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Find a Private Wealth office


Select a province

Gauteng


Pretoria

Menlyn Place, 87 Frikkie De Beer Street,

Menlyn 0181

GPS co-ordinates: -25.781266,28.277693

Telephone: 087 736 6647

Download map

Sandton

5 Merchant Place, 3rd Floor,

9 Fredman Drive, Sandton

GPS co-ordinates: 26° 06' 03" S; 28° 03' 22.90" E

Telephone: 087 335 5500

Download map

KwaZulu-Natal


Pietermaritzburg

Redlands Estate, 01 George McFarlane Lane

Wembley, Pietermaritzburg, 3201

Telephone: 087 335 0920

Download map

Umhlanga

FNB Acacia House, 2nd Floor,

2 Kikembe Drive, Umhlanga Rocks

GPS co-ordinates: -29.730436, 31.069312

Telephone: 087 335 0843

Download map

Free State


Bloemfontein

197 Nelson Mandela Rd,

Brandwag 9301, Bloemfontein

GPS co-ordinates: -29.107664,26.19603

Telephone: 051 406 7625

Download map

Eastern Cape


East London

Pebble Mill House, Quartzite Drive,

The Quarry East London 5201

GPS co-ordinates: -32.993547,27.90699

Telephone: 087 730 7231

Download map

Port Elizabeth

FNB Newton Place Building

16 Newton Street, Newton Park, 6045

GPS co-ordinates:

Telephone: 087 736 2617

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Western Cape


George

Church Corner Building, Ground Floor,

Cnr Church and Courtenay Street

GPS co-ordinates: -33.960127,22.471504

Telephone: 087 343 0774

Download map

Portside

27th floor, Portside, 5 Buitengracht Street,

Cape Town, 8001

GPS co-ordinates: -33.916772, 18.422046

Telephone: 087 335 6470

Download map

Tygervalley

Willowbridge Place, Cnr Carl Cronje & Old Oak Drives,

Tygervalley, Cape Town

GPS co-ordinates: -33.86842,18.631611

Telephone: 087 736 1820

Download map

Join us


To join eBucks, visit www.eBucks.com

eBucks Contact Centre

Telephone

087 320 3200

Fax

086 110 0062

Email

info@eBucks.com

International contact number

+27 11 371 3711

Hours

Monday to Friday from 08:00 to 17:00

Saturdays from 09:00 to 12:00

Closed on Sundays and Public Holidays

Shop


  • Earn up to 3% back in eBucks on your Private Wealth Credit Card and up to 0.25% back on your Private Wealth Cheque Card whenever you swipe
  • Earn up to 6% back in eBucks on your Private Wealth Credit Card and up to 0.5% back on your Private Wealth Cheque Card whenever you shop online
  • Earn up to 5% back in eBucks on your Private Wealth Credit Card and up to 0.25% back on your Private Wealth Cheque Card whenever you buy groceries
  • Earn up to 15% back in eBucks when you shop at Checkers & Shoprite

Move, be moved


  • Earn up to 15% back in eBucks on your Uber rides
  • Earn up to 15% back in eBucks when you fill up with fuel at any fuel station and/or buy Gautrain tickets

Forex


  • Earn up to 50% back in eBucks on your transaction charges when you send or receive foreign currency via Online Banking or the FNB Banking App or by authorising FNB Forex to convert these funds on your behalf with a standing instruction

Stay connected


  • Earn up to 40% back in eBucks on your qualifying FNB Connect contract or when loading FNB Connect prepaid airtime including Fixed LTE
  • Earn up to 15% back in eBucks when you buy prepaid electricity electronically through FNB

FNB Life Insurance


NEW! Earn up to 15% back in eBucks on your monthly FNB Life insurance premiums.

Requirements to start earning eBucks


  • Have a Private Wealth Cheque or Single Facility Account that is active - which means you transact on the account - and where you either:
    • deposit a minimum amount of R44 500 per month
    • have deposited a minimum total amount of R150 000 over the previous three months OR
    • maintain a minimum balance of R100 000 throughout the month.
  • Have an active FNB Private Wealth Credit card
  • Log in to the FNB Banking app at least once a month using your own banking profile (download the app here )
  • Ensure ALL you FirstRand bank accounts are in good standing
  • If you only have an active Private Wealth Cheque or Single Facility Account, you will qualify to earn eBucks on reward level 1 only as long as you meet the sufficient balance or deposit rule and your account is in good standing.
  • If you only have an active Private Wealth Credit Card, you will qualify to earn eBucks on reward level 1 only as long as you spend at least R10 000 per month or R30 000 over three months on your Private Wealth Credit Card and your account is in good standing.

Things to remember


  • These requirements may change from time to time. We'll let you know when they do.
  • If you stop meeting any one of these requirements at any time, you won't be able to earn eBucks with your Private Wealth Account(s). As soon as you fulfil the relevant requirement again, you will earn eBucks when you use your bank account(s) again.
  • Private Wealth Juristic or Business Accounts earn on the eBucks Rewards for Business programme

Qualifying purchases


  • Qualifying purchases (i.e. purchases on which you earn eBucks) exclude EFTs, debit orders, cash withdrawals, travellers' cheques, foreign exchange transactions and casino gambling transactions.
  • You don't earn eBucks on joint accounts or on FNB Money Market Transactor Accounts.

Determining your reward level


Your reward level is calculated around the 8th of each month based on how you used your account during the previous calendar month.

Shopping spend limits


Card swipes

Shopping spend limits apply irrespective of whether you shop domestically or internationally

If you are on reward level 3, 4 or 5, the amount on which you earn eBucks at your shopping reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R30 000 on your qualifying Private Wealth Cheque and/or Credit Card. Thereafter, you will earn eBucks on shopping purchases made using your Private Wealth Credit Card at a flat rate of 1%.

NOTE:

  1. Your Private Wealth Credit Card spend is considered first towards the spend limit.
  2. You will not earn eBucks on shopping purchases (card swipes) above the R30 000 spend limit made using your Private Wealth Cheque Card.

