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For My Business

< 10m annual turnover

For My Business

> 10m annual turnover

inContact


With inContact you can keep track of money going in and out of your account for FREE.

What inContact offers me

  • Identify any unauthorised transactions on your accounts
  • Helps you to manage the funds in your accounts
  • You can receive one message with details of your multiple debits that are processed overnight i.e. debit orders, stop orders, and scheduled payments
  • You can buy Prepaid Airtime, check your account balance and get a mini statement anytime with Cellphone Banking. Simply dial *120*321#.
  • Receive your inContact messages for transactions over R100 only
  • Receive messages for transactions on accounts which belong to you only
  • inContact will not send messages for transactions on accounts which you access via a link or mandate
  • You can choose when you want to receive your messages - during the day (7am - 8pm) or 24 hours a day
  • Choose to be notified of any transactions that exceed an amount specified by you
  • Choose how to receive notifications - via SMS, email or both
  • Choose which accounts you want to link to inContact

You can register for this service at any FNB branch , via Online Banking or call 087 575 9404.

Decline inContact messages are an innovative and convenient method of advising customers of why their transactions are declined. These messages are identical to normal inContact notifications and this services is also free.

Legal

Terms , conditions and rules apply.

Online Secure


Protect your card against fraudulent use online.

Online Secure uses a One Time PIN (OTP) that is sent to you and comes at no extra cost.

To activate Online Secure on your card, you must be an Online Banking user.

Online Secure is automatically activated on your Credit Card.

Activate your card by logging on to your Online Banking profile and following these prompts:

  • Go to the My Bank Accounts tab
  • Select the My Cards sub tab
  • Locate the card you would like to activate and select Activate Now under the Online Secure column
  • Follow the easy steps
  • Select I accept and agree to the Disclaimer above
  • Select Finish on the Activation Results screen

How to use Online Secure when shopping online:

  • Once activated, proceed to the checkout.
  • Type in your 16 digit card number when prompted.
  • You will then be prompted for a One Time PIN (OTP) which you will receive via SMS.
  • Finalise your purchase

Online Secure FAQs

Consumer Disclaimer

Terms, conditions and rules apply.

Cash@Till™


Draw cash directly from a tillpoint at a store.

Cash@Till™ allows you to use your cheque card to withdraw cash at till points of specific retailers such as Shoprite, Checkers, Pick 'n Pay, Boxer and selected Spar tills.

Simply tell the cashier that you need to draw cash and they will assist.

Terms, conditions and rules apply.

Unlimited free swipes


Swipe at no cost and earn rewards. Just for doing everyday things like buying bread & milk. Use your credit card for all your online and everyday purchases and save with every swipe!

With an FNB Credit Card, all swipes are free! That means you save money as there are no transaction fees!

Remember, you also earn eBucks on every swipe!

Use at ATMs


Get access to cash whenever you need it*.

All FNB debit, credit and cheque cards can be used at FNB ATMs*.

ATMs are available countrywide , all you need is an FNB CARD and a PIN NUMBER*.

FNB ATMs enable you to

  • Access your account 24/7*
  • Withdraw cash*
  • View or print your current balance*
  • Obtain a mini statement*
  • Buy Prepaid airtime*

Different types of FNB ATMs
These are ATMs that allow for automated deposits. Save time and money with cheaper cash and cheque deposits.

  • Funds from cash deposits are available immediately
  • Funds from cheque deposits are available after clearance

Find the nearest ATM here*

Find all the branches with ATM Advance with automated deposits.

Mini ATM*
These do not dispense cash; cash redeemable vouchers are issued*.

These are situated at areas without ATM infrastructure.*

Call 087 575 9406 (24 hrs) to cancel lost or stolen cards. Lost/stolen cards can be replaced at any FNB branch*.

Terms, conditions and rules apply.

*Not applicable to Stokvel and Smart Save accounts.

inContact


With inContact you can keep track of money going in and out of your account for FREE.

