Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Get in touch


For sales , call 0860 328 328 (option 2) or email fnbibsales@fnb.co.za

For claims , call 0860 328 328 (option 4) or email inbclaims@fnb.co.za

For policy administration , call 0860 328 328 (option 5) or email fnbinsurancebrokers@fnb.co.za

For complaints or compliments , call 087 736 0816 or email Mandy.rajcoomar@fnb.co.za

Find a branch


Building Insurance


Covers your physical structures

Building or Home Insurance as it is also known, covers the physical structure of your home and outbuildings, including electronic operated motor gates, palisades, geyser, pavements and retaining walls (excluding any structure under construction).

What we cover


Come fire or hail

 

 

What's covered


 

  • Bursting, leaking and overflowing of any water caring apparatus e.g. pipes, geysers and toilets
  • Any costs arising from damages caused by a failed theft incident or attempt
  • Falling objects e.g. tree or retaining wall
  • Fire, explosions, lightning and hail storms
  • Impact, e.g. car driving into home, wall or pool
  • All fixtures and fittings
  • Limited subsidence and landslip - the downward movement of soil, which can cause damage to your home
  • Personal liability - when someone gets injured in your home and wants to take legal action against you
  • Changing of keys and locks after a burglary
  • Damages done to appliances due to high power supplies following an outage or load shedding
  • Damages to landscaped garden after acts of nature
  • Increased water bill as a result of burst pipe (wear and tear excluded)

 

What's NOT covered


 

  • Swimming pool cleaning equipment
  • Vacant or non-occupied buildings (more than 60 consecutive days)
  • Holiday homes (where main building is not insured with FNB Insurance Brokers)
  • Business or rented out property (see our Business page)
  • Wear and tear

Benefits


Keep a roof over your head


Rent and alternative accommodation is covered in the event where the owner is unable to live in the home while it is being repaired.

An injury benefit is also available covering medical expenses for guests, visitors and domestic workers (limits apply).

 

What it costs


Affordable premiums


As with any form of insurance, there are many factors that impact your risk profile and consequently, your premium.

Speak to one of our friendly agents by dialling 0860 328 328 (option 2) and they will provide you with a quote.

 

Getting it made easy


Building Insurance

Qualifying criteria

You need to own the insurable asset

Ways to apply

Call me back

Other ways to apply

 

Get in touch

Find a branch

Documents needed

  • South African ID book/card
  • Proof of residence (in your name, not older than 3 months)

FNB Insurance Brokers, a business unit of FNB Business, a division of FirstRand Bank Limited.
An authorised financial services and credit provider (NCRCP20)
Registration No: 1929/001225/06 FSP Licence No: 20081


Terms and conditions apply