Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Please select

For My Business

< R10m annual turnover

For My Business

> R10m annual turnover

Switch to FNB Business

Product shop Retrieve application

By Turnover

First Business Zero (R0 - R5 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)


Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)


Overdraft Loans Debtor Finance Leveraged Finance Private Equity Vumela Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services



For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange International Trade Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Business Hub eBucks Rewards for Business DocTrail™ CIPC Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning


Bank Better

Demos KYC / FICA Debit order + recipient switching Electronic Alerts

Switch to FNB

Product Shop

Corporates + Public Sector

Corporate Public Sector

Switch to FNB

Product Shop

Private Banking

Private Banking

Find a branch

Agricultural Cheque Account

Get the financial input for your production input

A day-to-day transactional account that allows you to deposit money and make payments to meet your farm's financial commitments, including operational expenses.

What this is

We help your business succeed

Meet your farm's financial commitments including operational expenses.

Save time, as you can transact and obtain a record and balances of your

account, online and telephonically and at more than 700 branches

throughout the country.

  • The ability to transact (deposits and payments)
  • Notification of any movements on the account through email and/or SMS
  • The ability to link a Visa Cheque Card, Visa Electron Debit Card

    and/or Business Petro Credit Card to the business account

  • Innovative ways to help your business succeed


You get access to credit with an overdraft facility

A convenient, short-term credit facility that is ideal for emergencies and unforeseen circumstances. The

overdraft is available immediately upon approval and if you don't use it you don't pay for it. It works as a

fluctuating facility which reduces with monthly deposits

eBucks Rewards for Business

More ways for your More ways for your business to earn + spend eBucks

Get rewarded simply by doing your banking with us. You'll qualify for discounts on a variety of products and services.

Earn up to
  • 1.25% back in eBucks when swiping an FNB Business Visa Debit Card.
  • 2.5% when shopping online using an FNB Business Visa Debit Card.
  • 15% back in eBucks on the following spend categories:
  • Gautrain and Uber
  • Checkers & Shoprite
  • Prepaid airtime and prepaid electricity
  • R4/ℓ back in eBucks on fuel spend at any Engen fuel station.
  • 40% back on Merchant Services POS device rental fees**
  • 50% back in eBucks for sending or receiving foreign currency through FNB Forex.
  • 100% back on Online payment transaction fees

Manage your financials

Sound business practice + peace of mind

inContact Pro

Notification of any movements on the account through email and/or SMS

My Limit Alert

Alerts you when your account has decreased to a minimum balance that has been selected by you

Email statements

Receive email statements for FREE

Digital banking

Pay NO monthly subscription fee for Online Banking or Cellphone Banking

What's hot

Multiple accounts

Hold more than one account for different farming enterprises

Getting it made easy

Agricultural Cheque Account

How to get it

Call Me Back

Other ways to apply

Contact us

Find a branch

Contact your relationship manager

Documents needed

  • Copy of recent payslip
  • South African ID book/card
  • Proof of residence (in your name, not older than 3 months)
  • Your passport (if not an SA resident)