Online shopping

  • If you are on reward level 1, the amount on which you earn eBucks at your online shopping reward rate is limited to a total monthly rand spend (on qualifying online purchases only) of R10 000 on your qualifying Private Wealth Cheque and/or Credit Card. Thereafter, you will earn eBucks on online shopping purchases made using your Private Wealth Credit Card at a flat rate of 0.5%.
  • If you are on reward level 2, the amount on which you earn eBucks at your online shopping reward rate is limited to a total monthly rand spend (on qualifying online purchases only) of R10 000 on your qualifying Private Wealth Cheque and/or Credit Card. Thereafter, you will earn eBucks on online shopping purchases made using your Private Wealth Credit Card at a flat rate of 0.9%.
  • If you are on reward level 3, 4 or 5, the amount on which you earn eBucks at your online shopping reward rate is limited to a total monthly rand spend (on qualifying online purchases only) of R10 000 on your qualifying Private Wealth Cheque and/or Credit Card. Thereafter, you will earn eBucks on online shopping purchases made using your Private Wealth Credit Card at a flat rate of 1%.

NOTE:

  1. Your Private Wealth Credit Card spend is considered first towards the spend limit.
  2. You will not earn eBucks on online shopping purchases above the R10 000 spend limit made using your Private Wealth Cheque Card.

Checkers & Shoprite spend limit and rules


The amount on which you earn eBucks is limited to 20% of your total monthly qualifying Private Wealth Cheque and Credit Card spend or a total rand spend (on Checkers & Shoprite purchases only) of R15 000 per month, whichever occurs first.

NOTE:

  1. Your Private Wealth Credit Card spend is considered first towards the spend limit.
  2. You will not earn eBucks on Checkers & Shoprite purchases above the R15 000 spend limit made using your Private Wealth Cheque Card.

Fuel, Gautrain and Uber spend limits and rules


  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying Private Wealth Cheque and Credit Card spend or a total rand spend (on fuel, Gautrain tickets and Uber rides only) of R5 000 per month, whichever occurs first.
  • You can fill up at any fuel station, but you must pay for your fuel through the fuel station pay point - you won't earn eBucks if you pay for fuel at the convenience store at the fuel station.
  • You only earn eBucks on Uber rides taken domestically.

Prepaid electricity limits and rules


  • The amount on which you earn eBucks is limited to a total monthly rand spend (on qualifying prepaid electricity purchases only) of R3 000.
  • You earn eBucks on electricity bought via FNB's electronic banking channels:
    • Online Banking
    • Cellphone Banking *120*321# (electricity**)
    • FNB Banking App - you must have a compatible smartphone or tablet to use this.

** Standard network rates apply.

FNB Connect contracts and prepaid airtime spend limits and rules


  • The amount on which you earn eBucks is limited to a total monthly rand spend (on qualifying FNB Connect contracts and/or prepaid airtime purchases only) of R625.
  • You earn eBucks on FNB Connect prepaid airtime bought via FNB's electronic banking channels:
    • Online Banking
    • Cellphone Banking - dial *130*321#
    • FNB Banking App - you must have a compatible smartphone or tablet to use this.

FNB Forex rules


  • The eBucks you earn will be paid in the month after the transaction was done.
  • All FNB Forex transactions must be done via Online Banking or the FNB Banking App using your smartphone, except where you have a standing instruction with FNB Forex to transact on your behalf.
  • You only earn eBucks on transaction charges on FNB Forex inward and outward payments in a foreign currency (not South African rand).
  • You don't earn eBucks on foreign notes, travellers' cheques, foreign currency account (FCA) funding, customer foreign currency (CFC) account funding, cash passport, PayPal™, MoneyGram™ or any other foreign exchange products.
  • You also don't earn eBucks when you are transacting on a special discount or pensioner pricing.

Reward rates


Once you've qualified and your reward level has been determined, you're ready to earn eBucks.

The table below shows the different reward rates. This is the percentage of your qualifying purchases that you earn back in eBucks according to your reward level.

Points collected monthly 1 000
-
6 999
7 000
-
9 999
10 000
-
12 999
13 000
-
15 999
16 000
or
more
To qualify for reward level 2 and above, you need both an FNB Private Wealth Credit Card AND an FNB Private Wealth Cheque Account/FNB Private Wealth Single Facility, OR you need an FNB Fusion Private Wealth Account.
Your reward level 1 2 3 4 5
Reward rates
In-store shopping: Credit Card/Fusion Card 0.5% 0.9% 1.3% 1.8% 3%
In-store shopping: Cheque Card 0.25%
Online shopping: Credit Card/Fusion Card 0.5% 0.9% 1.3% 1.8% 3%
Online shopping: Cheque Card 0.25%
Engen: rands/litre* R0.10 R0.25 R0.75 R2.00 R4.00
Transport: Gautrain & Uber 0.5% 2.5% 5% 7.5% 15%
Checkers & Shoprite 1% 2.5% 5% 7.5% 15%
FNB Connect contracts and prepaid airtime 1% 2.5% 5% 7.5% 15%
FNB Life 1% 2.5% 5% 7.5% 15%
Sending or receiving foreign currency through FNB Forex
Online, App and standing instruction fees 5% 10% 20% 30% 50%

Fuel earn is based on the inland ULP 95 petrol price. Only fuel purchases made at Engen will qualify for earn.

If you have not qualified to start earning eBucks, you will earn as follows: 0.5% back in eBucks on in-store shopping at Checkers and Shoprite using your FNB Private Wealth Cheque Card or FNB Private Wealth Credit Card.

Sending or receiving foreign currency through FNB Forex


Points collected monthly 1 000 or more 1 000 - 11 499 11 500 - 14 499 14 500 - 17 499 17 500 or more
Your reward level 1 2 3 4 5
Reward rates
Online, app and standing instruction fees 10% 15% 20% 30% 50%

Things to remember

If you've not yet qualified to start earning eBucks, you will earn as follows:

  • 0.5% back in eBucks on in-store shopping at Checkers & Shoprite using your Private Wealth Credit Card or Private Wealth Cheque Card
  • 0.5% back in eBucks on in-store shopping made using your linked Private Wealth Credit Card
  • 1% back in eBucks on online shopping made using your linked Private Wealth Credit Card

How to earn eBucks even if you have not qualified to earn eBucks yet


If you have not yet qualified to start earning eBucks yet or you do not have a reward level, you can still earn as follows:

  • 0.5% back in eBucks on purchases made at Checkers & Shoprite with your Private Wealth Cheque Card
  • 0.5% back in eBucks on purchases made at Checkers & Shoprite with your linked Private Wealth Credit Card
  • 0.5% back in eBucks when you swipe your Private Wealth Credit Card
  • 1% back in eBucks on online purchases made using your Private Wealth Credit Card.

