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< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

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Pre-plant Contract

A unique finance package

Seasonal finance for production inputs and protection against natural disasters.

What this is

A package against price + production risk

A pre-plant contract, better known as PPC, is a straightforward and unique finance package designed to

help grain farmers hedge against price and production risk with the opportunity to secure a higher price

for the crop and have force majeure protection on physical deliveries, as well as releasing collateral

security or a portion thereof for other uses.

There is no other institution in South Africa that offers grain farmers the same extensive benefits that the

PPC package does.


Grain delivery contracts

Market your grain the way you want to

Closely linked to the pre-plant contract, FNB also offers a grain delivery contract.

This product is available for JSE-listed agricultural products and is typically used by farmers who finance

their inputs with cash or on an overdraft.

The contract allows you to market your grain using various price hedging techniques and includes force

majeure, which provides protection in the event of natural disasters.


What's hot

Enjoy an array of contracting alternatives

Expect prices that are higher than the average SAFEX, and get access to specialists, with a proven financial product you can trust.

End-to-end solution

Includes a finance product, multi-peril and force majeure insurance, and a marketing contract with pricing options

Reduces your risk profile

For the past 12 years, PPC has yielded a price for grain that is higher than the average SAFEX price


Access to agriculture specialists within FNB + RMB to ensure your pre-plant contract is used optimally

Getting it made easy

Pre-plant Contract

How to get it

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