Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop Retrieve application

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

Find a branch

Additional features

  • Choose a tailored package to suit your unique business needs
  • These services come with no subscription charges
  • An electronic platform designed to help you manage the money in your business accounts by means of instant SMS or email messages
  • An easy-to-use, integrated and instant accounting solution which uses your FNB electronic bank statement to do your bookkeeping automatically every night
  • Connect, learn and grow with BizNetwork - South Africa's leading entrepreneurial platform
  • No need to wait for paper statements in the post
  • A FREE account for ring-fencing funds
  • Choose which options suits your business requirements best
  • Client-approved and authorised movements of funds take place
  • Specially designed for businesses. These provide summarised and detailed information
  • In respect of all FNB Islamic fees charged to the account - making your life easier when it comes to tax
  • Available in paper format or via email
  • Accounts have a unique number which does not change for the lifetime of the account
  • Client-selected limits and transaction type controls with Islamic Business Debit Cards

Islamic residential and commercial property finance

Finance your property in a Shari'ah compliant way

Shari'ah compliant wealth management and investments

What this is

Products to meet your needs

  • A product that is based on a Diminishing Musharaka agreement. Which allows you to purchase the banks portion up to a period of 20 years
  • Profits are fixed for 1 year, reviewed annually
  • Re-financing options on paid up property
  • Eligibility to purchase additional units of the banks portion at anniversary date
  • The Islamic Banking Base Rate (IBBR)* is 8.25%.

*This refers to the FirstRand Group IBBR.



Be rewarded

Earn eBucks rewards with an Islamic Property Finance.


Getting it made easy

Islamic Property Account

Qualifying criteria

Must be between 18 years or older

Ways to apply

Call me back

Other ways to apply

Contact us

Find a branch

Documents needed

  • Copy of Offer to Purchase (if applicable)
  • Proof of income
  • If self-employed the following is required:
    • 6 months bank statements
    • 2 years comparative financial statements
  • Proof of residence (municipal utility bill)
  • Copy of ID book/card
  • Marriage certificate (if applicable)
  • Completed application form