A pre-plant contract, better known as PPC, is a straightforward and unique finance package designed to
help grain farmers hedge against price and production risk with the opportunity to secure a higher price
for the crop and have force majeure protection on physical deliveries, as well as releasing collateral
security or a portion thereof for other uses.
There is no other institution in South Africa that offers grain farmers the same extensive benefits that the
PPC package does.
Closely linked to the pre-plant contract, FNB also offers a grain delivery contract.
This product is available for JSE-listed agricultural products and is typically used by farmers who finance
their inputs with cash or on an overdraft.
The contract allows you to market your grain using various price hedging techniques and includes force
majeure, which provides protection in the event of natural disasters.
Expect prices that are higher than the average SAFEX, and get access to specialists, with a proven financial product you can trust.
Includes a finance product, multi-peril and force majeure insurance, and a marketing contract with pricing options
For the past 12 years, PPC has yielded a price for grain that is higher than the average SAFEX price
Access to agriculture specialists within FNB + RMB to ensure your pre-plant contract is used optimally