Home
 
Home
For Me
& My Family
For My Business
Corporates + Public Sector
Private
Calculators
Rates + Pricing
About FNB + Legal
Contact Us + Tools
Careers at FNB

Close

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Close

Close

Daily Banking

Close

Tools

Register Forgot Username or Password Verify payments

Close

Menu

Bank Family & Life stage solutions Events & Services Bank better

Switch to FNB

Product Shop

Financial Solutions

Bank Invest Borrow Insure Connect

Ways to bank

Digital Banking Branch, ATMs + Telephone Banking + @Till Banking Digital Payment Solutions nav»

Invest abroad

Global Solutions

Financial planning

Overview Personal goals Child's education Emergencies Tax free Estate + legacy planning Employee Benefits

Forex

Foreign exchange solutions

eBucks Rewards

eBucks Rewards SLOW

Switch to FNB

Product Shop

Lifestyles

Family Banking Youth accounts Graduates Young Professionals FNB EasyPlan Islamic banking Premier Medical Professionals Premier Select Over 55s Encore - Over 55s Retirement

Switch to FNB

Product Shop

Events

Events

Services

DebiCheck and Debit Order Balance Alert Limit Alert Soccer six Switching Services inContact Payments and Debit Orders Account Closure Guide

Switch to FNB

Product Shop

Bank better

Learn about banking FNB App guides

Close

Switch to FNB Business

Product shop

By Turnover

First Business Zero (R0 - R1 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

Transact

Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Close

Corporates + Public Sector

Corporate Public Sector

Close

Home Loans

Affordability Bond Calculator

Day to day banking

Budget Future Value Credit Cards

Shares

Share Investor

Vehicle Finance

Vehicle Repayment Vehicle Purchase Price

Close

Product Rates

Save and Invest Transactional Savings Legal Practitioners and General Trust Account Global Accounts

Pricing Guide

Overview

Rates

Foreign Exchange Rates Lending Rates

Indicators and Share Price

SA Indicators

Close

News + Insights

Press Office Economics commentary Insights Business Hub

Close

Terms + Conditions

Product Terms and Conditions Promotions Terms and Conditions Legal Matters

About Us

World of FNB

News + Insights

Press Office Economics commentary Insights Business Hub

FNB Subsidiaries

Botswana Lesotho Ghana Namibia Swaziland Zambia Channel Islands

Close

Talk to us + important numbers

Contact us

Fraud + Disputes

Security Centre

Locators

ATM Locator Branch Locator/Book a Branch Visit eWallet GEO Locator

Tools

Switching Services Lead Form Tracking Upload Documents - For Me Upload Documents - For My Business Reporting a death Software Downloads FNB Approved Suppliers FNB Prospective Suppliers Verify Guarantee Verify Statements Verify Payments Verify Account Confirmation/Visa Application Letters eWallet balance enquiry FML Managed Maintenance enquiry

Close

Careers at FNB

Find out more about careers at FNB Apply here

Close

Close

All savings + investment accounts

Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

Compare similar

Compare

Additional options

Show me all Help me chosse Find an advisor

Financial planning

Overview

Close

FNB Graduate

Real help that empowers you

Your trusted financial partner as you venture into the world of opportunities with our specialised financial solutions.

Are you a graduate or final-year student?

FNB partners with graduates to succeed in their professional and personal lives.

To qualify for the offer, you need to be 21-30 years old, have proof of final-year registration or your graduation for any NQF5-7 qualification*.

*Excludes Accounting, Architecture, Aviation, BSc degrees, Legal, Engineering and all associated fields. If you have a specialised qualification you can consider the Young Professionals Account or any of the other FNB Accounts.

 
 

Banking that rewards

Transact

50% off the FNB Aspire monthly account fee for 12 months, 1 free eWallet send, and save with Bank Your Change.

Borrow

Access to a range of credit solutions.

Insure

Access to car, home and life insurance to meet your needs.

Invest

Stay in control of the way you invest with FNB's savings accounts, shares and tax-free deposits, all available to you.

Adulting made easy

nav» Youth

Let's keep it 100, adulting can be a lot. That's why nav» Youth on the FNB App is here to help you through it with tools, tips, and perks that actually get you. Whether you're fresh out of school, grinding through your 9-5, or finding your feet, we've got something for you.

 

Take the money personality quiz on the FNB App

Read more

Become financial savvy with the Learning Hub

Read more

eBucks rewards and FNB Connect deals

Read more

Physical address

4 Merchant Place
Corner Fredman Drive and Rivonia Road
Sandton
2196

Postal address

PO Box 650149
Benmore
2010

 

Master your money mindset

Take our quick Money Personality Quiz on the FNB App to find out your money mindset and get personalised tips to make smarter money moves. Tap on the menu > nav-igate life > nav» Youth > follow the on-screen prompts.

Savvy Saver

Always planning your next step

Goal Getter

Building your future, brick by brick

YOLO-er

Living large with big drip and big energy

Family Hero

Lifting up your crew with smart choices

 

Fuel. Foster. Flourish.

Explore the Learning Hub for bite-sized articles and educational videos. From understanding your payslip to building credit and managing your first budget. Get the knowledge you need to take the next step in your financial journey.

Terms and conditions apply.

 

More for your lifestyle

eBucks Rewards

Get rewarded with up to R1 500 annually on a shoe voucher, new smartphone, home connectivity from FNB Connect or with an eBucks Payout. Plus, receive a monthly Kauai voucher if you meet the monthly Boost My Rewards criteria.

FNB Connect deals

Enjoy a complimentary unlimited* WhatsApp messaging** reward and 35 voice minutes every month on all your FNB Connect SIMs. Plus, get a 6-month voucher for Showmax.

