Bonus visits are subject to General Lounge access rules, including but not limited to
    • Access to Domestic Lounges will be limited to 90 minutes before boarding time
    • Access is subject to availability, according to SLOW & Bidvest Premier Lounge capacity and lockdown safety rules.
  • he cardholder making the booking must be an FNB Private Wealth Account holder and on a qualifying eBucks reward level in order to earn Bonus Visits for themselves and other travelers who are part of the travel booking
  • The Bonus Visits will automatically be added onto your annual visits once your flight booking is made through eBucks Travel.
  • As an FNB Private Wealth cardholder you can earn up to 24 bonus visits per annum, which are applicable to Domestic and International flight bookings.
  • Each traveler in the flight booking can earn Bonus Visits provided that the traveler's FNB or RMB Private Bank account is in good standing and they qualify for eBucks discount (where applicable).
  • A child older than 2 years can earn a Bonus Visit if they hold an FNBy, FNBy Islamic or FNBy Next account. They must be added to the Family Banking Profile of the parent/legal guardian who they are travelling with.
  • When the main account holder books a flight on eBucks Travel for themselves or their Life partner/Spouse or a Travel Companion who meets the qualifying criteria, the Bonus Visit will be allocated to each cardholder's profile from their own allocation of visits for them to use in their own capacity. Children do not have a set allocation. They have the potential to earn up to 24 visits provided that the parent/legal guardian has available visits.
  • Bonus visits can be used by swiping your qualifying bank card or by generating a QR code on the FNB App and scanning it at the Lounge entrance.
  • When the cardholder accesses the Lounge, the Bonus Visits will be depleted first before the annual allocated visits.
  • Bonus visits are valid for use from 7 days before the flight date to 7 days after the flight date.
  • Unused Bonus visits will be re-allocated to your pool of existing Bonus visits, which can be earned again with your next flight booking made with eBucks Travel.

Private Wealth Current Account

Put efficiency at the centre of your day-to-day banking

Private Wealth offers transactional banking for clients who earn R1.8 million or more per annum or have a net asset value in excess of R15 million with a unique rewards programme, specialised and structured lending, wealth and investment management, and estate planning.

Great value Bundled pricing option

  • Dedicated Private Banker
  • Access to our 24/7 Service Suite and SecureChat® on the FNB App
  • Exclusive black Private Wealth Current Card

View Pricing guide

Current Account for your Spouse or Partner

Private Banking for your
Spouse or Partner

At FNB Private Wealth, we believe that the most valuable thing we can give our clients is our time. As part of this commitment, we have designed an exclusive offering for spouses, to enable your spouse/partner to enjoy the benefits of our private banking and wealth advice too.
50% discount on the monthly account fee for your spouse or partner.

Current account

For your Spouse or Partner to enjoy the benefits of private banking.

Read more

A Private Banker

Supported by a team of bankers to address your needs.

Read more

A world of rewards

The ability to earn eBucks at the highest reward level.

Read more


More value with

data rewards on your FNB Connect SIM

Get up to 1GB data, 30 voice minutes and 30 SMSs on your FNB Connect SIM plus get rewarded with up to 1GB extra data when you spend R100 or more on your FNB Connect SIM during the month depending on your eBucks level.

*Free minutes apply to local calls only.

Read more

Global travel

Hassle-free travel with FNB

From planning your family getaway to the honeymoon of your dreams, it takes
time and effort to get everything perfect. Let us help you finalise and enjoy each
stage of your trip.

Get the right account

Open a Global Account to save and transact in foreign currency.

Read more

Save for & plan your trip

Let us help you set up savings goals as well as generate and download your letter for your visa application.

Read more

Transact globally from start to finish

When you go global, we help you transact with the world, with payment options to suit your needs.

Read more

Transact securely on the app

The FNB App is your perfect banking tool while abroad. Transact wherever, whenever.

Read more

Stay in touch with us

Remember to notify your bank that you will be going abroad so that your FNB Card isn't blocked when you need it most.