Use FNB's value-added services and how you bank in general


Rule Points
How you bank in general
Update your contact details at least once in a 12-month period via Online Banking
and
allow FNB to communicate with you by giving them consent to market to you
and
choose to receive all your statements via email only
1 000
Do all your payments and transfers via FNBs electronic banking channels

You will not collect these points on any transaction inside an FNB branch, FNB Private Wealth Service Suite, Private Banker, including banker issued statements
1 000
Complete at least four financial transactions a month using the FNB Banking App 1 000
Use your FNB Private Wealth Cheque Account
Maintain a minimum monthly balance in your Cheque Account of:
  • Between R50 000 and R74 999
  • Between R75 000 and R99 999
  • R 100 000 or more

1 500
2 000
3 000
Have at least six monthly debit orders on your FNB Private Wealth Cheque Account 1 000
Use your FNB Private Wealth Credit Card or Cheque Account*
Spend on your Private Wealth Credit Card in a calendar month for:
  • Between R12 500 and R24 999
  • Between R25 000 and R49 999
  • Between R50 000 and R99 999
  • R100 000 or more

1 000
1 500
2 000
3 000
Use your Private Wealth Credit Card or Cheque Account to shop online or swipe internationally
  • Between R1 500 and R2 499
  • Between R2 500 and R4 999
  • Between R5 000 and R9 999
  • R10 000 or more

1 000
1 500
2 000
3 000
Total monthly spend on your Private Wealth Credit Card:
  • Between 50% and 74.9% of your total monthly spend is on your Private Wealth Credit Card
  • Between 75% and 99.9% of your total monthly spend is on your Private Wealth Credit Card
  • 100% of your total monthly spend is on your Private Wealth Credit Card
Have an Auto Payment on your Premier Credit Card with your Premier Cheque account details

1 000

2 000

3 000

1 000
Use FNB's value-added services and products
Have an FNB Savings or Investment Account(s) (including Tax-Free Cash Deposit) and maintain a minimum monthly balance of:
  • Between R75 000 and R124 999
  • Between R125 000 and R299 999
  • Between R300 000 and R499 999
  • R500 000 or more

1 500
2 000
3 000
4 000
Have a scheduled transfer or scheduled payment of at least R5 000 into an FNB Savings or Investment Notice Account(s) (including Tax-Free cash Deposit)
and
maintain a minimum monthly balance of R30 000 in the same account Includes Tax-Free Cash Deposit
2 000
Have a scheduled transfer or scheduled payment of at least R5 000 into an FNB Savings or Investment Notice Account(s) (including Tax-Free cash Deposit)
and
maintain a minimum monthly balance of R30 000 in the same account Includes Tax-Free Cash Deposit
2 000
Have an FNB Global Account and maintain a minimum monthly balance of either:
  • 3 500 Australian dollars, euros, British pounds or US dollars

  • OR
  • 25 000 Chinese renminbi

  • OR
  • 250 000 Indian rupees


3 000
Have an FNB Channel Islands Current Account and maintain a minimum monthly balance of 5 000 British pounds 4 000
Have an FNB Channel Islands Call, 32 Day Notice or Fixed Deposit Account

and maintain a minimum monthly balance of
  • Between 10 000 and 24 999 euros, British pounds or US dollars
  • 25 000 or more euros, British pounds or US dollars


3 000
5 000
Have a non-discretionary mandate with FNB Share Investor or FNB Securities and maintain a minimum trade value in listed shares of:
  • R25 000 in the previous month or R150 000 over the last six months
  • R75 000 in the previous month or R450 000 over the last six months
  • R150 000 in the previous month or R900 000 over the last six months
FNB Securities means local or global trader account

2 000
3 000
4 000
Maintain a minimum portfolio value in a full/bespoke/wealth discretionary mandate with FNB of:
  • Between R3 000 000 and R4 999 999
  • Between R5 000 000 and R9 999 999
  • R10 million or more


3 000
4 000
6 000
Have an FNB Tax Free Shares Account and:
Make a monthly payment of at least R2 500
OR
Make an annual contribution of at least R30 000 in the current tax year
Tax year runs from 1 March to 28 February
500

1 000
Maintain a minimum monthly balance in an FNB Unit Trust of at least:
  • R300 000
  • R1 000 000

1 000
2 000
Make a monthly payment of at least R2 500 into an FNB Unit Trust 1 000
1. Have an FNB Home Loan or One Account with a minimum outstanding balance of R100 000 and ensure you have submitted an updated Home Owners Cover policy schedule to the bank within the last 12 months.

2. Your FNB Home Loan or One Account meets requirement (1) above and you have a debit order on your FNB account or salary stop order setup
1 000


1 000
Have an active FNB Structured Facility with a minimum outstanding balance of R100 000
and
ensure that you have submitted an updated Home Owners Cover policy schedule to the bank (i.e. Updated in the last 12 months)
1 000
The usage of your Structured Facility is:
  • Between 70% to 79.9%
  • Between 80% and 90%

3 000
5 000
Draft a will with FNB as your executor and keep your signed will in FNB's custody with the signature date not older than 5 years 1 000
Make use of the following FNB credit products**
Have an Overdraft facility with a credit limit of at least R40 000 on your FNB Private Wealth Cheque Account of which you have used between 40% and 100% 2 000
Have a Revolving Loan with a credit limit of at least R40 000 of which you have used between 40% and 100% 3 000
Use WesBank Products***
Have an FNB Vehicle Finance or Wesbank account and allow WesBank to communicate with you by giving them consent to market to you (excludes VW and Toyota Financial Services) 1 000
Login to WesBank Online at least once a month 1 000
Use FNB Life Products
Have a qualifying life insurance product with FNB Life and pay your premiums from your FNB Private Wealth Cheque Account
You must at least have reached reward level 1 to qualify for these points
1 000

*Spend excludes EFTs and transfers

** Qualifying FNB Islamic Banking customers will receive 2 000 concession points every month as these accounts are not eligible for FNB credit products

