Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select


For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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By Turnover

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Corporate Public Sector

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Private Banking

Business Credit Protection Plan


Get cover for all you've worked hard for

We understand how invested you are in your business. We know it's taken hard work and commitment to build it to what it is today. We also understand that you want to make sure it's business as usual, no matter what.

If you are a sole prop or a single member/director company the Business Credit Protection Plan is an all-in-one credit life insurance solution for your outstanding FNB Business debt - in the event of death or disability.


Introducing the Business Credit Protection Plan

Financial protection for your business in the event of unfortunate circumstances

Business debt paid in full

In the event of your death, or if you are diagnosed by a certified medical practitioner with less than 12 months to live, or if you become permanently disabled and you can no longer take care of yourself, your business debt will be paid in full.



Minimum monthly repayments covered

In the event of a disability that lasts more than a month, but is not permanent, the minimum monthly instalments across all your insured FNB Business credit facilities may be paid for for up to 12 months.



One premium, multiple products covered

Cover a combination of your FNB Business credit products; Overdraft, Revolving Loan, Term Loan, Credit Card and pay a single premium.




Immediate cover that's simple and easy

No questions, medicals or underwriting

Cover is simple and easy to take up and stays in place for as long as there's an active FNB Business credit facility linked.



Cover is immediate

The cover pays out immediately in the event of accidental death, 3 months waiting period for disability claims and 12 months for suicide and pre-existing conditions.



Covers multiple FNB credit facilities

The Business Credit Protection Plan covers your FNB Business overdraft, credit card, revolving loan and business term loan.



Affordable and based on usage

The premium is based on a fixed rate per R1 000 calculated on average monthly usage for the revolving facilities and total outstanding balance on the term loans.



Getting it made easy


Business Credit Protection Plan

Qualifying criteria

  1. South African citizen between 18 and 64 years
  2. You need to be an FNB Business/RMB Private Bank Business customer
  3. Sole prop or a single member/director company

How to get it

Apply now!

Documents needed

Download brochure

Ts & Cs apply.