What inContact offers me

  • Identify any unauthorised transactions on your accounts
  • Helps you to manage the funds in your accounts
  • You can receive one message with details of your multiple debits that are processed overnight i.e. debit orders, stop orders, and scheduled payments
  • You can buy Prepaid Airtime, check your account balance and get a mini statement anytime with Cellphone Banking. Simply dial *120*321#.
  • Receive your inContact messages for transactions over R100 only
  • Receive messages for transactions on accounts which belong to you only
  • inContact will not send messages for transactions on accounts which you access via a link or mandate
  • You can choose when you want to receive your messages - during the day (7am - 8pm) or 24 hours a day
  • Choose to be notified of any transactions that exceed an amount specified by you
  • Choose how to receive notifications - via SMS, email or both
  • Choose which accounts you want to link to inContact

You can register for this service at any FNB branch , via Online Banking or call 087 575 9404.

Decline inContact messages are an innovative and convenient method of advising customers of why their transactions are declined. These messages are identical to normal inContact notifications and this services is also free.

Legal

Terms , conditions and rules apply.

Online Secure


Protect your card against fraudulent use online.

Online Secure uses a One Time PIN (OTP) that is sent to you and comes at no extra cost.

To activate Online Secure on your card, you must be an Online Banking user.

Online Secure is automatically activated on your Credit Card.

Activate your card by logging on to your Online Banking profile and following these prompts:

  • Go to the My Bank Accounts tab
  • Select the My Cards sub tab
  • Locate the card you would like to activate and select Activate Now under the Online Secure column
  • Follow the easy steps
  • Select I accept and agree to the Disclaimer above
  • Select Finish on the Activation Results screen

How to use Online Secure when shopping online:

  • Once activated, proceed to the checkout.
  • Type in your 16 digit card number when prompted.
  • You will then be prompted for a One Time PIN (OTP) which you will receive via SMS.
  • Finalise your purchase

Online Secure FAQs

Consumer Disclaimer

Terms, conditions and rules apply.

FNB Banking APP


Unparalleled simplicity and convenience

As a registered Online Banking user you can access the FNB Banking App.
Download the free app for Android™, Apple™, BlackBerry™ and Nokia™ Symbian devices*.

Using the Free FNB Banking App you can

  • Make and receive Geo Payments
  • Set up Stop Payments
  • Make payments and transfer funds
  • View transfer and payment history
  • Send money
  • Contact your Relationship Banker
  • View accounts and detailed balances
  • Locate FNB branches or ATMs
  • Access an FNB directory
  • Make and receive calls
  • Send and receive messages
  • Buy prepaid products
  • Top up your FNB Connect accounts
  • Purchase FNB Connect ADSL bundles
  • View foreign exchange rates

For queries please email: fnbappsupport@fnb.co.za To find out how to link your device call: 087 575 0362

View the software license agreement and remote banking agreement
*Android devices include HTC, Samsung, LG, Motorola, Sony Ericsson and Huawei. BlackBerry devices include the Torch, Storm, Bold and Curve that are OS5 or higher

Terms, conditions and rules apply.

Online Banking


Bank anywhere, anytime, at your convenience.

Online Banking is the convenient, real-time way to access your accounts. Pay, transfer, trade and invest, using easy online navigation, all from the comfort of your couch.

Banking online is convenient as you can do most things that you can do in a branch.

Banking online is secure. Keep track of your transactions with free inContact, OTP notifications and online protection software.

Banking online is simple. All you need is an FNB bank account and access to the Internet.