Use your FNB Cheque Account


What to do to collect points Points per month
Have at least six monthly debit orders on your FNB Private Wealth Cheque Account 1 000
Maintain a minimum monthly balance in your FNB Private Wealth Cheque Account of:
Between R50 000 and R74 999 1 000
Between R75 000 and R99 999 2 000
R100 000 or more 3 000

Use your FNB Credit Card


What to do to collect points Points per month
Set up an Auto Payment on your FNB Private Wealth Credit Card 1 000
Spend on your FNB Private Wealth Credit Card in a calendar month for:
Between R10 000 and R24 999 1 000
Between R25 000 and R49 999 2 000
Between R50 000 and R99 999 3 000
R100 000 or more 5 000
Spend excludes EFTs and transfers
Total monthly spend on your FNB Private Wealth Credit Card:
Between 50% and 74.9% of your total monthly spend is on your FNB Private Wealth Credit Card 1 000
Between 75% and 99.9% of your total monthly spend is on your FNB Private Wealth Credit Card 2 000
100% of your total monthly spend is on your FNB Private Wealth Credit Card 4 000

Spend excludes EFTs and transfers

Total monthly spend + FNB Private Wealth Credit Card spend + FNB Private Wealth Cheque Card spend; excludes EFTs, Cash@Till™ and transfers

Use your FNB Cheque or Credit Card


What to do to collect points Points per month
Use your FNB Private Wealth Cheque or Credit Card to shop online or swipe internationally. 1 000
Minimum spend is R2 000.

Use FNB's value-added services and products


What to do to collect points Points per month
Have an FNB Investment Account (excluding an Equity Trading Account) and maintain a minimum monthly balance of:
Between R50 000 and R99 999 1 000
Between R100 000 and R249 999 2 000
R250 000 or more 4 000
Have a scheduled transfer/scheduled payment of at least R2 500 into an FNB Investment Account (excluding an Equity Trading Account) and maintain a minimum monthly balance of R25 000 in the same account 2 000
Have one of the following Global Accounts and maintain a minimum monthly balance of:

2 000 Australian dollars, euros, Great British pounds or US dollars

15 000 Chinese renminbi

160 000 Indian rupees

2 000
OR

3 500 Australian dollars, euros, Great British pounds or US dollars

25 000 Chinese renminbi

250 000 Indian rupees

3 000
Have an FNB Channel Islands Current Account and maintain a minimum monthly balance of R5 000 4 000
Have a non-discretionary (non-advisory) mandate with FNB Securities or FNB Share Investor with trades in a JSE-listed equity of:
R20 000 in the previous month or R120 000 over the last six months 2 000
R150 000 in the previous month or R900 000 over the last six months 4 000
Have a full discretionary or bespoke mandate with FNB securities or Ashburton with a portfolio value of:
Between R3 000 000 and R4 999 999 2 000
Between R5 000 000 and R9 999 999 3 000
R10 million or more 4 000
Have a discretionary wealth mandate with a portfolio value of:
Between R3 000 000 and R4 999 999 3 000
Between R5 000 000 and R9 999 999 4 000
R10 million or more 6 000
Have an active* FNB Home Loan with a minimum outstanding balance of R100 000 and a debit order or salary stop order set up on an FNB account, your account has not gone into arrears in the last 12 months and you have up-to-date Home Owners Comprehensive Insurance Cover (vacant land excluded) 2000
Use your Single Facility and have up-to-date Home Owners Comprehensive Insurance Cover (vacant land excluded) where usage is:
Between 50% and 69.9% 1 000
Between 70% and 89.9% 2 000
Between 90% and 95% 3 000
Based on average utilisation for the month
Draft a will in which FNB is the executor and keep your signed will in FNB's custody 1 000

Make use of the following FNB credit products*


What to do to collect points Points per month
Have an Overdraft facility of at least R20 000 on your FNB Private Wealth Cheque Account of which you have used:
Between 20% and 39.9% 1 000
Between 40% and 59.9% 2 000
Between 60% and 100% 3 000
Have a Revolving Loan of at least R20 000 of which you have used:
Between 20% and 49.9% 1 000
Between 50% and 100% 2 000
(which means you utilised some or all of the granted credit facility and have an outstanding balance at the end of the month)

* Qualifying FNB Islamic Banking customers will receive 2 000 points every month as these accounts are not eligible for the following FNB Credit products: Overdraft, Temporary Loan, Revolving Loan or Personal Loan.

Use FNB's Vehicle Finance or WesBank products****


What to do to collect points Points per month
As of 1 September 2015, in order to qualify for these points, your WesBank Vehicle Finance must be through WesBank or a division of WesBank
Have an active* FNB Vehicle Finance or WesBank Account which you have paid on time over the last 12 months from an FNB account, update your contact details at least once in a 12 month period via WesBank Online and allow WesBank to communicate with you by giving them consent to market to you. 1 000
Log in to WesBank Online at least once a month 1 000

**** FNB Islamic Banking customers who have a debit order from their Islamic Cheque Account for Islamic Vehicle Finance will qualify for 1 000 points on a monthly basis.

FNB Life Insurance rules


  • You earn eBucks on the monthly premiums you pay for qualifying insurance products offered by FNB Life
  • Qualifying insurance products are as follows: Life Cover, Debt-linked Cover, Disability Cover and Critical Illness Cover. For more information contact FNB Life on 087 736 7774
  • eBucks will not be earned on premiums for the following products: Funeral Cover, Accidental Death Cover and Credit Life Cover
  • The eBucks you earn will be calculated based on the sum total of monthly premiums paid for all the qualifying insurance products that you have with FNB Life.
  • Monthly premiums for qualifying insurance products must be paid on time from an FNB account. eBucks will not be earned in any month where premiums are not paid; either because you did not make the payment that month, or if FNB Life has chosen to waive your fee that month for any reason.
  • Only the payer of the premiums will earn eBucks; beneficiaries and/or spouses named in any qualifying product(s) will not earn eBucks.

Qualifying requirements


Before you can start earning eBucks, you must first meet the qualifying requirements.