*Terms, conditions and fair usage policy apply.

**WhatsApp Messaging includes all Voice Notes, Messages, sending of video files, pictures/image files and document files. Applicable only to WhatsApp and WhatsApp for business applications. All third-party APIs outside of the WhatsApp application are excluded from this offering.

 

Transact

FNB Aspire Account

Access to a dedicated team of bankers to answer your queries 24/7 via Secure Chat on the FNB App and Aspire Suite.

  • Get 50% off your monthly account fees on the FNB Aspire Account for the first 12 months
  • 1 free eWallet send
  • Withdraw up to R2 000 cash per month at FNB ATMs and Cash@Till
  • Save while you spend with Bank Your Change

FNB Fusion Aspire

  • Get a transactional account with a linked credit facility* that offers you a minimum R1 000 limit
  • Get 50% off your monthly account fees on the FNB Fusion Account for the first 12 months
  • Up to 30 days interest free on card purchases with an FNB Aspire Fusion credit facility

*Credit offers are subject to affordability criteria.

 

Borrow

Credit card

An FNB Aspire credit card helps you prepare for the unexpected while giving you exceptional benefits like saving on fuel and groceries.

  • Get access to R10 000 credit limit on the FNB Aspire credit card subject to affordability criteria
  • Get personalised and competitive interest rate
  • Access to exclusive FNB Offers from retailers such as iStore for devices and KOODOO.co.za for gaming at an interest rate of prime or prime + 2%
  • Protect your family from your outstanding debt with the Automatic Debt Protection* feature, which pays out in the event of your death or permanent disability
  • Pay off your medical expenses at an interest rate of prime or prime + 2%
  • Enjoy up to 55 days interest-free on purchases made on your straight FNB Credit Card facility

Vehicle finance

Drive Your Dream Car with WesBank Vehicle Finance. Enjoy a financing solution tailored to your needs, plus exclusive benefits:

  • Personal Concierge Service - Expert support throughout your car-buying journey
  • Fuel Rewards - Earn up to R1.20 per litre back in eBucks

Home loan

Get discounts and more on your first home loan.

  • For first time buyers your home loan is up to 110%* of the value of the property you want to buy (max R2.5mil)
  • A personalised interest rate
  • Up to 30-year repayment term
  • 50% discount on attorney bond registration costs when applying via nav» Home
  • Access to the Homeowners Programme, if you're a first-time home buyer who earns up to a max of R22 000 per month
  • Access to First Home Finance, a government subsidy for first-time home buyers who earn between R3 501 to R22 000
  • Discount on your personalised home loan interest rate if you meet the main banked qualifying criteria

*Terms, conditions, and earn rules apply. Subject to affordability.

 

Invest

Savings account

Stay prepared for any emergency with immediate access to your money , no monthly fees and you can start earning interest from R1.

  • Your original deposit and quoted returns are 100% guaranteed
  • Deposit or withdraw any amount, at any time, via the App, online, USSD or at an ATM
  • Reinvest or transfer your interest to another account
  • Bank Your Change allows you to automatically save with every swipe
  • Scheduled transfer - pay yourself first by automatically saving with a scheduled transfer

Tax-free cash deposit

Enjoy every bit of growth on your savings by saving tax-free, plus:

  • Access your money in 32 days
  • Peace of mind as you won't lose your capital or quoted returns
  • The option to save regularly through a scheduled transfer to maximise tax savings
  • You can contribute a maximum of R36 000 per tax year, and a maximum of R500 000 during your lifetime completely tax-free

Retirement annuity

Get discounts and more on your first home loan.

  • Save towards retirement to ensure you can retire comfortably. Invest from R300 per month
  • Save on financial advisory fees and pay no administration fees for the first 18 months; after the 18-month period has passed, a platform fee of 0.25% will apply, excl. VAT
  • Our multi-management capabilities ensure our best asset managers are selected
  • Pay no administration fees when you have a current account bundle
  • Get your transactional fees back in eBucks depending on your reward level

Share Zero

Get discounts and more on your first home loan.

  • Zero monthly fees, choose your own shares and stay in control of the way you invest
  • No minimum balance to open an account
  • Exposure to the top-listed global and local markets and companies, and earn dividends
  • View and manage your account on My Investments on the FNB App
  • Back your trades by having access to tips, insights and expert opinions
  • Unlock your investment potential through the power of knowledge through our FNB education portal

 

Insure

Vehicle insurance

  • Earn up to R1.20/litre in eBucks for fuel spend at Engen with FNB Car Insurance
  • FNB Car Insurance helps you pay less on your car rental excess with our car rental excess waiver benefit
  • Value added benefits such as car hire, credit shortfall, scratch and dent and tyre and rim cover

Home insurance

  • In addition to cover for unforeseen events that may damage your valuable possessions, FNB Home Insurance offers a range of value-added benefits such as emergency assist and trauma counselling at no additional cost
  • A variety of covers in the form of Power Surge or Accidental Damage can be bought up to tailor the policy to your needs

Funeral cover

Take care of those who matter most, get cover for your parents, partner/spouse and children.

  • Add up to 21 family members on a single plan

 

Qualifying criteria

  • Be between 21 and 30 years old
  • Must earn a salary or be self-employed and earn more than R0 - R5 500 per month.
  • Must have a certificate or be enrolled for NQF 5 or higher*.
  • Be a final-year student or graduate from a tertiary institution.

*Excludes these study fields: Accounting and Chartered Accounting, Actuarial Science, Architecture, Auditing, Aviation, BSc degrees, Judicial and Legal, Medicine, and any associated fields.

 

Required documents

  • Identity document (RSA ID)
  • Proof of final-year registration or graduation from a tertiary institution
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).

Close

How would you like to log in?