The Graduate Programme Experience



Who is this for?

What would you like to find?


16 years or older

Easy Account

You get...


  • Savings Pocket

    Savings Pocket

    Put money away and earn interest on money saved

    A savings pocket is linked to your account to keep your savings separate from your transactional account. Earn competitive interest on a positive balance in your linked Savings Pocket.

    Save easily and conveniently with no added fees.

    To activate the Savings Pocket on your account call 0860 32 78 27

    Terms, Conditions and Rules apply.

  • inContact


    FNB's FREE notification messaging service

    Keep track of money moving into and out of your account.

    This innovative messaging service enables you to keep track of transactions on your account, via email or SMS, and you can choose to receive your messages during the day between 7am and 8pm or 24 hours a day.

    You get to select which accounts are linked to inContact.

    Register for inContact via Online Banking or call 087 575 9404.

    Terms, Conditions and Rules apply.

  • Use at ATMs


    Get access to cash whenever you need it

    All FNB debit, credit and cheque cards can be used at FNB ATMs. Find the nearest ATM here

    ATMs are available countrywide, all you need is an FNB CARD and a PIN NUMBER.

    FNB ATMs enable you to

    • Access your account 24/7
    • Withdraw cash
    • View or print your current balance
    • Obtain a mini statement
    • Buy Prepaid airtime

    Different types of FNB ATMs:

    These are ATMs that allow for automated deposits. Save time and money with cheaper cash and cheque deposits.

    • After cash deposits, funds are available immediately
    • Funds from cheque deposits are available after clearance

    Click here for all the branches with ATM Advance with automated deposits

    Mini ATM

    These do not dispense cash; cash redeemable vouchers are issued

    These are situated at areas without ATM infrastructure.

    Call 087 575 9406 (24 hrs) to cancel lost or stolen cards. Lost/stolen cards can be replaced at any FNB branch.

    Terms, Conditions and Rules apply.

  • Get an FNB Card*

    FNB cards / debit cards

    FNB offers a range of debit cards that allow you transact at ATMs or pay purchases in-store using your card.

    Terms, Conditions and Rules apply.

  • Free subscription to Online Banking

    The FNB Banking APP

    Unparalleled simplicity and convenience

    As a registered Online Banking user, you can access the FNB Banking App

    Download the free app for Android™, Apple™,BlackBerry™ and Nokia™ Symbian devices*.

    Using the Free FNB Banking App you can

    • Make and receive Geo Payments
    • Set up Stop Payments
    • Make payments and transfer funds
    • View transfer and payment history
    • Send money
    • Contact your Relationship Banker
    • View accounts and detailed balances
    • Locate FNB branches or ATMs
    • Access an FNB directory
    • Make and receive calls
    • Send and receive messages
    • Buy prepaid products
    • Top up your FNB Connect accounts
    • Purchase FNB Connect ADSL bundles
    • View foreign exchange rates

    For queries please email:
    To find out how to link your device call: 087 575 0362

    View the software license agreement and remote banking agreement

    *Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher

    Terms, Conditions and Rules apply.

  • Free subscription to Cellphone Banking

    Cellphone Banking

    Banking at the touch of a button

    Access your money anytime, anywhere using your cellphone.

    Even without your ATM card you can now do your banking via Cellphone Banking.

    As a customer you enjoy the following benefits

    • Check your balances, transfer money between your own accounts, make payments to individuals, pay monthly accounts, and even pay traffic fines
    • Withdraw cash from your FNB accounts, without the use of an ATM card
    • Buy prepaid airtime, electricity and LOTTO™
    • Free registration and subscription
    • Free inContact with every transaction (above R100)

    To register for Cellphone Banking, dial *120*321#, visit,, an FNB ATM, any FNB branch or contact our call centre on 087 575 9405 for assistance.


    Please refer to our Pricing Guide for fees on specific accounts.

    Terms, Conditions and Rules apply.