To get going, you must:

1.1 Have a monthly deposit* of at least R60 000 into an FNB Fusion Private Wealth Account, FNB Private Wealth Cheque Account, FNB Islamic Private Wealth Cheque Account, FNB Private Wealth Single Facility or R5 500 into an FNB Private Wealth Cheque account for Spouses.
OR

1.2 Have average deposits over six months of at least R60 000 into an FNB Fusion Private Wealth Account, FNB Private Wealth Cheque Account, FNB Islamic Private Wealth Cheque Account, FNB Private Wealth Single Facility or R5 500 into an FNB Private Wealth Cheque account for Spouses.
OR

1.3 Maintain a monthly balance of at least R100 000 in an FNB Fusion Private Wealth Account, FNB Private Wealth Cheque Account, FNB Islamic Private Wealth Cheque Account, FNB Private Wealth Single Facility or FNB Private Wealth Cheque account for Spouses.

*For the purposes of meeting the minimum deposit qualification criteria, "deposit" means the payment of your salary, income or drawings (where you are self-employed) into your qualifying FNB/RMB Private Bank Account and specifically excludes any payments or transfers from a credit product.

2. Ensure that ALL of your FirstRand Bank accounts are in good standing .

3. Log in to the FNB Banking App at least once a month using your own banking profile* if you're under the age of 60 .

You now qualify to earn eBucks, up to reward level 2, even if you're under 60 and don't transact on the FNB App. Simply meet the following requirements:

  • The deposit/balance rule
  • The good standing rule
  • You transact via Online Banking (instead of logging on to the App)

*You're exempt from this rule if you're over the age of 60.

Note:

If you only have an FNB Private Wealth Credit Card, you'll qualify to earn eBucks on reward level 1 only, as long as you spend at least R10 000 per month or R30 000 over three months on your FNB Private Wealth Credit Card, log in to the FNB Banking App at least once a month and ensure that all your accounts are in good standing.

FNB Banking APP


Download the FNB Banking App

Download Apple Download Android

Points collection


How to collect points Points per month
Digital banking
Do at least four payments, transfers and/or purchases per month via the FNB Banking App 2 000
Have at least six monthly debit orders on your FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account 1 000
Have a monthly spend on your FNB Connect SIM card, excluding any device premiums, of:
  • Between R350 and R599.99
  • Between R600 and R949.99
  • R950 or more


500
1 000
1 500
My cards
Have an FNB Fusion Private Wealth Account 1 000
Have qualifying spend on your FNB Fusion Private Wealth Card or FNB Private Wealth Credit Card in a calendar month of:
  • Between R7 500 and R14 999
  • Between R15 000 and R29 999
  • Between R30 000 and R74 999
  • R75 000 or more

500
1 000
1 500
2 000
Have qualifying spend on your FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card or FNB Private Wealth Cheque Card to shop online and/or swipe internationally of:
  • Between R1 500 and R3 999 per month
  • Between R4 000 and R7 999 per month
  • Between R8 000 and R12 499 per month
  • R12 500 or more per month



500
1 000
1 500
2 000
Have qualifying spend on your FNB Fusion Private Wealth Card and/or FNB Private Wealth Credit Card in-store and online of:
  • Between 50% and 74.9% of your total monthly spend
  • Between 75% and 99.9% of your total monthly spend
  • 100% of your total monthly spend


1 000
2 000
3 000
Save
Have an FNB Savings and Investment Account(s) with a balance that grows by at least R5 000 per month across all accounts (excluding interest)

Excludes FNB Tax-Free Cash Deposit and FNB Equity Trading Accounts growth
Should your monthly withdrawals from your Savings Account(s) exceed the value of your monthly deposits, there will be no growth on your Savings Account(s).

500



Have an FNB Fixed Deposit Account(s) with a fixed term of at least six months and maintain a monthly balance of at least R125 000 in the account(s) 2 000
Maintain a monthly balance in your FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account of:
  • Between R50 000 and R74 999
  • Between R75 000 and R119 999
  • R120 000 or more

Excludes FNB Tax-Free Cash Deposit Accounts and FNB Equity Trading Accounts Growth.



1 500
2 000
3 000
Have at least one FNB Savings and Investment Account and maintain a monthly balance across your FNB Savings and Investment Account(s) of:
  • Between R125 000 and R174 999
  • Between R175 000 and R399 999
  • R400 000 or more


1 000
1 500
2 000
Invest
Make a single monthly contribution of at least R3 500 into an FNB Horizon Series Unit Trust within the following product:
Horizon Series include: Endowment, Retirement Annuity, Living Annuity, Preservation Fund, Provident Fund and Investment Account

Excludes FNB Tax-Free Cash Deposit Accounts and FNB Equity Trading Accounts Growth.

1 000

Have an FNB Tax-Free Shares, FNB Tax-Free Horizon Series Unit Trust or Tax-Free Cash Deposit Account and make a monthly* contribution of at least: R2 750
OR
Have an FNB Tax-Free Shares, FNB Tax-Free Horizon Series Unit Trust or Tax-Free Cash Deposit Account and make an annual contribution of at least: R33 000 * Monthly contributions must be made via Scheduled Transfer or Debit Order.

The total monthly and annual contributions must be made within the current tax year, which runs from 1 March 2018 to 28 February 2019

500


1 000




Have a mandate with FNB Share Builder, FNB Share Investor or self-managed stockbroking FNB Securities account and maintain a trade value in listed shares of at least:
  • R60 000 in the previous month or R180 000 over the last three months
  • R150 000 in the previous month or R450 000 over the last three months

This rule applies to FNB Securities local and global trader accounts.
Self-managed stockbroking mandates apply to individual clients only and exclude FSPs (including IFA and 3rd party clients of Ashburton and FNB Securities). Trade volume is based on consideration, namely net of fees (excludes all CIS, corporate actions, journal, fee and zero brokerage transactions).
All offshore investments, offshore holdings and offshore trusts are excluded from earning points under this category. Offshore Trade made on GTP is included.




2 500
3 500






Borrow*
Have a Credit Facility on your FNB Fusion Private Wealth Account or an Overdraft limit on your FNB Private Wealth Cheque Account of at least R30 000 and use at least R1 000 of your Overdraft limit or Credit Facility per month

You won't collect these points if your Fusion Account Credit Facility or Cheque Account Overdraft limit isn't used for at least 24hrs of a business day or if your account doesn't stay in a positive balance for at least 24hrs.

