Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

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By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

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Product Shop

Corporates + Public Sector

Corporate Public Sector

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Private Banking

Private Banking

Qualifying criteria

  • New and existing customers must have a qualifying cheque account
  • Customers must be employed with regular income or salary deposited into their cheque account
  • Account must be in good standing
  • New customers must ensure that debit order, beneficiary and salary switching are being processed at the time of opening the account
  • Minimum monthly deposit to the cheque are required as follows:

Sub Product Min. Monthly Deposit Required
Gold Cheque R5 500 per month
Platinum Cheque R16 500 per month
Encore Gold Cheque R2 000 per month
Staff Cheque R3 500 per month
Platinum Encore Cheque R16 500 per month
Private Client Cheque R35 500 per month
Private Wealth Cheque R1 000 per month
Smart Cheque R2 000 per month

View Details

To order a smart device you need to have an FNB Personal Cheque Account

I have an FNB Cheque Account
You may continue to apply for your smart device by selecting 'Apply now!' below.

I do not have an FNB Cheque Account
You may continue to apply for your smart device by selecting 'Apply now!' below.

Please note that you will be required to apply for an FNB Cheque Account within the process.

Smartphone + tablet offer

Expand on your banking experience with FNB's smart device offers

This offering allows new and existing customers* to take up a smart product at affordable rates for a 24-month period - you could enjoy better banking and savings on a range of devices, exclusively from FNB!

It's time to get a sleeker, smarter and more powerful device

Customers can choose up to five smart and/or entertainment devices with no additional fees, interest or charges payable. The available devices are updated on a weekly basis.

We have a variety of channels you can apply through, ie FNB Online and Call Centre.

In addition

  • FNB will deliver your smart device to you at cost of R99
  • FNB will deliver your TV, Home Entertainment Package to you at a cost of R300
  • You will enjoy unlimited cheque card swipes
  • You will enjoy free subscriptions to Online Banking, Cellphone Banking, Telephone Banking and the FNB Banking App, you will also receive four free FNB ATM withdrawals a month

Please note

  • Limited stock is available on certain products
  • Colours may vary and are subject to availability
  • A selection of devices are available for a limited period only
  • When purchasing a TV, a valid and up to date TV license is required
  • No installation and setup is offered by FNB
  • Terms and conditions apply
  • The device offering is only applicable to individuals. Joint accounts, Business, Trust and Single Facility accounts do not qualify for the smart device offering
  • Additional telecommunication services needed to use the device are for your own account

*As an existing client with a Gold or Premier Cheque Account, Premier Plus Cheque Account or a client of FNB Private Clients you could enjoy savings on a range of devices, exclusively from FNB! Also available for Young Professionals, One Account, Islamic Finance and RMB Cheque Account holders.

Having trouble choosing the best device? We have a team of device gurus standing by to assist you, just call 011 236 7805.

For assistance regarding sales, device tracking and support contact us on 087 736 7270.

View devices

View qualifying criteria

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