  • Free subscription to Telephone Banking

    Telephone Banking

    It's your bank on call

    As an FNB transactional account holder, you can enjoy flexible banking at your own convenience

    Speak to a telephone banking consultant or transact via the interactive voice response (IVR) line, whenever, wherever via a single access number.

    Enjoy the following benefits with telephone banking:

    • Create payment notifications to send to your recipients
    • Schedule payments to be made on a specified date
    • Buy prepaid airtime (Vodacom, MTN, Cell C and Virgin Mobile)
    • Buy Telkom airtime (local and WorldCall)

    To register - simply call 087 575 9404.


    Please refer to our Pricing Guide for fees on specific accounts.

    Terms, Conditions and Rules apply.

  • Access to eWallet

    Access to eWallet

    Send money to anyone with a South African cellphone number

    At the touch of a button you can transfer and withdraw cash instantly

    With eWallet from FNB, you use your cellphone to send money and an ATM to withdraw money. Money is transferred instantly and can be withdrawn at any FNB ATM and selected retailers.

    Recipients do not need an FNB bank account and any GSM cellphone can be used.

    You can send money at any time via Cellphone Banking, FNB Online Banking, the FNB App or an FNB ATM.

    Terms, Conditions and Rules apply.

  • ATM balance enquiry

    Balance Alert


    Choose how and when you want to receive your account balance notification.

    This can be done daily, weekly or monthly via SMS, email or both.

    There is a monthly charge for this service that is levied on each account that is registered for the Balance Alert service. The charge depends on the frequency of alerts.

    All you need is an active Personal, Business or Smart Cheque Accounts and access to a cellphone.


    To activate contact 0860 327 827.

    Read the electronic subscriptions terms and conditions .

    Terms, Conditions and Rules apply.

  • Access to easy products

    Easy banking for everyone

    Easy Products

    FNB offers you an easy way to bank using our Easy branch outlets and ATM facilities.

    Easy functionality available to you:

    • Use SMS scoring to find out how much you qualify for dial *120*321*1#
    • Get the cash you need within minutes with an Easy Loan
    • your money with Easy Invest
    • Get basic cover for you, your spouse and 8 children with the Easy Funeral plan

    Visit any EasyPlan branches for more info

    We are open longer to serve you better.

    FNB EasyPlan branches are open during the following extended hours:

    Weekdays: Monday to Friday - 7am - 5pm

    Weekdays: Monday to Friday - 7am - 5pm

    Weekends: Saturday: 7am - 1pm

    24th - 1st of every month - 7am - 3pm

    For more information, call 0861 733359

    Terms, Conditions and Rules apply.

  • See all benefits

An Easy Account from FNB is banking at its most easy. Life is hard enough. So why should banking be hard too? Great for the day-to-day stuff, this account offers you no fuss and no frills - but no hidden costs either. It is banking, plain and simple. With your Easy Account, you know where you stand. And you don't pay a lot. This means you have more money for the things you want.


Low monthly account fee at just R 4.95

  • Unlimited FREE swipes when you use your Easy Account Card to pay
  • Draw cash at selected Shoprite, Checkers, Pick n Pay, Spar and Boxer store tills FREE of fees
  • FREE subscription to inContact. This means we'll SMS you for FREE every time more than R 100 goes out of - or into - your account
  • FREE subscription to Cellphone Banking, Online Banking, Telephone Banking and the FNB Banking App. You only pay for the data you use
  • FREE electronic transfers
  • FREE internal debit orders
  • FREE stop orders (scheduled payments)


  • A FREE Linked Savings Account that earns you interest
  • The option to Bank Your Change when we round your card purchase value up and transfer the difference between your purchase amount and that amount into your Linked Savings Account. So, you save while you spend


  • FREE prepaid airtime each month: R 10 back in prepaid airtime for every R 100 spent on FNB Connect prepaid airtime (that you purchased using Online Banking, Cellphone Banking and the FNB Banking App) and/or on a qualifying FNB Connect contract
  • For detailed information on how to qualify, earn and spend your Airtime Rewards please visit
Easy Plan