2 000



Have an FNB Revolving Loan with a credit limit of at least R45 000 of which you've used an average of between 40% and 100% during the month 1 500
Have an FNB Personal Loan or Student Loan of at least R80 000 which you repay via a monthly debit order from your FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account 3 000
Home and Car
Have an FNB Home Loan, FNB One Account, FNB Single Facility or FNB Structure Loan and use between:
  • 70% to 79.9% of the Loan or Facility during the month
  • 80% to 89.9% of the Loan or Facility during the month
  • 90% to 100% of the Loan or Facility during the month

Home Loan and Structured Loan usage is calculated using the outstanding and available balances at month end i.e. Usage = outstanding balance / (outstanding balance + available balance)
Single Facility and One Account usage is calculated using the average outstanding and average available balances during the month i.e. Usage = average outstanding balance / (average outstanding balance + average available balance)
Excludes home loan accounts where customers have access to funds up to the Principal Debt Amount



3 500
4 000
2 000






Have an active Vehicle Finance or WesBank Account
AND
Have your vehicle loaded on nav» Car
AND
Make your monthly Vehicle Finance repayment with a debit order set up from your FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account

nav» Car can be accessed on the FNB Banking App - simply click on the ""nav» Car"" icon on the App home page and log in when prompted.
VW, Audi and TFS Accounts won't qualify for this requirement.

1 000
Insurance
Have an FNB Life Insurance Policy with a minimum combined cover of R1 000 000
AND
Have a beneficiary with an ID and contact number for your Policy
AND
Pay your monthly premiums from your FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account

Qualifying FNB Life Insurance Policies include Life Cover, Critical Illness Cover, Disability Cover and Debt-Linked Cover. All qualifying policies will count toward the minimum cover amount.
Only Life Insurance products where FirstRand Life Assurance is the insurer are eligible for eBucks.

1 500


Have an FNB Life Insurance Policy with Life Cover and at least two additional types of cover
AND
Pay your monthly premiums from your FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account

Additional cover types include Critical Illness Cover, Disability Cover, Debt-Linked Cover and Income Protection Cover.
Only Life Insurance products where FirstRand Life Assurance is the insurer are eligible for eBucks.

500



Have an FNB Funeral Plan with at least two lives insured
AND
Have total minimum cover of R100 000 across all the lives insured
AND
Have a beneficiary listed on your Plan
AND
Pay your monthly premiums from your FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account

Children will not count towards the required two lives insured
Only Funeral products where FirstRand Life Assurance is the insurer are eligible for eBucks

500
Have an FNB Accidental Death Plan with total minimum cover of R1 000 000
AND
Have a beneficiary listed on your Plan
AND
Pay your monthly premiums from your FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account

Only Accidental Death products where FirstRand Life Assurance is the insurer are eligible for eBucks.

500
Wealth management and offshore banking
Maintain a minimum monthly balance over a rolling 3 month period in your FNB Horizon Series Unit Trust of:
  • R400 000
  • R1 million

Exclude Tax Free products


1 000
2 000
Meet the rule above and invest under the following wrappers Endowment, Retirement Annuity, Living Annuity, Preservation Fund and Provident Fund 500
Have an FNB Global Account and maintain a minimum monthly balance of:
  • 3 500 Australian dollars, euros, British pounds, Canadian dollars, US dollars
    OR
  • 25 000 United Arab Emirates dirham
    OR
  • 250 000 Indian rupees
2 000
Fund your FNB Global Account(s) from your FNB Fusion Private Wealth Account/ FNB Private Wealth Cheque Account to the value of R12 000 over the last 3 months 1 000
Have an FNB Channel Islands Current Account and maintain a minimum monthly balance of 5 000 British pounds 4 000
Have an FNB Channel Islands Fixed Deposit Account and maintain a monthly balance of:
  • Between 10 000 and 24 999 euros, British pounds or US dollars
  • 25 000 euros or more, British pounds or US dollars

3 000
5 000
Have an FNB Channel Islands Call or FNB 32 Day Notice Account and maintain a minimum monthly balance of 5 000 euros, British pounds or US dollars 1 500
Maintain a portfolio value in a managed/managed bespoke/wealth discretionary mandate with FNB of:
  • Between R3.5 million and R9 999 999
  • R10 million or more

3 000
6 000
Family
Draft a will with FNB as your executor and have your signed will with a signature date no older than five years kept in FNB's custody 1 000
Have a linked FNBy Account on your profile** 1 000
Have a linked FNB Private Wealth Cheque Account for Spouses on your profile or be on the FNB Private Wealth Cheque Account for Spouses pricing Option 1 000

* Qualifying FNB Islamic Banking customers will receive 2 000 concession points every month as these accounts are not eligible for Overdrafts or Personal Loans.

**Only applicable to FNBy accounts for under 18's

Determining your reward level


Your reward level is calculated around the 8th of each month based on how you used your account(s) during the previous calendar month.

Qualifying spend


  • Qualifying spend (i.e. spend on which you earn eBucks) exclude EFTs, debit orders, cash withdrawals, travellers' cheques, foreign exchange transactions and casino gambling transactions.
  • You don't earn eBucks on FNB Money Market Transactor Accounts.

Shopping spend limits


Shopping spend limits apply irrespective of whether you shop domestically or internationally.

In-store shopping

The amount on which you earn eBucks at your shopping reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R30 000 on your qualifying Private Wealth Credit Card and/or Cheque Account. Thereafter, you'll earn eBucks on in-store shopping using your Private Wealth Credit Card at a rate of 0.5% for level 1, 0.9% for level 2 and 1% for level 3,4&5.

You'll not earn eBucks on in-store shopping above the R30 000 spend limit made using your Private Wealth Cheque Account Card and your Private Wealth Credit Card spend is considered first towards the spend limit.

Online shopping

The amount on which you earn eBucks at your online shopping reward rate is limited to a total monthly rand spend (on qualifying online spend only) of R10 000 on your qualifying Private Wealth Credit Card and/or Cheque Account. Thereafter, you will earn eBucks on online spend made using your Private Wealth Credit Card at a rate of 0.5% for level 1, 0.9% for level 2 and 1% for level 3,4&5.

You will not earn eBucks on online spend above the R10 000 spend limit made using your Private Wealth Cheque Account


Your Private Wealth Credit Card spend is considered first towards the spend limit.

Checkers & Shoprite spend limit and rules


  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying Private Wealth Credit Card and/or Cheque Account spend
  • The amount on which you earn eBucks at your Checkers & Shoprite reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R15 000 on your qualifying Private Wealth Credit Card and/or Cheque Account.
  • Thereafter, you will earn eBucks on purchases made using your Private Wealth Credit Card at a flat rate of 1%.
  • Your Private Wealth Credit Card spend is considered first towards the spend limit.

