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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Corporates + Public Sector

Corporate Public Sector

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eWallet Pro


As an FNB client, you can pay your employees or recipients electronically, even if they don't have a bank account, providing them immediate access to their money. eWallet Pro is a safe and convenient electronic payment solution that reduces the risk of theft and fraud, as well as the costs associated with handling cash.

More about eWallet Pro

Business Forex


Bring the world closer with our foreign exchange solutions. FNB Forex offers a range of foreign exchange solutions to suit your business's needs; whether for travelling, sending or receiving money globally or managing imports and exports. Forex is the simple and convenient way to transact around the world.

More about Business Forex

PayPal™


Pay and get paid globally with PayPal. PayPal is the safer, easier way to pay and get paid online without exposing your credit card or bank account number. Over a 100 million people use PayPal to send and receive money.

More about PayPal™ for business

Merchant Services


FNB Merchant Services has the right card acceptance solution for you at the right price.

More about Business Forex

Vehicle and Asset Finance


The Islamic Vehicle and Asset finance product allows you to finance your vehicle or moveable assets for your business or personal use in a Shari'ah compliant way. Depending on the asset you choose to finance, we offer convenient repayment periods up to 72 months .

Takaful


Our Takaful product offering gives you peace of mind that your possessions are protected in a manner that complies with the requirements of Shari'ah .

Property Finance


The Islamic Banking Property Finance product allows you to finance developed commercial or residential property in conformity with your faith. Our product is based upon the Diminishing Musharaka (co-ownership) principle.

48 Hour Cash Accelerator


The Islamic 48 Hour Cash Accelerator will help you save for planned expenses and future expansion. Access up to 100% of available balance with 2 calendar days' notice at no cost. There is a minimum opening balance of R100 000, but you can add money at any time and earn eBucks Rewards points to move up reward levels.

Term Deposit


The Islamic Term Deposit product offers you a fixed-term deposit with highly competitive profit rates on your investment and no monthly fees . We offer you the option to have your profit share paid out to you monthly or reinvested.

You can choose a term that best suits your needs. The terms for investment are 30 days, 90 days, 180 days, 275 days, 12 months, 24 months, 36 months, 48 months and 60 months.

Islamic Trade Finance


The Islamic Trade Finance Product is modelled on the Murabaha arrangement and follows the ownership model.

A competitively priced product best-suited for importers with extended payment terms.

The people behind the compliance


Dr Aznan Hasan Professor
of Islamic law at the International Islamic University of Malaysia. Deputy Chairman of the Shari'ah Advisory Council of the Malaysian Securities and Exchange Commission and served as a member of the Malaysian Central Bank (Bank Negara) Shari'ah Board.

Mufti Zaid Haspatel
Senior lecturer and Islamic finance specialist at Darul Uloom Zakariyya and holds various Shari'ah board positions in financial institutions in South Africa.

Ml Yusuf Patel
Secretary General of the United Ulama Council of South Africa (UUCSA), Jamiatul Ulama Mpumalanga and the Chairman of the South African National Halaal Authority (SANHA).

Find a branch


Islamic Gold Business Account | Annual business turnover of R0 - R5 million


A business account that empowers & protects

We know how much your business and customers mean to you, and how challenging it can be to meet demands while striving for growth. No matter whether you're in the start, run or grow phase of the business life cycle, our multidimensional Islamic offering has been designed to add the most value to your business while meeting your banking needs.






Shari'ah Advisory Committee


The FNB Islamic Banking Shari'ah Advisory Committee comprises experienced scholars who are recognised, both locally and internationally. The Shari'ah Advisory Committee reviews, supervises, monitors and approves the activities of Islamic Banking from FNB and the FirstRand Group to ensure compliance with Islamic banking and in line with acceptable standards.

 

Day-to-day transacting


Transacting has never been easier

FNB Business Visa Debit Card

Purchase goods and services locally and internationally



Issue restricted functionality debit cards

Empower your staff by issuing them with a limited-function debit card with restricted functionality to protect your business information and funds in the account



Issue full-functionality debit cards

Full-function cards can be issued and linked to the business's accounts allowing the card holder to withdraw cash, pay at point-of-sale devices, obtain balances/mini-statements at FNB ATMs and perform transfers between accounts



Transact electronically

You can easily make once-off and recurring transfers and payments as well as debit and stop orders using Online Banking for Business



What you get


Business solutions

eWallet Pro Business Forex PayPal™ Merchant Services
 

Key features


Convenience

Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE.

Switching made easy

We will help you switch your recipients and debit orders.

Roadside Assistance

Get linked Petrol Cards with FREE Roadside Assistance for roadside emergencies.

Industry specific banking services

FNB has specialised products and services which are tailor-made to suit the banking needs of specific industries.

Security

Create a secure password with Online Secure for FREE to ensure that online transactions on third-party websites are secure.

Added value

Instant Accounting enables you to do your business's financial reports for FREE.

Rewards


Earn & spend with our rewards

eBucks Rewards for Business gives qualifying FNB Islamic Business card holders the ability to earn and spend eBucks as a reward for banking with FNB. The eBucks Rewards for Business programme has been improved and provides more ways for businesses to earn and spend eBucks.

 

Islamic Linked Savings Pocket


Plan your cash flow effectively

The Islamic Business Savings Pocket links to your Islamic Business Account, allowing you to ring fence funds away from your main transactional account for provision or saving purposes. This helps you manage your cash flow by allowing you to provide for your PAYE, VAT, staff bonuses and other short-term business obligations.

The Islamic Business Savings Pocket allows you immediate access to your funds, by transferring between your Islamic Business Savings Pocket and your Islamic Business Account and you will also be eligible to earn an indicative profit share rate on the balance maintained in the Islamic Savings Pocket.

 

Islamic business products


Vehicle and Asset Finance

Finance your vehicle or moveable assets for your business or your personal use.

Read more

Takaful

Your possessions are protected in a Shari'ah compliant manner.

Read more

Property Finance

Finance developed commercial or residential property in conformity with your faith.

Read more

48 Hour Cash Accelerator

Save for planned expenses and future expansion.

Read more

Term Deposit

A fixed-term deposit with highly competitive profit rates on your investment.

Read more

Islamic Trade Finance

A product best-suited for importers with extended payment terms.

Read more

Create & pay with your own
virtual card


The new virtual card on the FNB App is the faster, safer and more secure way to pay for online purchases wherever you are in the world.

It's safe

Your CVV number changes every hour. Create, cancel, delete or block your card at any time.

It's convenient

For online purchases and subscriptions - no need for a physical card. Add unlimited virtual cards for FREE.

Earn eBucks

Make your money go further and earn eBucks while you spend online.

Getting it made easy


Islamic Gold Business Account

How to get it

Apply now!

Other ways to apply

Contact us

Find a branch

Documents needed

  • Copy of recent payslip
  • South African ID book/card
  • Proof of residence (in your name, not older than 3 months)
  • Your passport (if not an SA resident)
  • Company registration documents