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For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

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Private Banking

Private Banking

Get in touch

For sales , call 0860 328 328 (option 2) or email

For claims , call 0860 328 328 (option 4) or email

For policy administration , call 0860 328 328 (option 5) or email

For complaints or compliments , call 087 736 0816 or email

Find a branch

Building Insurance

Covers your physical structures

Building or Home Insurance as it is also known, covers the physical structure of your home and outbuildings, including electronic operated motor gates, palisades, geyser, pavements and retaining walls (excluding any structure under construction).

What we cover

Come fire or hail



What's covered


  • Bursting, leaking and overflowing of any water caring apparatus e.g. pipes, geysers and toilets
  • Any costs arising from damages caused by a failed theft incident or attempt
  • Falling objects e.g. tree or retaining wall
  • Fire, explosions, lightning and hail storms
  • Impact, e.g. car driving into home, wall or pool
  • All fixtures and fittings
  • Limited subsidence and landslip - the downward movement of soil, which can cause damage to your home
  • Personal liability - when someone gets injured in your home and wants to take legal action against you
  • Changing of keys and locks after a burglary
  • Damages done to appliances due to high power supplies following an outage or load shedding
  • Damages to landscaped garden after acts of nature
  • Increased water bill as a result of burst pipe (wear and tear excluded)


What's NOT covered


  • Swimming pool cleaning equipment
  • Vacant or non-occupied buildings (more than 60 consecutive days)
  • Holiday homes (where main building is not insured with FNB Insurance Brokers)
  • Business or rented out property (see our Business page)
  • Wear and tear


Keep a roof over your head

Rent and alternative accommodation is covered in the event where the owner is unable to live in the home while it is being repaired.

An injury benefit is also available covering medical expenses for guests, visitors and domestic workers (limits apply).


What it costs

Affordable premiums

As with any form of insurance, there are many factors that impact your risk profile and consequently, your premium.

Speak to one of our friendly agents by dialling 0860 328 328 (option 2) and they will provide you with a quote.


Getting it made easy

Building Insurance

Qualifying criteria

You need to own the insurable asset

Ways to apply

Call me back

Other ways to apply


Get in touch

Find a branch

Documents needed

  • South African ID book/card
  • Proof of residence (in your name, not older than 3 months)

FNB Insurance Brokers, a business unit of FNB Business, a division of FirstRand Bank Limited.
An authorised financial services and credit provider (NCRCP20)
Registration No: 1929/001225/06 FSP Licence No: 20081

Terms and conditions apply