Grocery shopping spend limit and rules


  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying Private Wealth Credit Card and/or Cheque Account spend
  • The amount on which you earn eBucks at your Checkers & Shoprite reward rate is limited to a total monthly rand spend (on qualifying card swipes only) of R15 000 on your qualifying Private Wealth Credit Card and/or Cheque Account.
  • Thereafter, you will earn eBucks on purchases made using your Private Wealth Credit Card at a flat rate of 1%.
  • Your Private Wealth Credit Card spend is considered first towards the spend limit.

Fuel, Gautrain and Uber spend limits and rules


  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying Private Wealth Credit Card and/or Cheque Account spend or a total rand spend (on fuel, Gautrain and Uber rides only) of a combined R5 000 per month, whichever occurs first.
  • You can fill up at any domestic fuel station, but you must pay for your fuel through the fuel station pay point - you won't earn eBucks if you pay for fuel at the convenience store at the fuel station.
  • You only earn eBucks on Uber rides taken domestically.

Prepaid electricity


You earn eBucks on electricity bought via FNB's electronic banking channels:

The amount on which you earn eBucks is limited to a total monthly rand spend of R1 500.

* Standard network rates apply

Connect contracts and prepaid airtime, fixed LTE spend limit and rules


The amount on which you earn eBucks is limited to a total monthly rand spend of R1000 on qualifying Connect contracts and/or prepaid spend only and excludes any device premiums linked to your contract.

You earn eBucks on Connect prepaid purchases bought via FNB's electronic banking channels:

* Standard network rates apply

Smart device spend limit and rules


  • The amount on which you earn eBucks is limited to a combined total monthly rand spend (on qualifying smart device contracts only) of R500.
  • Qualifying smart devices are limited to laptops, tablets and smartphones

FNB Forex


  • The eBucks you'll earn will be paid in the month after the transaction was done.
  • All FNB Forex transactions must be done via the FNB Banking App or Online Banking, except where you have a standing instruction with FNB Forex to transact on your behalf.
  • You'll only earn eBucks on transaction charges on FNB Forex inward and outward payments in a foreign currency (not South African rand).
  • You don't earn eBucks on foreign notes, travellers' cheques, foreign currency account (FCA) funding, customer foreign currency (CFC) account funding, cash passport, PayPal™, MoneyGram™ or any other foreign exchange products.
  • You also don't earn eBucks when you are transacting on a special discount or pensioner pricing.

FNB Life Cover rules


  • The monthly premiums on your qualifying FNB Simplified or Customised Life Cover must be paid on time from a Private Wealth Cheque Account. eBucks won't be earned for any month where premiums weren't paid - either because you didn't make payment that month, or because FNB Life chose to waive your fee that month for any reason (for example in the month of your 'Premium Holiday')
  • The percentage earned back in eBucks is calculated on the sum total of monthly premiums for your Life Cover Policy
  • eBucks won't be earned on premiums for the following cover types: Funeral Cover, Accidental Death Cover, Hospital Cash Cover and all types of Credit Life Cover
  • Only the payer of the premiums will earn eBucks; other lives insured and/or beneficiaries named in a Life Cover Policy won't earn eBucks

Qualifying criteria


  • All your FNB Accounts must be active (which means you transact on them) AND in good standing (which means they are not overdrawn, in arrears or in default, and you are not undergoing sequestration or any legal process)
  • Transact via Online Banking, Cellphone Banking, Telephone Banking (Interactive Voice Response only) or the FNB Banking App at least once a month, using your own banking profile
  • Have a total monthly deposit of at least R32 500 into your FNB Private Clients Cheque Account OR maintain a minimum monthly balance of R75 000 in your FNB Private Clients Cheque Account

FNB Smartphone fee rebate


You can get up to 100% of your R150 FNB Smartphone fee back each month when you take up the X1 Smartphone offer with Connect.

The rebate you receive each month will depend on your reward level.

Your reward level 1 2 3 4 5
Percentage back on your monthly FNB Smartphone fee 10% 20% 40% 60% 100%
Rand value of rebate R15 R30 R60 R90 R150

View more information on the FNB X1 Smartphone offer, or contact the FNB Smart Devices Call Centre on 087 736 7270.

Things to remember:

Your FNB Smartphone fee rebate will be paid out in rand and not in eBucks.

Terms and conditions apply

Earn rules


Determining your reward level

  • Your reward level is calculated around the 8th of each month, based on the number of reward level points you've collected from FNB in the previous month.

Qualifying spend

  • Qualifying spend (i.e. spend on which you earn eBucks) excludes Cash@Till™, transfers, EFTs, debit orders, cash withdrawals, travellers' cheques, foreign exchange transactions and casino gambling transactions.
  • You don't earn eBucks on FNB Money Market Transactor Accounts.

Shopping

Shopping spend limits apply irrespective of whether you shop domestically or internationally.
  • In-store shopping

    • The amount on which you earn eBucks is limited to a total monthly rand spend (on qualifying card swipes only) of R30 000 on your qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Cheque Card. Thereafter, you'll earn eBucks on in-store shopping purchases made using your FNB Fusion Private Wealth Card or FNB Private Wealth Credit Card at a flat rate of 0.5%.
    • You won't earn eBucks on in-store shopping purchases above the R30 000 spend limit made using your FNB Private Wealth Cheque Card.
    • Your FNB Fusion Private Wealth Card/FNB Private Wealth Credit Card spend is considered first towards the spend limit.
  • Online shopping

    • The amount on which you earn eBucks at your online shopping reward rate is limited to a total monthly rand spend (on qualifying online spend only) of R7 500 on your qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Cheque Card. Thereafter, you'll earn eBucks on online purchases made using your FNB Fusion Private Wealth Card or FNB Private Wealth Credit Card at a flat rate of 0.5%.
    • You won't earn eBucks on online purchases above the R7 500 spend limit made using your FNB Private Wealth Cheque Card.
    • Your FNB Fusion Private Wealth Card/FNB Private Wealth Credit Card/ spend is considered first towards the spend limit.

