Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Temporary Loan


Funds are available immediately

Instant Credit when you need it most which you can pay back with your next deposit.

How it works


No application forms to complete

  • Take up this loan at any FNB ATM, branch or through digital banking channel.
  • Any deposits made into the FNB transactional account from the day after taking up the loan may be allocated towards the payment of the loan.
  • The amount you qualify for is dependent on your credit profile and subject to credit approval.
  • Use the funds for just about anything, from covering unforeseen emergencies.
  • A flexible loan that is repayable within 31 days.

What's hot


Enjoy convenience

Available immediately

Funds are available immediately in your Personal Cheque Account or Easy Account



Convenience credit

Get credit directly into your account if you qualify



Know what you pay for

An initiation fee of up to 13% of the loan value



Getting it made easy


Temporary loan

Qualifying Criteria

  1. FNB customer with an active FNB Cheque Account or Easy Account
  2. Be 18 years and older
  3. Be a South African Citizen
  4. Pass affordability and credit scoring assessment

How to get it

Apply now!

Other ways to apply

  • Dial *120*321#
  • (Cellphone Banking)

Documents needed

  • No documents required