View our How to register for Online Banking demo

With Online Banking you can

  • Check balances on your accounts
  • Get email statements
  • Pay traffic fines
  • Make payments to third parties
  • Set up recipients
  • Pay public recipients
  • Make once-off payments
  • Set up scheduled payments
  • Send money to an eWallet
  • Do eFiling
  • View payment history
  • Validate recipients
  • Transfer money between your accounts
  • Transfer funds to your budget facility (credit card only)
  • Buy pre-paid airtime
  • Buy Vodacom data bundles (SMS vouchers and Big Bonus vouchers)
  • Buy prepaid electricity (Eskom and selected municipalities)
  • Buy Globel international airtime
  • Buy LOTTO TM tickets (not currently available)
  • Buy PowerBall tickets (not currently available)
  • Shop online using eBucks
  • Request proof of payment
  • View your eBucks rewards
  • View Annual Price Review letters
  • Trade shares online (share trading only)
  • Buy Krugerrands
  • Sell Krugerrands
  • Change your PIN
  • Update ATM Limits
  • View Card PINs
  • Create Card PINs
  • View, change or cancel cards
  • Order additional cards
  • Request notice to withdraw on investment accounts (investment only)
  • Top up and withdraw funds from your PayPal account
  • Check Forex rates
  • Receive money from abroad
  • Send money abroad
  • Open an overdraft and increase limits
  • Buy foreign currency
  • Create secondary users
  • Contact My Banker
  • Join FNB Connect
  • Open accounts
  • Set up Balance Alerts
  • Set up Limit Alerts
  • View and update personal details
  • Order a new card when it is about to expire
  • Secure your Online Banking with Webroot
  • Adjust your ATM withdrawal limits

Terms, conditions and rules apply.

Cellphone Banking


Banking at the touch of a button

Access your money anytime, anywhere using your cellphone.
Even without your ATM card you can now do your banking via Cellphone Banking.

As a customer you enjoy the following benefits

  • Check your balances, transfer money between your own accounts, make payments to individuals, pay monthly accounts, and even pay traffic fines
  • Withdraw cash from your FNB accounts, without the use of an ATM card
  • Buy prepaid airtime, electricity and LOTTO™
  • Free registration and subscription
  • Free inContact with every transaction (above R100.01)

To register for Cellphone Banking, dial *120*321#, visit www.fnb.mobi , www.fnb.co.za , an FNB ATM , any FNB branch or contact our call centre on 087 575 9405 for assistance.

Please refer to our Pricing Guide for fees on specific accounts.

Terms, conditions and rules apply.

Find a branch


Easy Account

No fuss, no frills

Bank from only R4.95 per month.

An Easy Account is exactly that: Easy.
It's easy to understand, easy to use, and easy on your pocket.

Get rewarded


Free prepaid airtime each month


R10 back in prepaid airtime for every R100 spent on FNB Connect prepaid airtime (that you purchased using Online Banking, Cellphone Banking and the FNB Banking App) and/or on a qualifying FNB Connect contract.?

For detailed information on how to qualify, earn and spend your airtime rewards please visit www.eBucks.com

Linked Savings Account


We help you save your money


A Linked Savings Account (Savings Pocket) is a savings account linked to your transactional account that allows you to keep your savings separate.

With it you can easily put money away and earn interest on money saved. It's easy and convenient and there are no added fees.

This gives you an option to Bank Your Change™ when we round your card purchase value up and transfer the difference between your purchase amount and that amount into your Linked Savings Account. So, you save while you spend!

 

eWallet


Get money without a bank account


eWallet allows anyone to send money to anyone with a valid South African cellphone number, even if they don't have a bank account.

The money is transferred instantly and can be used to withdraw cash from FNB ATMs, buy prepaid airtime or electricity, send money to another cellphone, pay to a bank accounts and more.

What's hot


Account features

 

Free cash withdrawals at tills

Draw cash at selected Shoprite, Checkers, Pick n Pay, Spar and Boxer store tills for free

Read more

Free card swipes

Unlimited free swipes when you use card to pay for purchases


Additional Benefits

  1. FREE electronic transfers
  2. FREE internal debit orders
  3. FREE stop orders
  4. FREE prepaid airtime

We offer you security

inContact
Online Secure

Simple account management


It's easy, secure + subscription is FREE

Manage your accounts on the go, wherever, whenever you want with Online Banking. Download the FNB Banking App for free and do all your banking the way you've been doing it online and on your cellphone and more.

Applying made easy


Easy Account

Qualifying criteria

Age 16 years and older

Ways to apply

Call me back

Other ways to apply

Contact us

Find a branch

Documents needed

  • South African ID book/ID card
  • Proof of residence (e.g. water, electricity or phone bill not older than 3 months)