Read more

Added value

An account packed with benefits

Expert solutions to help plan and stay in control of the finances in your life and targeted at how to grow your future wealth.


Short-term credit solutions

Get credit when you need it

Read more

Savings account with Bank Your Change™

Making every cent count

Read more

Service and access

  • A dedicated Private Banker
  • Access to a team of specialists
  • Access to the 24/7 Service Suite and SecureChat® on the FNB App
  • Transact via our self-service electronic channels, the FNB App and Cellphone Banking
  • Subscription to our self-service electronic channels at no extra cost

Card features

  • Exclusive black FNB Private Wealth Debit Card
  • Visa chip and PIN technology
  • Online Secure
  • Card delivery and replacement at no extra cost
  • No annual card fees
  • eBucks
  • Card Maintenance

Account features

  • inContact
  • Overdraft facility
  • Personalised overdraft rate
  • Free debit order and salary switching

What's hot

A dedicated Private Banker

As well as access to fiduciary, lending, wealth management and foreign exchange specialists

24/7 service

Access to the 24/7 Service Suite and SecureChat® on the FNB App

Exclusive card

Metal card with tap functionality and PIN technology

Card delivery

Card delivery and replacement at no extra cost


Earn eBucks whenever you swipe your card

Card fees

No annual card fees

Get up to 3x your monthly account fee back in value

As an FNB Private Wealth account holder, you can get more value each month with eBucks. Enjoy free membership to the eBucks Rewards programme and simply qualify to start earning rewards.

Even more ways to earn

Earn additional eBucks with Smart Spend when you use your FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card, FNB Private Wealth Debit Card or FNB Pay during the month.

eBucks awarded for Smart Spend will take 2 - 3 business days to reflect in your eBucks account.

Track your Smart Spend and see how many eBucks you've earned during the month by visiting the
FNB App > eBucks > Earn > Smart Spend.


Value for money

Never pay more than you should

As a Private Wealth Current Account holder, you enjoy great savings but for better value opt for the bundled pricing option.

  • FNB Fusion Private Wealth Account/Current Account/Single Facility®
  • FNB Private Wealth Credit Card
  • Up to 5 additional Credit and Petro Cards (linked to your FNB Private Wealth Credit Card)
  • Money Maximiser
  • FNB Private Wealth Non-Trading Juristic Account
  • Global Account and one complimentary Global Debit Card
  • Unlimited cash withdrawals. This includes withdrawals made using Cash@Till®, Cardless cash withdrawals and at FNB ATMs
  • Free FNB ATM cash deposits up to R20 000 every month
  • FNB Private Wealth Securities Based Loan
  • Access to an FNB Private Wealth Current Account for your Spouse or Partner, where they can enjoy the same level of service and benefits as you regardless of their income.

Create & pay with your own
virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online
and in-store purchases wherever you are in the world. You can also create an unlimited
number of cards at no additional cost to use as you need them.

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay, Scan to Pay) and all partner wallet transactions, including Apple Pay,
Samsung Pay, Fitbit Pay and Garmin Pay, without the need for a physical card.

Earn eBucks

Make your money go further and earn eBucks while you spend online.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no cost to you

Tell me more

Getting it made easy

Private Wealth Current Account

Qualifying criteria

Earn an income of R1.8 million or more per year to qualify

Current Account for spouses:

With our FNB Private Wealth Account for your Spouse or Partner, they qualify for the same account as you regardless of their income.
Spousal terms and conditions apply

Ways to apply

Apply now!

Other ways to apply

Complete the call me back form

Other ways to apply

Your nearest Private Wealth office

Private Wealth Current Account for your Spouse or Partner

Call me back

Documents needed

  • South African ID book (bar-coded)/valid South African passport (SA resident)
  • Passport with valid work/retirement permit (non-SA resident)
  • Proof of residence (in your name, and not older than 3 months)
  • Latest payslip or last three months' bank statements (for overdraft applications only)