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Money Maximiser

Published at 2023-05-30

Amount Nominal Interest Rate (per annum) Annual Effective Rate
R100 000+ 8.25% 8.57%

Historical Money Maximiser Rates

Published at 2023-05-30

Date of change Nominal Interest Rate (per annum) Annual Effective Rate
30-May-23 8.25% 8.57%
04-Apr-23 7.75% 8.03%
30-Jan-23 7.25% 7.50%
28-Nov-22 7.00% 7.23%
30-Sep-22 6.25% 6.43%
02-Aug-22 5.60% 5.75%
26-Jul-22 5.05% 5.17%
15-Jul-22 5.00% 5.12%
08-Jul-22 4.95% 5.06%
30-Jun-22 4.90% 5.01%
23-Jun-22 4.85% 4.96%
21-Jun-22 4.80% 4.91%
13-Jun-22 4.75% 4.85%
06-Jun-22 4.70% 4.80%
01-Jun-22 4.65% 4.75%
25-May-22 4.60% 4.70%
12-May-22 4.55% 4.65%
04-May-22 4.50% 4.59%
12-Apr-22 4.40% 4.49%
1-Apr-22 4.35% 4.44%
23-Mar-22 4.30% 4.39%
10-Mar-22 4.25% 4.33%
25-Feb-22 4.20% 4.28%
18-Feb-22 4.15% 4.23%
04-Feb-22 4.10% 4.18%
21-Jan-22 4.05% 4.13%
30-Dec-21 4.00% 4.07%
14-Dec-21 3.95% 4.02%
29-Nov-21 3.90% 3.97%
04-Nov-21 3.85% 3.92%
07-Sep-21 3.80% 3.87%
16-Jul-21 3.75% 3.82%
12-May-21 3.70% 3.76%
24-Dec-20 3.65% 3.71%
01-Dec-20 3.70% 3.76%
19-Nov-20 3.75% 3.82%
10-Nov-20 3.80% 3.87%
02-Nov-20 3.85% 3.92%
27-Oct-20 3.90% 3.97%
19-Oct-20 3.95% 4.02%
13-Oct-20 4.00% 4.07%
07-Oct-20 4.05% 4.13%
02-Oct-20 4.10% 4.18%
28-Sep-20 4.15% 4.23%
21-Sep-20 4.20% 4.28%
16-Sep-20 4.25% 4.33%
09-Sep-20 4.30% 4.39%
04-Sep-20 4.35% 4.44%
02-Sep-20 4.40% 4.49%
20-Aug-20 4.50% 4.59%
18-Aug-20 4.55% 4.65%
14-Aug-20 4.60% 4.70%
12-Aug-20 4.65% 4.75%
06-Aug-20 4.70% 4.80%
03-Aug-20 4.75% 4.85%
29-Jul-20 4.80% 4.91%
23-Jul-20 4.85% 4.96%
20-Jul-20 4.90% 5.01%
15-Jul-20 4.95% 5.06%
10-Jul-20 5.00% 5.12%
08-Jul-20 5.05% 5.17%
03-Jul-20 5.10% 5.22%
30-Jun-20 5.15% 5.27%
25-Jun-20 5.20% 5.33%
23-Jun-20 5.25% 5.38%
19-Jun-20 5.30% 5.43%
18-Jun-20 5.35% 5.48%
12-Jun-20 5.40% 5.54%
11-Jun-20 5.50% 5.64%
04-Jun-20 5.55% 5.69%
03-Jun-20 5.60% 5.75%
29-May-20 5.65% 5.80%
27-May-20 5.70% 5.85%
22-May-20 5.75% 5.90%
20-May-20 5.80% 5.96%
15-May-20 5.85% 6.01%
13-May-20 5.90% 6.06%
11-May-20 5.95% 6.11%
08-May-20 6.00% 6.17%
06-May-20 6.05% 6.22%
05-May-20 6.10% 6.27%

Nominal rate per annum (NACM): This is the annualised interest rate that you will earn daily and is capitalised monthly. This rate does not take into account the compounding interest effect.

Annual Effective Interest rate: Annualised interest rate that takes into account the compounding interest effect for one year assuming interest is not withdrawn.

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Qualifying criteria

Must be a South African citizen

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Documents needed

  • Proof of residence (not older than 3 months)
  • South African ID book or ID card

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Because you save for the things that count...

  • For emergencies and unforeseen expenses

    We have a range of savings and investment accounts where you can access your money quickly

  • For specific goals or special events

    We have a range of savings and investment accounts where you can access your money after placing notice

  • For the longer term.

    We have a range of savings and investment accounts where you can access your money after a fixed period

  • Teach your child to save.

    What guidance do you need to choose the right savings and investments solution for you?

  • Tax-free savings.

    Ideal for enjoying the benefits of saving tax free

Money Maximiser

Nominal interest rate over 12 months

8.25%

Minimum opening deposit of R100 000

Earn a money market fund related rate, plus your capital and quoted returns are fully guaranteed.

What's hot

Interest rates

Get a money market fund rate, without the risk



Instant access

Get immediate access to your money



Do it online

Open and manage your account online



What you get

Guaranteed capital

No Risk. Your original deposit and quoted returns are 100% guaranteed



Regular transfers

Set up regular transfers into your account with a Scheduled Transfer



Flexibility

Deposit or withdraw any amount, at any time, online or at an ATM



Reinvest or redirect

Reinvest or transfer your interest to another account



Third-party payments

Payments to third parties are allowed
(based on availability of funds)



Opening made easy

Open now!
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Qualifying criteria

Documents needed

Terms, conditions and rules apply

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).