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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing


Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Additional options

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Financial planning


FNB Premier Credit Card

Bank with more value and convenience

Uncover exclusive lifestyle rewards, world-class banking solutions and 24/7 access to a team of dedicated premier bankers. Get a bundle account at no cost to you.

Required income R350 000 to R849 999

Required income R350 000 to R849 999

What you get

Earn and spend eBucks shopping across partners like Takealot, Checkers, Engen, iStore and Clicks.

A variety of innovative, simple and secure ways to pay with the FNB App.

Pay off your medical expenses at an interest rate of prime and get up to 55 days interest-free on purchases.

Earn up to 40% back in eBucks on your FNB Life Insurance premiums every month.

Purchase Protect offers cover for items purchased using your FNB Virtual Credit Card in-store or online.

Bank with all the benefits

Rewarding travel benefits

Get up to 8 complimentary SLOW Lounge visits and 40% off selected flights (based on your reward level) with no charge for Global Travel Insurance.

Exclusive deals

Pay a competitive interest rate when you purchase or take up any special offers at any of our partners.

Get covered

Automatic Debt Protection of up to R12 000 in the event of death or permanent disability with the option to top up cover.

What it costs

Get more value, more savings and more possibilities when you transact using your FNB Premier Credit Card.

Credit card budget

No extra charge

Monthly account fee


Additional card for spouse

No extra charge

Initiation fee

Up to R175

Create and pay with your own virtual card

The FNB Virtual Card on the FNB App is a faster, safer and more secure way to pay for online and in-store purchases wherever you are in the world.

It's safe

Your CVV number changes regularly. Create, cancel or temporarily block your card at any time.

Earn eBucks

Choose more value for you and your family and earn eBucks while you spend.


It's convenient

Virtual cards can also be used for FNB Pay (Tap to Pay and Scan to Pay) and all partner wallet transactions, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, and SwatchPAY!, without the need for a physical card.

FNB Purchase Protect

Get instant insurance for items purchased with your virtual card at no extra cost up to R15 000.


Choose another option

Choose FNB Fusion Premier and get more value for you and your family, with access to a credit facility at a single monthly account fee.

Monthly fee

R230 p.m.

Better banking benefits

Whether you are preparing for the unexpected, planning a luxurious holiday trip or just need an account for your larger purchases, your FNB Credit Card can assist with all of this and more.