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Financial planning

Overview

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How do I use a bank account?

You can save on bank fees when you

  • Avoid making deposits at a branch
  • Use the ATM to make deposits

You can also save on bank charges when you

  • Avoid making transfers at the branch
  • Use Cellphone or Online Banking
  • Use eWallet transfers to send money or pay other people

And when you withdraw money, you can save when you

  • Do not make withdrawals at the branch and at SASWITCH ATMs
  • Use your own bank's ATM to withdraw money
  • Swipe your card at the till

Close

Why Should I be a Smart Saver?

Close

Why Should I be a Smart Saver?

Close

How Do I Become a Smart Saver?

Close

What Are Some Smart Ways to Save Every Day?

Close

Why Should I Create a Smart Budget?

Close

How Do I Get A Smart Start in Budgeting?

Close

How Do I Create a Smart Budget?

Close

Why Do I Need To Get Smart Insurance?

Close

What is Short-Term Insurance?

Close

What is Long-Term Insurance?

Close

How Do I Get Smart Insurance?

Close

How Do I Make a Claim from My Insurance Company?

Close

Why should I get a bank account?

Close

What are the different types of bank accounts?

Close

How do I open a bank account?

Close

Find a branch

Close

How do I use a bank account?

Close

How do I use a bank account?

You can save on bank fees when you

  • Avoid making deposits at a branch
  • Use the ATM to make deposits

You can also save on bank charges when you

  • Avoid making transfers at the branch
  • Use Cellphone or Online Banking
  • Use eWallet transfers to send money or pay other people

And when you withdraw money, you can save when you

  • Do not make withdrawals at the branch and at SASWITCH ATMs
  • Use your own bank's ATM to withdraw money
  • Swipe your card at the till

Your first steps

Become financially smart

Each section has a number of different financial questions that you might want to ask, with the right answers to guide you to becoming financially Smart

Savings

Make your money work for you

Why should I be a smart saver?

(6.8MB)

Watch video

How do I become a smart saver?

(9.9MB)

Watch video

What are some smart ways to save every day?

(8.7MB)

Watch video

Budgeting

Know what you can afford

Why should I create a smart budget?

(5.5MB)

Watch video

How do I get a smart start in budgeting?

(9.3MB)

Watch video

How do I create a smart budget?

(7.1MB)

Watch video

Insuring

Be protected against loss, damage + theft

Why do I need to get smart insurance?

(8.4MB)

Watch video

What is short-term insurance?

(9.4MB)

Watch video

What is long-term insurance?

(6.3MB)

Watch video

How do I get smart insurance?

(8.6MB)

Watch video

How do I make a claim from my insurance company?

(10MB)

Watch video

Transacting

Keep your money safe + secure

Why should I get a bank account?

(6.9MB)

Watch video

What are the different types of bank accounts?

(12.8MB)

Watch video

How do I open a bank account?

(7.8MB)

Watch video

How do I use a bank account?

(10.3MB)

Watch video

Understand bank fees

Know what you pay for

How do I use a bank account?

Read more

First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).