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Money on Call

Maximum nominal interest rate over 12 months

3.15%

Minimum opening deposit of R5 000

You get instant access to your savings in case of emergencies or unforseen expenses.

Why save?
Open now!

What's hot

Instant access

Get immediate access to your money



Regular transfers

Set up regular transfers into your account with a Scheduled Transfer



It's free

There are no monthly fees



What you get

What you get

Guaranteed capital

No Risk. Your original deposit and quoted returns are 100% guaranteed

Flexibility

Deposit or withdraw any amount, at any time, from anywhere

Third-party payments

Payments to third parties are allowed
(based on availability of funds)

Reinvest or redirect

Reinvest or transfer your interest to another account

Do it online

Open and manage your account online

Rewards

Add to your eBucks reward level points

Opening made easy

Opening made easy

Money on Call

Qualifying criteria

Must be a South African citizen

Ways to apply

Open now!

Other ways to apply

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Documents needed

  • Proof of residence (not older than 3 months)
  • South African ID book or ID card

Terms, conditions and rules apply

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Money on Call

Published at 2022-05-20

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R5 000 - R19 999 1.50% 1.51%
R20 000 - R29 999 3.00% 3.04%
R30 000 - R39 999 3.00% 3.04%
R40 000 - R49 999 3.00% 3.04%
R50 000 - R59 999 3.05% 3.09%
R60 000 - R69 999 3.05% 3.09%
R70 000 - R79 999 3.10% 3.14%
R80 000 - R89 999 3.10% 3.14%
R90 000 - R99 999 3.10% 3.14%
R100 000+ 3.15% 3.20%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).