Funds are available immediately
Instant Credit when you need it most which you can pay back with your next deposit.
How it works
No application forms to complete
- Take up this loan at any FNB ATM, branch or through digital banking channel.
- Any deposits made into the FNB transactional account from the day after taking up the loan may be allocated towards the payment of the loan.
- The amount you qualify for is dependent on your credit profile and subject to credit approval.
- Use the funds for just about anything, from covering unforeseen emergencies.
- A flexible loan that is repayable within 31 days.
Funds are available immediately in your Personal Cheque Account or Easy Account
Get credit directly into your account if you qualify
Know what you pay for
An initiation fee of up to 13% of the loan value
Getting it made easy
- FNB customer with an active FNB Cheque Account or Easy Account
- Be 18 years and older
- Be a South African Citizen
- Pass affordability and credit scoring assessment
How to get it
Other ways to apply
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider 1929/001225/06 (NCRCP20).