Checkers & Shoprite

  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Cheque Card spend or a total rand spend (on qualifying card swipes only) of R10 000 per month, whichever occurs first.
  • FNB Fusion Private Wealth Card/FNB Private Wealth Credit Card/ spend is considered first towards the spend limit.
  • If you haven't yet met the qualifying requirements, you'll earn 0.5% back in eBucks on in-store purchases made at Checkers & Shoprite using your FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card or FNB Private Wealth Cheque Card.
  • You won't earn eBucks on purchases made at MediRite Pharmacies, Money Markets, Computicket, Computicket-Travel and cash at till withdrawals.

Engen

  • Earn up to R4/litre back in eBucks on your fuel spend at Engen only, based on the price of inland ULP 95. No earn will be awarded on fuel purchases at any other fuel retailers. For more information on the new fuel earn exclusive to Engen, click here.
  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Cheque Card spend or a total rand spend (Engen fuel) of R3 000 per month, whichever occurs first.
  • You can fill up at any domestic Engen fuel station, but you must pay for your Engen fuel on the Engen forecourt. You won't earn eBucks if you pay for Engen fuel at the Quickshop at the Engen fuel station.
  • A linked FNB Private Wealth Petro Card will qualify to earn eBucks when you fill up at any Engen fuel station.
  • You will not earn eBucks back on any Engen fuel purchase made on a FNB Private Wealth Standalone Petro Card or any FNB Petrol Card
  • Note: You'll not earn eBucks on Engen fuel spend above the R3 000 spend limit made using your FNB Fusion Private Wealth Card, FNB Private Wealth Cheque Card/ FNB Private Wealth Credit Card.

Transport: Uber & Gautrain

  • The amount on which you earn eBucks is limited to 20% of your total monthly qualifying FNB Fusion Private Wealth Card, FNB Private Wealth Credit Card and/or FNB Private Wealth Cheque Card spend or a total rand spend (on Uber rides and Gautrain) of R2 000 per month, whichever occurs first.
  • You only earn eBucks on Uber rides taken domestically.
  • Note: You'll not earn eBucks on Uber & Gautrain spend above the R2 000 spend limit made using your FNB Fusion Private Wealth Card, FNB Private Wealth Cheque Card/ FNB Private Wealth Credit Card.

FNB Connect contracts and prepaid airtime

  • The amount on which you earn eBucks is limited to a total monthly rand spend of R1 000 on qualifying FNB Connect contracts and/or prepaid spend only and excludes any device premiums linked to your contract.

FNB Life

  • The amount on which you earn eBucks is limited to a total monthly rand spend of R7 000.
  • The monthly premiums on your qualifying FNB Life Insurance Policy, Funeral Plan and/or Accidental Death Plan must be paid on time from an FNB Fusion Private Wealth Account or FNB Private Wealth Cheque Account. You won't earn eBucks for any month where premiums weren't paid - either because you didn't make payment that month, or because FNB Life chose to waive your premium that month for any reason (for example in the month of your 'Premium Holiday').
  • The percentage earned back in eBucks is calculated based on the sum total of monthly premiums for all your qualifying FNB Life policies (including Life Insurance, Critical Illness Cover, Disability Cover, Debt-Linked Cover, Income Protection Cover, Funeral Plan and Accidental Death Plan).
  • You won't earn eBucks on premiums for the following cover types: Law on Call, Lifestyle Protection, Pay Protect, Smart Embedded, Smart Cover, Hospital/Health Cash Cover and all types of Credit Life Cover.
  • In the case of an FNB Life Policy, only the payer of the premiums will earn eBucks; other lives assured and/or beneficiaries named in the policy won't earn eBucks.

Smart Devices

  • The amount on which you earn eBucks is limited to a combined total monthly rand spend (on qualifying Smart Device contracts only) of R500.
  • Qualifying Smart Devices are limited to laptops, tablets and smartphones.
  • Only applicable to qualifying Smart Device contracts taken out on or before 30 June 2018

FNB Forex

  • The eBucks you'll earn will be paid in the month after the transaction was done.
  • You'll only earn eBucks on transaction charges on FNB Forex inward and outward payments in a foreign currency (not South African rand).
  • All FNB Forex transactions must be done via the FNB Banking App or FNB Online Banking, except where you have a standing instruction with FNB Forex to transact on your behalf.
  • You don't earn eBucks on foreign notes, travellers' cheques, foreign currency account (FCA) funding, customer foreign currency (CFC) account funding, cash passport, PayPaltrade;, MoneyGramtrade; or any other foreign exchange products.
  • You also don't earn eBucks when you're transacting on a special discount or pensioner pricing.

Things to remember:

  • Ensure that ALL your FirstRand Bank accounts are in good standing. This means your accounts aren't overdrawn, in arrears or in default, you haven't missed a premium, and you aren't undergoing sequestration, business rescue, or collection or liquidation proceedings (excluding debt review proceedings). FirstRand Bank accounts include but are not limited to FNB, WesBank, RMB Private Bank and Ashburton accounts.
  • Qualifying financial transactions include payments, transfers and purchases, but exclude debit orders, inter-account transfers, deposits and the viewing of accounts.
  • Card spend excludes Cash@Till&, EFTs and Transfers.
  • An account that's active means that there's regular activity on the account or that the account is still being used for its original intended purpose.

Earn eBucks


Quick overview

Remember: eB10 = R1

Follow these three steps to earn eBucks.

1. Qualify

Meet the qualifying requirements that are specific to your FNB Private Wealth Account(s).



2. Move up a reward level

Once you've qualified, it's time to start collecting points. Points are allocated based on how you bank with FNB. The more points you collect, the higher your reward level. Your reward level is reviewed every month.



3. Earn

When you've qualified and your reward level has been determined, you're ready to earn eBucks. The higher your reward level, the more eBucks you'll earn.



Earn eBucks


Qualifying requirements


Before you can start earning eBucks, you must first meet the qualifying requirements.

 

Move up a reward level


Do more + collect more

After you've qualified, the second step is to move up a reward level. Your reward level is determined by how many points you've collected in a calendar month. You collect points based on how you bank. The more points you collect, the higher your reward level.

 

Earn eBucks according to your reward level


Once you've qualified and your reward level has been determined - you'll be ready to earn back in eBucks.

 

Earn rules


Know the fine print

What to do to collect points

 

Joining made easy


Private Wealth

Ways to apply

Join us