The Private Clients Structured Loan provides secured finance for larger property acquisitions and investments. It offers you access to capital for other opportunities by letting you borrow against mixed collateral, which could include a combination of property, shares, cash, and other investments allowing you to choose from a variety of repayment options.
Structured Loan can be crafted to enable you to purchase residential real estate, or allow you to finance rental portfolios and lifestyle property. Alternatively, you have the option to leverage your existing equity in property to provide you with the funds to take advantage of other opportunities.
Leverage your balance sheet to unlock liquidity, and take advantage of investment opportunities to build your wealth portfolio.
The ability to refinance your property to finance a new venture.
Consolidated under one loan with one monthly service fee and interest rate, making it easier to manage your investments and your debit balance.
You have the option to secure your loan using a combination of property (a single or multiple properties) and shares.
Enjoy peace of mind and a simplified process when it comes to designing or renovating your home.
Save on interest by consolidating debt into a single account and rate. You can also earn points towards your eBucks rewards level.
You can get 50% back in eBucks on your first Home Loan repayment.*
You could also get up to 40% off on selected items in the eBucks Shop and on selected local and international flights, as well as on domestic car hire when you book through eBucks Lifestyle.
*50% back in eBucks capped at eB61 000. See T's and C's for more information.
Repaying your loan is easy, flexible and entirely up to you.
Regular monthly repayments to service capital, interest and fees, and settle the balance over the term of the facility.
The full facility is available over the full term. Monthly interest and fees must be serviced, and the loan amount settled at the end of the facility term.
Make monthly repayments to service the capital, interest and fees whilst having access to the full facility limit over the full term of the facility. The loan amount must be settled at the end of the facility term.
The full facility is available over the full term, and monthly interest and fees only need to be serviced when the approved credit utilisation limit is exceeded. The loan amount must be settled at the end of the facility term.
Home Owners Cover (HOC) is comprehensive insurance to protect your building or home.
Insuring your home is not only desirable in South Africa, it is mandatory.
FirstRand Bank Limited is affiliated with top insurance companies.
Experience a seamless bond registration process with these guidelines.